2026-08-30T15:32:46.459Z

was the best very good and informed us on everything;answered all out questions

2026-08-29T19:36:54.642Z

She was very helpful and knowledgeable. She went above and beyond the help my husband find the best insurance.

2026-08-29T00:17:18.730Z

An Exceptional Medicare Insurance Agent — Rick PorrasFinding the right Medicare coverage can be overwhelming under the best of circumstances. For me, it became a particularly complicated and stressful journey—and I am incredibly grateful that it ultimately led me to Mr. Rick Porras.My journey to Medicare was anything but straightforward. After contracting Long COVID, I experienced significant and lasting medical complications that affected virtually every aspect of my life. I was fortunate simply to survive, but I was left dealing with brain fog, memory issues, scarred lungs, asthma, and supraventricular tachycardia. I ultimately lost my ability to work and spent three years pursuing a disability claim. After going through a trial, I finally received a favorable judgment and began receiving monthly disability payments.Because I was still 65 and had no income from employment, I qualified for Medi-Cal through the State of California. Then, after turning 66⅔ and beginning to receive my Social Security benefits, I was dropped from Medi-Cal and found myself relying primarily on Medicare.At the same time, the insurance landscape in California was changing dramatically, with insurers pulling out of the state and leaving many people scrambling to figure out what their options were. Suddenly, I was facing significant medical and prescription expenses and had no idea how to navigate the Medicare system, understand the laws and rules, or determine whether there was a supplemental plan that could help protect me financially.That is when I found Rick.From my very first conversation with him, Rick was credible, dependable, knowledgeable, and thoroughly informed. What impressed me most was that he didn't simply recommend a plan and tell me to sign up. He took the time to explain all of my available options, including the advantages and disadvantages of each one. He made sure I understood what I was choosing, why it might be appropriate for me, and what the potential trade-offs were.Rick is also remarkably up to date and informed about the constantly changing Medicare and insurance environment. He communicated everything clearly, answered my many questions patiently, and never made me feel rushed or embarrassed for not understanding something.Most importantly, Rick was compassionate and genuinely caring. When you are already dealing with serious health issues and the financial uncertainty that can accompany them, navigating Medicare can feel like another full-time job. The amount of information, rules, choices, and conflicting advice can be overwhelming.Rick changed that for me.He gave me clarity when I was confused, options when I felt trapped, and reassurance when I was worried. In the end, he helped me reach a point where I no longer had to lie awake at night wondering whether I had the right coverage or what I was supposed to do next.If you find yourself in even one of the situations I described, I strongly urge you to reach out to Rick Porras. Whether you're transitioning to Medicare, losing other coverage, dealing with changing insurance options, or simply overwhelmed by the choices in front of you, Rick will take the time to listen, explain, and guide you.He is knowledgeable, thorough, dependable, and—perhaps most importantly—he genuinely cares about the people he helps.I highly recommend Rick Porras. He didn't just help me choose an insurance plan; he gave me something I desperately needed: peace of mind.

2026-08-26T02:13:55.426Z

Cristina was very friendly, knowledgeable and helpful. She helped me decide the best plan for my situation.

2026-08-12T20:00:33.448Z

Highly recommend working with Rick for Medicare policies.Easy to talk to and no sales pitch/pressure. He's also very responsive when you have a question or issue.

2026-07-27T22:05:10.002Z

Straight forward. Easy facts. No nonsense.

2026-07-16T00:14:51.746Z

2026-07-15T19:39:44.476Z

Blue Shield raised my secondary Medicare policy 21% when I had my birthday costing me over $150.00 added to the policy of $430.00 per month for a total of $580.00. I called Rick and he was able to find me a similar plan D for much less than Blue Shield was trying to charge me because I became one year older.