Steven made our first time buying a home simple and worry free. He went beyond our expectations by communicating, answering all of our questions, and ensuring we were educated and fully comfortable every step of the way. Everything was handled with professionalism and we were even able to close early. His team was excellent and Ciara and Stephanie were amazing! We could not have had a better exp... More

Steven made our first time buying a home simple and worry free. He went beyond our expectations by communicating, answering all of our questions, and ensuring we were educated and fully comfortable every step of the way. Everything was handled with professionalism and we were even able to close early. His team was excellent and Ciara and Stephanie were amazing! We could not have had a better experience. Thank you all for helping us buy our first home! Less

Steven and his team were always available to answer questions and helped us every step of the way. We’re very grateful for them!

Steve was so incredibly helpful throughout the entire process. He was patient, explained everything thoroughly, and super supportive.

Steven Burns at PMR was excellent: always timely, patient, calm, knowledgeable, ready to answer all of my questions to my satisfaction. He and his team were great to work with--highly recommend them.... More

Steven Burns at PMR was excellent: always timely, patient, calm, knowledgeable, ready to answer all of my questions to my satisfaction. He and his team were great to work with--highly recommend them. Less

Easy and fast

Working with Roxy to close on my first home was the best decision I could have made. She made the process as easy as possible and granted me an stress-free and comfortable experience. From start to finish I was confident that I would be a homeowner. Thank you Roxy... More

Working with Roxy to close on my first home was the best decision I could have made. She made the process as easy as possible and granted me an stress-free and comfortable experience. From start to finish I was confident that I would be a homeowner. Thank you Roxy Less

Michael is fantastic at communication and takes such great care of his clients. Give him a call!

I recently purchased a home and the experience with Mac made the process easy and stress free. It was such a relief. He was amazing. Mac was extremely knowledgable and patient. He took his time explaining everything to me, which I really appreciated. He was very responsive and thorough. It was such a pleasure working with Mac.... More

I recently purchased a home and the experience with Mac made the process easy and stress free. It was such a relief. He was amazing. Mac was extremely knowledgable and patient. He took his time explaining everything to me, which I really appreciated. He was very responsive and thorough. It was such a pleasure working with Mac. Less

Thank you for going to the extend to go all the way threw me and my family are pleased with all the perfational work done.

Time, efficient and reasonable!!! Thanks Michael!!!!

Hands down Michael is the best of the best! I've worked with numerous lenders and by far he has been the most helpful for not only me and my family but my friends as well. He's extremely professional and explains things in a way that I can understand clearly. He's also extremely creative at finding solutions.... More

Hands down Michael is the best of the best! I've worked with numerous lenders and by far he has been the most helpful for not only me and my family but my friends as well. He's extremely professional and explains things in a way that I can understand clearly. He's also extremely creative at finding solutions. Less

Not satisfied at all, I won’t recommend them.

Michael was a pleasure to work with. He explained every step along the way and made the process as easy as possible. We would recommend working with him!... More

Michael was a pleasure to work with. He explained every step along the way and made the process as easy as possible. We would recommend working with him! Less

Michael was professional, friendly, and very easy to work with. As a Real Estate Agent, I appreciated the ongoing clear communication throughout the transition. He was proactive and sent out timely updates. His follow up after the closing of the sale was exceptional. I would highly recommend The Radcliffe Team... More

Michael was professional, friendly, and very easy to work with. As a Real Estate Agent, I appreciated the ongoing clear communication throughout the transition. He was proactive and sent out timely updates. His follow up after the closing of the sale was exceptional. I would highly recommend The Radcliffe Team Less

Choosing Xpert Lending for my mortgage was the best decision I made. Michael R. made me feel at ease throughout the process. They were transparent, provided top-notch customer service, and made my dream of homeownership a reality. Highly recommended!Right from the initial consultation, Michael displayed professionalism and a deep knowledge of the mortgage industry. He took the time to understand ... More

Choosing Xpert Lending for my mortgage was the best decision I made. Michael R. made me feel at ease throughout the process. They were transparent, provided top-notch customer service, and made my dream of homeownership a reality. Highly recommended!Right from the initial consultation, Michael displayed professionalism and a deep knowledge of the mortgage industry. He took the time to understand my unique financial situation and future homeownership goals, providing me with personalized lending options that perfectly aligned with my needs. This level of attention to detail and tailored approach instantly put me at ease and made me feel confident in my decision to move forward with them.Throughout the entire process, Xpert Lending maintained an unparalleled level of transparency and open communication. They presented all the available options in a clear and straightforward manner, ensuring I had a comprehensive understanding of each choice I had to make. There were no hidden fees or surprises along the way, which is something I genuinely appreciated, given my past experiences with other lenders.What truly set Xpert Lending apart was their unwavering commitment to delivering exceptional customer service. They treated me like a valued individual, not just another transaction. They were patient, responsive, and always ready to address any questions or concerns I had.Thank you! Less

Five Stars across the board. Michael and his team are top-notch and I trusted them 100% throughout our home buying process. He searched for the best option for us around every corner, answered every question within minutes (seriously, minutes), and held our hand through every step of a very stressful time. I cannot recommend Michael and his team enough.... More

Five Stars across the board. Michael and his team are top-notch and I trusted them 100% throughout our home buying process. He searched for the best option for us around every corner, answered every question within minutes (seriously, minutes), and held our hand through every step of a very stressful time. I cannot recommend Michael and his team enough. Less

Phenomenal to work with, no complaints.

My recent experience using Michael Radcliffe with Xpert Home Lending-The Radcliffe team was great! He helped find the best loan that fit me and was very informative through every step of the process, explaining to me how it worked, in a way I could understand. I definitely recommend Michael Radcliffe to any one looking for a professional and informative broker who will get you answers promptly an... More

My recent experience using Michael Radcliffe with Xpert Home Lending-The Radcliffe team was great! He helped find the best loan that fit me and was very informative through every step of the process, explaining to me how it worked, in a way I could understand. I definitely recommend Michael Radcliffe to any one looking for a professional and informative broker who will get you answers promptly and the best loan options, Thanks! Less

Michael and his team were wonderful to work with! Communication was great throughout the entire loan process through closing, which made the transaction painless. I highly recommend!... More

Michael and his team were wonderful to work with! Communication was great throughout the entire loan process through closing, which made the transaction painless. I highly recommend! Less

Very Professional, made the entire experience a walk in the park. Cannot thank The Radcliffe Team enough!

Micheal was great to work with! Readily available and super helpful with all questions or any issues. He made my experience as a first time home buyer less stressful and everything was timely and went very smoothly. 100% recommend Michael and his team!... More

Micheal was great to work with! Readily available and super helpful with all questions or any issues. He made my experience as a first time home buyer less stressful and everything was timely and went very smoothly. 100% recommend Michael and his team! Less

Michael Radcliffe is a professional and very friendly senior loan officer. He put me at ease from the first conversation we had all the way through closing. I believe it is extremely important to trust your broker because talking about finances could put you into a vulnerable situation. Michael not only ensured my eligibility but also made the possibly stressful occasions simple. Why? Becaus... More

Michael Radcliffe is a professional and very friendly senior loan officer. He put me at ease from the first conversation we had all the way through closing. I believe it is extremely important to trust your broker because talking about finances could put you into a vulnerable situation. Michael not only ensured my eligibility but also made the possibly stressful occasions simple. Why? Because he was always transparent and committed. He made sure I did not procrastinate, feel confused or embarrassed with my questions. You need a trustworthy person like him and his assistant, Nick, who helped me become organized for the first time ever in my life. These knowledgeable gentlemen responded right away or in a timely manner, even outside business hours. I recommend Michael and his team to work with if you need personal but professional experience purchasing your home. Less

My husband and I had the opportunity to work with Micheal Radcliffe in purchasing our first home. Micheal made the home buying process simple and stress free. Communication was fantastic and the process was very quick. We highly recommend working with Micheal if you want a honest, friendly, professional, efficient and reliable Lender.... More

My husband and I had the opportunity to work with Micheal Radcliffe in purchasing our first home. Micheal made the home buying process simple and stress free. Communication was fantastic and the process was very quick. We highly recommend working with Micheal if you want a honest, friendly, professional, efficient and reliable Lender. Less

Michael went above and beyond for us. I will definitely refer him to friends and family.

Expert Home Lending is phenomenal. Michael is very professional and helpful. He helped me with my loan and we closed in record time. I would recommend him without hesitation. You need Michael on your side, folks!... More

Expert Home Lending is phenomenal. Michael is very professional and helpful. He helped me with my loan and we closed in record time. I would recommend him without hesitation. You need Michael on your side, folks! Less

Michael is my go to! I have had the pleasure of getting to work with him professionally and he is ALWAYS on top of his game. He is so communicative, comes to me with solutions to any problem that arrises, and is so personable. Any friends or family that I have in this area, he is my first referral. If you want your deals taken care of right with communication and attention... Michael is your man!... More

Michael is my go to! I have had the pleasure of getting to work with him professionally and he is ALWAYS on top of his game. He is so communicative, comes to me with solutions to any problem that arrises, and is so personable. Any friends or family that I have in this area, he is my first referral. If you want your deals taken care of right with communication and attention... Michael is your man! Less

Michael Radcliffe was outstanding to work with in securing a mortgage loan. He made the process easy and paperwork easy to do. I would highly recommend Xpert Home Leading to anyone that’s looking to get a mortgage they made the whole experience stress-free.... More

Michael Radcliffe was outstanding to work with in securing a mortgage loan. He made the process easy and paperwork easy to do. I would highly recommend Xpert Home Leading to anyone that’s looking to get a mortgage they made the whole experience stress-free. Less

Proverbs 10:22 The blessing of the LORD brings wealth, without painful toil for it. God has blessed my household through an Expert Forex trader Mrs. Katherine Lawrence who I came across while searching for top Bitcoin entrepreneurs. She traded for me with her Forex/Binary trading company where I earned $13,500 in just 7 days, you also want to be bill free? Do well and reach out to her via Email: ... More

Proverbs 10:22 The blessing of the LORD brings wealth, without painful toil for it. God has blessed my household through an Expert Forex trader Mrs. Katherine Lawrence who I came across while searching for top Bitcoin entrepreneurs. She traded for me with her Forex/Binary trading company where I earned $13,500 in just 7 days, you also want to be bill free? Do well and reach out to her via Email: [email protected] WhatsApp: +13045068537 Less

If you’re not using Mike yet! You are missing out! I shopped 6 Loan Officers and Mike beat every rate by .50%. And that was before I told him what other quotes I got. He answers the phone every time you call. And got me my loan well before closing!... More

If you’re not using Mike yet! You are missing out! I shopped 6 Loan Officers and Mike beat every rate by .50%. And that was before I told him what other quotes I got. He answers the phone every time you call. And got me my loan well before closing! Less

A Good trading platform service I can truly trust. They are transparent on all transactions and explain everything clearly. I never had fear and I am confident in trading with them. They have given me so many great opportunities to earn better profits. I am glad to have traded with the right broker. I gain good profit and received my withdrawals earlier than the expected date. Good brokerage plat... More

A Good trading platform service I can truly trust. They are transparent on all transactions and explain everything clearly. I never had fear and I am confident in trading with them. They have given me so many great opportunities to earn better profits. I am glad to have traded with the right broker. I gain good profit and received my withdrawals earlier than the expected date. Good brokerage platform. I'm happy to work with Mr. Ethan Payne, this probably was the best choice of my life. Contact him via Email: [email protected] WhatsApp:+44 7862 075181 Less

I had an excellent experience working with Michael. All my questions were answered timely. He was very helpful and most important very patient. 10 out of 10 for me. Thank you Mike.... More

I had an excellent experience working with Michael. All my questions were answered timely. He was very helpful and most important very patient. 10 out of 10 for me. Thank you Mike. Less

Michael Radcliffe is all of the things you want: he really knows his stuff, he is responsive and very helpful, but beyond that he is the best. When we first talked over the phone I was impressed with his expertise and professionalism. He was able to answer every question and made sure that I understood everything that was needed. Then we had an unexpected situation come up and Michael was able to... More

Michael Radcliffe is all of the things you want: he really knows his stuff, he is responsive and very helpful, but beyond that he is the best. When we first talked over the phone I was impressed with his expertise and professionalism. He was able to answer every question and made sure that I understood everything that was needed. Then we had an unexpected situation come up and Michael was able to skillfully work through the problem without breaking his stride. His tenacity and knowledge kept my concern level low and gave me the confidence that we would be able to close in time. And we did! I would highly recommend Michael to anyone, as others don’t even compare. Thank you Michael. Less

Michael from day one has been great to work with. He was on top of everything and if we ever had a questions he was quick to respond. We can’t thank him enough! Highly recommend Michael Radcliffe and his team!... More

Michael from day one has been great to work with. He was on top of everything and if we ever had a questions he was quick to respond. We can’t thank him enough! Highly recommend Michael Radcliffe and his team! Less

Working with Michael Radcliffe was such an amazing experience. He went above and beyond to make sure we were informed every step of the way! I’d recommend him to ANYONE who’s in the market to buy!... More

Working with Michael Radcliffe was such an amazing experience. He went above and beyond to make sure we were informed every step of the way! I’d recommend him to ANYONE who’s in the market to buy! Less

Tested and trusted, my heartfelt gratitude Mrs. Cara Michael for helping me to Trade and yield in Forex trading, I now believe that Forex is verisimilitude “Most of the important things in the world have been accomplished by people who have kept on trying when there seemed to be no hope at all.” I have been seeing lots of positive recommendations about Mrs. Cara Michael a qualified trader, final... More

Tested and trusted, my heartfelt gratitude Mrs. Cara Michael for helping me to Trade and yield in Forex trading, I now believe that Forex is verisimilitude “Most of the important things in the world have been accomplished by people who have kept on trying when there seemed to be no hope at all.” I have been seeing lots of positive recommendations about Mrs. Cara Michael a qualified trader, finally decided to venture her platform which I invested just $4000 and successfully earned $28,900 in just 7 days, wow!!! what a pleasant experience which was astonishing and surprising then I re-invested continuously. contact Her today via, Email: [email protected] WhatsApp/Telegram:+18162970468 Less

Michael and his team at Edge Home Finance are extremely quick and professional. They are magic workers when it comes to finding the best rate and deal. I have used them personally numerous times and have referred family, friends, and even my own clients.... More

Michael and his team at Edge Home Finance are extremely quick and professional. They are magic workers when it comes to finding the best rate and deal. I have used them personally numerous times and have referred family, friends, and even my own clients. Less

Very thankful to have had Michael’s help with purchasing our first home. He was very helpful and friendly. He did a good job helping us understand any question or concern we had. Would recommend him as a lender because of his great work. Thank you Michael.... More

Very thankful to have had Michael’s help with purchasing our first home. He was very helpful and friendly. He did a good job helping us understand any question or concern we had. Would recommend him as a lender because of his great work. Thank you Michael. Less

Michael Radcliffe my loan officer was amazing since day one! Very Professional and very attentive to any question or concern I had. He Made my first time home buying process very smooth and exciting. He also took all the time necessary to explain every document before I signed, making sure I understood. I would totally recommend!... More

Michael Radcliffe my loan officer was amazing since day one! Very Professional and very attentive to any question or concern I had. He Made my first time home buying process very smooth and exciting. He also took all the time necessary to explain every document before I signed, making sure I understood. I would totally recommend! Less

I can’t begin to express my gratitude to Michael and the Edge Home Finance team stepping in at the 11th hour (literally) to jump on a call with me and walk me through the process. Team gave me the best rate and competitive closing cost.... More

I can’t begin to express my gratitude to Michael and the Edge Home Finance team stepping in at the 11th hour (literally) to jump on a call with me and walk me through the process. Team gave me the best rate and competitive closing cost. Less

So many investors are confused and go into deep research, for a trusted and legit platform to trade and invest in. I was also looking for the best not until I read good reviews and recommendations about Mr. Jackson Robert and how with his Great skill in Trading and Mining made a good profit for so many in their trade account. I was amazed at how happy many Investors wrote good comment's about him... More

So many investors are confused and go into deep research, for a trusted and legit platform to trade and invest in. I was also looking for the best not until I read good reviews and recommendations about Mr. Jackson Robert and how with his Great skill in Trading and Mining made a good profit for so many in their trade account. I was amazed at how happy many Investors wrote good comment's about him. I contacted amazing Account manager Jackson Robert and invested with him with believe, and trust just like the way he replied to me. I earned a very good profit and made my withdrawal successfully directly to my bank account and gave back just 10% of my profit of $14,000 investing with a minimum of $1000.I am very happy to have met with him, I made my second withdrawal and I can now trade and mine on my own and earn a good profit while sitting at home. I know this is inappropriate but this is my little way of showing gratitude and appreciation to him If you wish to invest you can contact him via Whatsapp:+1 (657) 366-7359 OR Email:[email protected] Less

I just closed my second deal with Michael this month and without a doubt he is the best lender I have worked with. He continuously works throughout the transaction to work ahead ensure we have everything to close on time if not early. He is also fantastic at keeping constant communication with myself, the client and listing agent to make sure the transaction runs smoothly. I highly recommend usin... More

I just closed my second deal with Michael this month and without a doubt he is the best lender I have worked with. He continuously works throughout the transaction to work ahead ensure we have everything to close on time if not early. He is also fantastic at keeping constant communication with myself, the client and listing agent to make sure the transaction runs smoothly. I highly recommend using him if you are considering purchasing a home. Less

Micheal and his team were the best! They were very quick to respond, answered all my questions, and went the extra mile to make sure this was a smooth process. Highly recommend to all my friends and family!... More

Micheal and his team were the best! They were very quick to respond, answered all my questions, and went the extra mile to make sure this was a smooth process. Highly recommend to all my friends and family! Less

We could not be happier with the service we received. Michael always answer his phone and is always willing to answer questions. Devin was a huge help in making sure all the needed documentation was submitted right away. Michael and Devin showed patience’s but were also persistent enough to ensure we submitted the documents in a timely manner. As a business owner getting financing for a new home ... More

We could not be happier with the service we received. Michael always answer his phone and is always willing to answer questions. Devin was a huge help in making sure all the needed documentation was submitted right away. Michael and Devin showed patience’s but were also persistent enough to ensure we submitted the documents in a timely manner. As a business owner getting financing for a new home can be a challenge, Michael and his team are super knowledgeable in different types of loans. They were able to introduce us to the bank statement loan process, we were thrilled with the options we received. We were able to close early due to how smooth the process was. I would recommend this company to anyone! Less

I've known Michael for years! He takes the time to get to know his customers and is willing to learn what he can about the industry so he can serve you well.... More

I've known Michael for years! He takes the time to get to know his customers and is willing to learn what he can about the industry so he can serve you well. Less

Michael and his team were extremely helpful during my home-buying process. They were very patient with my questions and they really took the extra time to make sure everything went as smoothly as possible. I’ll definitely go with them next time I’m buying and I’ll be recommending them to friends and family.... More

Michael and his team were extremely helpful during my home-buying process. They were very patient with my questions and they really took the extra time to make sure everything went as smoothly as possible. I’ll definitely go with them next time I’m buying and I’ll be recommending them to friends and family. Less

A huge shout out to Michael, he made buying our new house a very simple process. He kept us informed throughout the entire process and made it simple and enjoyable. Would recommend him to anyone that doesn't like surprises. Kevin... More

A huge shout out to Michael, he made buying our new house a very simple process. He kept us informed throughout the entire process and made it simple and enjoyable. Would recommend him to anyone that doesn't like surprises. Kevin Less

Professional and efficient forex broker. I never had any issues with withdrawals as well as services. They are always accommodating and helpful. Great trading signals from them. I am pleased with the overall performance of Mrs Ava Henry service. I made a good amount of profit in a few weeks. Excellent trading services. I highly recommend her platform to everyone out there, who is interested in t... More

Professional and efficient forex broker. I never had any issues with withdrawals as well as services. They are always accommodating and helpful. Great trading signals from them. I am pleased with the overall performance of Mrs Ava Henry service. I made a good amount of profit in a few weeks. Excellent trading services. I highly recommend her platform to everyone out there, who is interested in trading and making money off Crypto. I have no regrets in choosing this brokerage service, they are professional and skilled. Thanks for all you do, you can reach out to her Email: [email protected] WhatsApp +15704783178 Less

It was a very pleasant experience dealing with Michael. He was very helpful and made the process easy for me. I would recommend him to anyone.

As first time home buyers this was the quickest and easiest experience that we could have imagined. Edge home financing was with us step by step until closing which was under 30 days. Our family couldn’t be more appreciative for the support and how prepared they were and how prompt things got done. The persistence of Michael Radcliffe and his team is unmatchable. We thank you all for walking with... More

As first time home buyers this was the quickest and easiest experience that we could have imagined. Edge home financing was with us step by step until closing which was under 30 days. Our family couldn’t be more appreciative for the support and how prepared they were and how prompt things got done. The persistence of Michael Radcliffe and his team is unmatchable. We thank you all for walking with us on this journey and helping us succeed with our goal of purchasing our first home.We highly recommend Edge Home Financing to any seeking to buy a home so you can experience what easy is. Thanks again guys… Less

The Radcliffe team was great to work with. They were very responsive anytime I had a question and made the loan process very smooth and easy.

It has been our pleasure to work with Michael! All through the process, Michael went the extra mile, we were always informed where we were in the process. He never tired of our endless questions and was extremely responsive to our needs.... More

It has been our pleasure to work with Michael! All through the process, Michael went the extra mile, we were always informed where we were in the process. He never tired of our endless questions and was extremely responsive to our needs. Less

Working with Michael and Devin was such a great experience. They made the home loan process a breeze. Very helpful and there every step of the way. I would recommend The Radcliffe Team a thousand times over. Thank you so much Michael and Devin.... More

Working with Michael and Devin was such a great experience. They made the home loan process a breeze. Very helpful and there every step of the way. I would recommend The Radcliffe Team a thousand times over. Thank you so much Michael and Devin. Less

Michael Radcliffe & Devin Smith we’re such a pleasure to work with. They were patient with my questions, quick to reply and efficient through the process. Their expertise and guidance was exactly what we were look for. Thank you Edge Home Finance!... More

Michael Radcliffe & Devin Smith we’re such a pleasure to work with. They were patient with my questions, quick to reply and efficient through the process. Their expertise and guidance was exactly what we were look for. Thank you Edge Home Finance! Less

I can’t say enough positive things about our experience working with Michael Radcliffe! He made it so easy to purchase a home! Not only did Michael keep up on all of the necessary paperwork but he made it simple to get our documents sent to the correct people. Michael worked with our Real Estate agent as well as the seller’s Real Estate agent to make sure we secured the home we have been dreamin... More

I can’t say enough positive things about our experience working with Michael Radcliffe! He made it so easy to purchase a home! Not only did Michael keep up on all of the necessary paperwork but he made it simple to get our documents sent to the correct people. Michael worked with our Real Estate agent as well as the seller’s Real Estate agent to make sure we secured the home we have been dreaming about! I felt like Michael knew what he was talking about when it came to different options for loans. He listened to my questions and concerns and he walked us through the process with ease! Less

Purchasing a home with the Radcliffe team was one of the best decisions we could have made in this process. We contacted him prior to getting a realtor as we wanted to see what our budget was before shopping for something that we may not be able to afford. Michael was very quick to respond and not only counseled us on our budget but he spent extra time making sure we understood the different opti... More

Purchasing a home with the Radcliffe team was one of the best decisions we could have made in this process. We contacted him prior to getting a realtor as we wanted to see what our budget was before shopping for something that we may not be able to afford. Michael was very quick to respond and not only counseled us on our budget but he spent extra time making sure we understood the different options available to us. He made an excellent referral for realtor, which ended up being a great fit for us. His team was on top of all the paperwork and answering our questions so that by the time the house closed we weren't scrambling and could just enjoy the time. Any updates he received through this process were very quickly communicated through email and/or phone so we felt like we knew what was happening each step of the way. Anytime we had questions in the process early or late in the day he quickly sent us an answer. I would highly recommend this team as they not only delivered, but did so with excellence. Less

We had 2 options to choose a lender from, 1 was the lender from our newly built home and 2nd was Michael. We decided to go with Michael as our lender for our home loan because he is transparent and he did an amazing job. There are few things I love about him, he has so much patience, no matter how many questions or how many times I ask him questions, he takes his time to explain. His service and ... More

We had 2 options to choose a lender from, 1 was the lender from our newly built home and 2nd was Michael. We decided to go with Michael as our lender for our home loan because he is transparent and he did an amazing job. There are few things I love about him, he has so much patience, no matter how many questions or how many times I ask him questions, he takes his time to explain. His service and communication skills are very impressive and we are happy we decided to choose him as our lender. He is someone we were able to trust totally. He used to suggest and give us ideas how we can reduce some costs , what options we have, what happens if we go this route, what happens if we go that route etc etc.. We are happy with the decision we made. Less

We had 2 options to choose a lender from, 1 was the lender from our newly built home and 2nd was Michael. We decided to go with Michael as our lender for our home loan because he is transparent and he did an amazing job. There are few things I love about him, he has so much patience, no matter how many questions or how many times I ask him questions, he takes his time to explain. His service and ... More

We had 2 options to choose a lender from, 1 was the lender from our newly built home and 2nd was Michael. We decided to go with Michael as our lender for our home loan because he is transparent and he did an amazing job. There are few things I love about him, he has so much patience, no matter how many questions or how many times I ask him questions, he takes his time to explain. His service and communication skills are very impressive and we are happy we decided to choose him as our lender. He is someone we were able to trust totally. He used to suggest and give us ideas what options we have, what happens if we go this route, what happens if we go that route etc etc.. We are happy with the decision we made. Less

The best experience ever...Michael made the process stress free. Very friendly. Walked us through everything and up to date. Will use again!!! THANK YOU 😊 **Update** I am not able to add another review due to my first one. Went to Michael and team for our new home (first time was for my son) being first time home owners and VA Michael walked us through everything, communicated on everything. He... More

The best experience ever...Michael made the process stress free. Very friendly. Walked us through everything and up to date. Will use again!!! THANK YOU 😊 **Update** I am not able to add another review due to my first one. Went to Michael and team for our new home (first time was for my son) being first time home owners and VA Michael walked us through everything, communicated on everything. He even provided assistance in home owners insurance, utility hook up assistance, which helped so much. We had some hurdles to go through but Michael was there to help us through them all. My daughter will be relocating to Arizona next year, of course we shall use Michael again and again, he's the best there is and we wouldn't trust anyone else to help us fund our homes. Thank you again Michael and the team. Less

I'm submitting my review a little late, however wanted to submit to let others know that is looking to refinance, from my first call to closing was the smoothest I've ever experienced. Michael was always available if we had questions and walked us through the process throughout.... More

I'm submitting my review a little late, however wanted to submit to let others know that is looking to refinance, from my first call to closing was the smoothest I've ever experienced. Michael was always available if we had questions and walked us through the process throughout. Less

Michael Radcliffe and his team at Nova Home Loans made the process of getting pre-qualified and our loan approved when purchasing our new 2nd home in Arizona. It really was a seamless process and they were always responsive to emails and available to answer our questions. Great job! I would definitely use them again and refer to friends and family! Deb and Alan Martin... More

Michael Radcliffe and his team at Nova Home Loans made the process of getting pre-qualified and our loan approved when purchasing our new 2nd home in Arizona. It really was a seamless process and they were always responsive to emails and available to answer our questions. Great job! I would definitely use them again and refer to friends and family! Deb and Alan Martin Less

This team takes care of EVERYTHING! For a first time home owner I had a TON of questions and needed someone who would have the patience and experience for that. These folks were the right call for sure. Very knowledgable. Incredibly honest. They really made the process easy to understand, gave rock solid advice and ultimately turned it into a pleasurable experience. Not sure how that last on... More

This team takes care of EVERYTHING! For a first time home owner I had a TON of questions and needed someone who would have the patience and experience for that. These folks were the right call for sure. Very knowledgable. Incredibly honest. They really made the process easy to understand, gave rock solid advice and ultimately turned it into a pleasurable experience. Not sure how that last one is even possible but true! Less

I was a first time home buyer and called Michael stressed because I was under a time crunch to close within 30 days. Michael contributed to a seamless process in the following ways: -was responsive to my texts/calls, -able to close early, and -got the appraisal completed timely. My realtor and the title company gave Michael high praises and said he was really great to work with. I was extremely... More

I was a first time home buyer and called Michael stressed because I was under a time crunch to close within 30 days. Michael contributed to a seamless process in the following ways: -was responsive to my texts/calls, -able to close early, and -got the appraisal completed timely. My realtor and the title company gave Michael high praises and said he was really great to work with. I was extremely satisfied with the service. Less

Quick, easy and very helpful! Def would use them again!

Michael was amazing! He took the time and effort to explain things and was so patient. I would refer any one to him! I feel that he made our experience so much better and went above and beyond (that is very hard to find these days). Overall amazing job Michael! It was a pleasure working with him!!... More

Michael was amazing! He took the time and effort to explain things and was so patient. I would refer any one to him! I feel that he made our experience so much better and went above and beyond (that is very hard to find these days). Overall amazing job Michael! It was a pleasure working with him!! Less

One of the greatest experiences buying a house. Michael was great and very responsive the entire time. I will be using Nova in the future and i’ll be recommending them to everyone i know. Wonderful people and wonderful experience.... More

One of the greatest experiences buying a house. Michael was great and very responsive the entire time. I will be using Nova in the future and i’ll be recommending them to everyone i know. Wonderful people and wonderful experience. Less

Michael and the entire Nova team made closing on my new home such a smooth process. I highly recommend this team! They were friendly, professional, and responsive throughout the entire transaction.... More

Michael and the entire Nova team made closing on my new home such a smooth process. I highly recommend this team! They were friendly, professional, and responsive throughout the entire transaction. Less

I wish I could give a higher review than a 5 star. The service given was amazing! Not only were they able to close 6 days earlier than scheduled. Michael was able to keep the deal going when an unexpected problem materialized. Not just once but 3 different times. I would highly recommend Michael an Nova Home Loans to any friend or family member. Brad... More

I wish I could give a higher review than a 5 star. The service given was amazing! Not only were they able to close 6 days earlier than scheduled. Michael was able to keep the deal going when an unexpected problem materialized. Not just once but 3 different times. I would highly recommend Michael an Nova Home Loans to any friend or family member. Brad Less

This is the 3rd mortgage or mortgage refinance that Jared Thom has helped me with. He is very attentive and answered all of my questions. The process was very quick and worked out just as I wanted. I could not be happier.... More

This is the 3rd mortgage or mortgage refinance that Jared Thom has helped me with. He is very attentive and answered all of my questions. The process was very quick and worked out just as I wanted. I could not be happier. Less

Thank you, Michael and everyone at Nova. My wife and I never expected to be able to qualify for a home loan. Not only did Nova help us improve our credit score, Michael and his colleagues explored a lot of different scenarios and was able to secure terms we never could not have found without their help. The process was completely transparent and we were informed of our progress every step of the ... More

Thank you, Michael and everyone at Nova. My wife and I never expected to be able to qualify for a home loan. Not only did Nova help us improve our credit score, Michael and his colleagues explored a lot of different scenarios and was able to secure terms we never could not have found without their help. The process was completely transparent and we were informed of our progress every step of the way. I cannot find words to express my gratitude. Less

I worked with Michael and to say the least he was awesome. Being a first time home buyer, he made everything super easy and smooth throughout the entire process. We definitely appreciate his customer service and availability throughout everything.... More

I worked with Michael and to say the least he was awesome. Being a first time home buyer, he made everything super easy and smooth throughout the entire process. We definitely appreciate his customer service and availability throughout everything. Less

We had a wonderful experience with Michael he was on top of everything & kept us informed through out our process. Super nice & knowledgeable. I wouldn’t go with any other lender after this great experience. Highly recommend!! 😊... More

We had a wonderful experience with Michael he was on top of everything & kept us informed through out our process. Super nice & knowledgeable. I wouldn’t go with any other lender after this great experience. Highly recommend!! 😊 Less

Michael was extremely professional and made the home buying process smooth and comfortable. I never felt like we were reaching out to them for information, cause they kept us up to date with every step and helped answer any questions we had. They made themselves available and were willing to help throughout the entire process, even though this took an extended period of time, due to the new build... More

Michael was extremely professional and made the home buying process smooth and comfortable. I never felt like we were reaching out to them for information, cause they kept us up to date with every step and helped answer any questions we had. They made themselves available and were willing to help throughout the entire process, even though this took an extended period of time, due to the new build process taking longer than expected. Less

michael and team performed above and beyond expectations during our refinance process... we tried for years to get this done, but nova loans rose to the challenge and accomplished what many other loan companies could not in our unique situation...would recommend them to anyone in need of complete professionalism...great job,michael!!...gabe and rosemarie cesare... More

michael and team performed above and beyond expectations during our refinance process... we tried for years to get this done, but nova loans rose to the challenge and accomplished what many other loan companies could not in our unique situation...would recommend them to anyone in need of complete professionalism...great job,michael!!...gabe and rosemarie cesare Less

I was referred by Realtor, Sandra West to Michael Radcliffe specifically and I’m so glad I was! Michael and the entire Nova staff have been so wonderful to work with on their recent refinance of my home. Michael was always quick to respond and help with any questions I had and kept me informed at every step of the process. He’s even helped me with a few items post loan in regards to paperwork que... More

I was referred by Realtor, Sandra West to Michael Radcliffe specifically and I’m so glad I was! Michael and the entire Nova staff have been so wonderful to work with on their recent refinance of my home. Michael was always quick to respond and help with any questions I had and kept me informed at every step of the process. He’s even helped me with a few items post loan in regards to paperwork questions and I am so glad I decided to choose Nova Home Loans. Highly recommend! Less

Michael made it great! This is the second time I have used Michael's services and he is awesome every time. Always keeps me informed, explains things so I can understand them, is so kind and professional, and I always feel like he has my best interest at heart. I work in management in the call center industry so I have very high customer service expectations and Michael always exceeds them!... More

Michael made it great! This is the second time I have used Michael's services and he is awesome every time. Always keeps me informed, explains things so I can understand them, is so kind and professional, and I always feel like he has my best interest at heart. I work in management in the call center industry so I have very high customer service expectations and Michael always exceeds them! Less

Michael Radcliffe a good dude, nothing in particular stuck out, he just seemed genuine and I like that.

Michael was excellent in every way... knowledge, service, communication. Couldn't ask for better!

Michael was very supportive and always available for questions from us! I would definitely recommend him and Nova to my friends and family!

Jared was amazing! It was my first time going through the home buying process and he was very clear, communicative and was willing to answer any questions with explanations. Jared also put a personal interest in making sure I was ready and excited when everything finalized!... More

Jared was amazing! It was my first time going through the home buying process and he was very clear, communicative and was willing to answer any questions with explanations. Jared also put a personal interest in making sure I was ready and excited when everything finalized! Less

Nova Loans did an excellent job with my refinance. Michael was amazing. He is very knowledgeable, gave me all the information and options that would best suite my needs and was very responsive to any questions I had. The whole teamed moved my loan along quickly and this was probably the smoothest transaction I’ve ever completed. I would highly recommend Michael and the Nova Home Loans team to any... More

Nova Loans did an excellent job with my refinance. Michael was amazing. He is very knowledgeable, gave me all the information and options that would best suite my needs and was very responsive to any questions I had. The whole teamed moved my loan along quickly and this was probably the smoothest transaction I’ve ever completed. I would highly recommend Michael and the Nova Home Loans team to anyone! Less

Michael Radcliffe does an excellent job. He takes the time to understand what you're looking for and finds a solution to fit your needs. He is responsive -even at odd hours- and makes the process seamless. Definitely use Michael for any of your mortgage needs. I already referred a family member to him!... More

Michael Radcliffe does an excellent job. He takes the time to understand what you're looking for and finds a solution to fit your needs. He is responsive -even at odd hours- and makes the process seamless. Definitely use Michael for any of your mortgage needs. I already referred a family member to him! Less

Michael did an amazing job and was always helpful when I had questions. He was always supportive and truly made buying a hope a lot less stressful. I wouldn't go to anyone else.... More

Michael did an amazing job and was always helpful when I had questions. He was always supportive and truly made buying a hope a lot less stressful. I wouldn't go to anyone else. Less

Was a phone call away anytime I needed

My wife and I had the pleasure of working with Michael at Nova Home Loans. He was extremely helpful during the stressful times of buying a new home and we really appreciated his industry knowledge. He was very diligent with our loan and made sure to keep in communication with us regarding loan progress and documents needed. Thanks again michael and nova team. We are moving into our new home and w... More

My wife and I had the pleasure of working with Michael at Nova Home Loans. He was extremely helpful during the stressful times of buying a new home and we really appreciated his industry knowledge. He was very diligent with our loan and made sure to keep in communication with us regarding loan progress and documents needed. Thanks again michael and nova team. We are moving into our new home and will enjoy this next chapter of our lives. Less

Jared is amazing! This transaction was a little different since I was the client and not just the agent. He is extremely knowledgeable and confident. He made sure we understood everything and stayed in close contact. We closed on time and had zero problems. I already recommend him to my friends and family. As a professional and a client Jared is one of the best.... More

Jared is amazing! This transaction was a little different since I was the client and not just the agent. He is extremely knowledgeable and confident. He made sure we understood everything and stayed in close contact. We closed on time and had zero problems. I already recommend him to my friends and family. As a professional and a client Jared is one of the best. Less

Michael Radcliffe really helped us during the loan process. He was really responsive and professional. We were able to close our house within 30 days at this crazy market. Highly recommended!... More

Michael Radcliffe really helped us during the loan process. He was really responsive and professional. We were able to close our house within 30 days at this crazy market. Highly recommended! Less

This is our second time working with Michael at Nova. He is the best in the business. Transparency throughout the entire process. He delivered on every promise and helped us secure our dream home in this competitive market! We couldn’t have asked for an easier process! I highly recommend Nova and hope you decide to work with them too! Update: We just bought our third home working with Michael n... More

This is our second time working with Michael at Nova. He is the best in the business. Transparency throughout the entire process. He delivered on every promise and helped us secure our dream home in this competitive market! We couldn’t have asked for an easier process! I highly recommend Nova and hope you decide to work with them too! Update: We just bought our third home working with Michael now at Edge Home Finance. They were responsive and very quick and we closed in 17 days! Can’t work with a better team! Less

Michael was fantastic! He was very responsive and always communicating as to what to expect and how to best approach the needed financial requirements. Very knowledgeable and great customer service. I highly recommend him to all prospective buyers in the AZ real estate market.... More

Michael was fantastic! He was very responsive and always communicating as to what to expect and how to best approach the needed financial requirements. Very knowledgeable and great customer service. I highly recommend him to all prospective buyers in the AZ real estate market. Less

He was on the ball, answered all our questions, kept us up-to-date from the very beginning till the end. Overall a great experience!

Michael was Great! I am a first time home buyer and had a lot of questions He broke down every little detail for me and talked to me about the best options that fits what my family was looking for I will never go to anyone else he is the Best at what he does and he answers every call and e-mail and has a answer to ever one of my questions .Thank you Michael !... More

Michael was Great! I am a first time home buyer and had a lot of questions He broke down every little detail for me and talked to me about the best options that fits what my family was looking for I will never go to anyone else he is the Best at what he does and he answers every call and e-mail and has a answer to ever one of my questions .Thank you Michael ! Less

I had a very difficult transaction where I switched out buyers mid process and Michael didn't even skip a beat, he was able to get them qualified and approved and we didn't even miss the original close date. He has great communication skills and always answers the phone when you call. I enjoyed working with him.... More

I had a very difficult transaction where I switched out buyers mid process and Michael didn't even skip a beat, he was able to get them qualified and approved and we didn't even miss the original close date. He has great communication skills and always answers the phone when you call. I enjoyed working with him. Less

Great working with Michael and his team. Made the process easy for my wife and I. Would highly recommended and would use them again should I be buying or refinancing. Thank you!... More

Great working with Michael and his team. Made the process easy for my wife and I. Would highly recommended and would use them again should I be buying or refinancing. Thank you! Less

Michael kept us informed throughout the entire process, quickly responded to any questions we had, and was able to secure my family a great rate. Have already recommended him to family and friends.... More

Michael kept us informed throughout the entire process, quickly responded to any questions we had, and was able to secure my family a great rate. Have already recommended him to family and friends. Less

Just completed our home refi with Michael Radcliffe. The process went smoothly and any questions we had were answered promptly. A pleasure to work with and we would use him again.... More

Just completed our home refi with Michael Radcliffe. The process went smoothly and any questions we had were answered promptly. A pleasure to work with and we would use him again. Less

Great communication, insight, and knowledge! Michael did a wonderful job keeping everyone informed every step of the way. I would high recommend him to anyone! Lance Gentry Realty One Group... More

Great communication, insight, and knowledge! Michael did a wonderful job keeping everyone informed every step of the way. I would high recommend him to anyone! Lance Gentry Realty One Group Less

Michael made the home buying process SO easy for us! My wife and I were very impressed by the level of expertise, and professionalism that Michael displayed over the course of our process. I would highly recommend using NOVA Home Loans for every first time buyer looking to purchase a home! From the bottom of our hearts- Thank you, NOVA Home Loans for making our dreams a reality!... More

Michael made the home buying process SO easy for us! My wife and I were very impressed by the level of expertise, and professionalism that Michael displayed over the course of our process. I would highly recommend using NOVA Home Loans for every first time buyer looking to purchase a home! From the bottom of our hearts- Thank you, NOVA Home Loans for making our dreams a reality! Less

Michael and his team worked around the clock throughout our first-time homebuying process. From the application to our closing, he went above and beyond when it came to communication and strategy. He was extremely knowledgeable and truly cared about us as clients and the outcome of our experience. We are so lucky to have worked with him! I definitely recommend Michael and his team.... More

Michael and his team worked around the clock throughout our first-time homebuying process. From the application to our closing, he went above and beyond when it came to communication and strategy. He was extremely knowledgeable and truly cared about us as clients and the outcome of our experience. We are so lucky to have worked with him! I definitely recommend Michael and his team. Less

Mike Radcliffe made the process very simple and straightforward. He’s super knowledgeable and helped me for my situation instead of pushing his own agenda. 10/10 would recommend friends and family to work with Mike.... More

Mike Radcliffe made the process very simple and straightforward. He’s super knowledgeable and helped me for my situation instead of pushing his own agenda. 10/10 would recommend friends and family to work with Mike. Less

Michael Radcliffe is amazing! He made buying our 1st home not stressful at all. You hear horrible stories from parents and friends that it’s the most stressful thing. Not with Michael!! When we refinanced to get a lower interest rate it was just as easy as the first time. I would highly recommend him to family and friends! Thank you so very much Michael! You truly are a rockstar and we will glad... More

Michael Radcliffe is amazing! He made buying our 1st home not stressful at all. You hear horrible stories from parents and friends that it’s the most stressful thing. Not with Michael!! When we refinanced to get a lower interest rate it was just as easy as the first time. I would highly recommend him to family and friends! Thank you so very much Michael! You truly are a rockstar and we will gladly reach out for any questions or concerns! Thank you again for all your hard work. We really appreciate you! -Brian & Kaileiann Sereny Less

Very professional and transparent during entire process.

We decided to refinance our home and went with Michael Radcliffe at Nova Home Loans. Michael was easy too work with, listened to our needs and was in communication with us each step of the way. It did take a little longer then we hoped due to so many wanting to refinance at these great rates but was still a reasonable length of time.... More

We decided to refinance our home and went with Michael Radcliffe at Nova Home Loans. Michael was easy too work with, listened to our needs and was in communication with us each step of the way. It did take a little longer then we hoped due to so many wanting to refinance at these great rates but was still a reasonable length of time. Less

Michael Radcliffe was incredibly helpful & super attentive! He helped me along the process, and made sure to explain all the steps as we progressed through our Refi. I can't speak highly enough to his availability, which was such a positive with my 9 to 5 working hours. Thanks for being so awesome at your job👍... More

Michael Radcliffe was incredibly helpful & super attentive! He helped me along the process, and made sure to explain all the steps as we progressed through our Refi. I can't speak highly enough to his availability, which was such a positive with my 9 to 5 working hours. Thanks for being so awesome at your job👍 Less

Michael was very professional, attentive and always available! Fantastic customer service, and kept us informed of our loan status at all times. I would recommend to all my family and friends.... More

Michael was very professional, attentive and always available! Fantastic customer service, and kept us informed of our loan status at all times. I would recommend to all my family and friends. Less

Michael made the whole process simple, easy, and understandable.

Amazing husband, father, brother, son, AND loan officer. Couldn’t be more proud to be adopted into his family via my home refi. Made me feel like the prodigal son returning home after many years with high interest rates. No better service out there.... More

Amazing husband, father, brother, son, AND loan officer. Couldn’t be more proud to be adopted into his family via my home refi. Made me feel like the prodigal son returning home after many years with high interest rates. No better service out there. Less

Having made many home purchases and this one being the second multi state move, it was the easiest home loan ever. Stellar communication through out the entire process and our ability to have direct connection eliminate any stress with any part of the process. Thank you Michael Radcliffe and team for everything you have done for us! David and Sarah... More

Having made many home purchases and this one being the second multi state move, it was the easiest home loan ever. Stellar communication through out the entire process and our ability to have direct connection eliminate any stress with any part of the process. Thank you Michael Radcliffe and team for everything you have done for us! David and Sarah Less

Michael Radcliffe is AWESOME! He worked really hard for us. We were able to refinance our house and he was so diligent and kept us informed throughout the process. This was our second time working with Michael and we would definitely recommend him to anyone who is needing a loan officer. Keith & Emily... More

Michael Radcliffe is AWESOME! He worked really hard for us. We were able to refinance our house and he was so diligent and kept us informed throughout the process. This was our second time working with Michael and we would definitely recommend him to anyone who is needing a loan officer. Keith & Emily Less

We couldn't be happier with Michael! This is now the second time we have used him. We were able to refinance for a lower interest rate a year after we bought our home and Michael was just as quick as the first time we used him. He answered calls and texts promptly and even helped deal with our old mortgage company when they tried to charge us transfer fees. We even called 3 of our friends right a... More

We couldn't be happier with Michael! This is now the second time we have used him. We were able to refinance for a lower interest rate a year after we bought our home and Michael was just as quick as the first time we used him. He answered calls and texts promptly and even helped deal with our old mortgage company when they tried to charge us transfer fees. We even called 3 of our friends right away and they are all now using Michael too! You won't be disappointed and we will continue to use Michael in the future for any home loan needs. Less

Michael Radcliffe from Nova Loans was very helpful and professional. He communicated consistently, effectively and in a timely manner. I was informed every step of the way and Michael kept me updated and strategized with me when needed. I highly recommend working with Michael and Nova Loans.... More

Michael Radcliffe from Nova Loans was very helpful and professional. He communicated consistently, effectively and in a timely manner. I was informed every step of the way and Michael kept me updated and strategized with me when needed. I highly recommend working with Michael and Nova Loans. Less

Mike was very knowledgeable, and explained the refinance process well. It was so simple! He was very quick to respond to texts or emails. Call him if you are looking to refinance!... More

Mike was very knowledgeable, and explained the refinance process well. It was so simple! He was very quick to respond to texts or emails. Call him if you are looking to refinance! Less

Michael has helped me on multiple mortgage transactions. Does a phenomenal job with communication, awesome rates and keeps me posted start to finish.

Michael was super helpful and informative throughout the home buying process. He was also very personable which made the process much more enjoyable!

This was by far, the very best experience in buying a home. We were in Texas for a short time- both buying (6 weeks) and selling (5+weeks) with constant issues. Michael had the work completed in 19 days- perfectly! I didn’t know about any issues because he took care of it. He made it all work and out performed the others with his knowledge and professionalism. I am so glad to be back in Arizona a... More

This was by far, the very best experience in buying a home. We were in Texas for a short time- both buying (6 weeks) and selling (5+weeks) with constant issues. Michael had the work completed in 19 days- perfectly! I didn’t know about any issues because he took care of it. He made it all work and out performed the others with his knowledge and professionalism. I am so glad to be back in Arizona and thankful that Michael and his staff had our backs. Our house is great and there were no surprises; after Texas..that is a very good thing. Less

Michael Radcliffe was very helpful in the process of acquiring the loan we needed to get the house we wanted. He did this in a very efficient and timely manner. Michael was always pleasant and professional whenever he needed something from us and whenever we had questions about the loan process. I consider him a friend and good associate to work with when needing help with a loan. Richard Sch... More

Michael Radcliffe was very helpful in the process of acquiring the loan we needed to get the house we wanted. He did this in a very efficient and timely manner. Michael was always pleasant and professional whenever he needed something from us and whenever we had questions about the loan process. I consider him a friend and good associate to work with when needing help with a loan. Richard Schloe Less

Michael was extremely helpful while we were buying our first home. He was always available and willing to answer any questions we had throughout the entire process. He was very knowledgable about our different options and helped us select the ones that were best for our situation. Michael was professional and personable, very easy to talk to. I would highly recommend him to anybody purchasing a h... More

Michael was extremely helpful while we were buying our first home. He was always available and willing to answer any questions we had throughout the entire process. He was very knowledgable about our different options and helped us select the ones that were best for our situation. Michael was professional and personable, very easy to talk to. I would highly recommend him to anybody purchasing a home. Less

2020 refi review: In 2020 Michael also assisted my husband and me in our refinance of our home. Before we made our choice, Michael explained the various options and was patient with me as I wrote 2 pages of notes. He always listened to me, even if I asked the same question 3 times but different ways and explained it differently too. Michael helped us save money, get a great rate and work out the ... More

2020 refi review: In 2020 Michael also assisted my husband and me in our refinance of our home. Before we made our choice, Michael explained the various options and was patient with me as I wrote 2 pages of notes. He always listened to me, even if I asked the same question 3 times but different ways and explained it differently too. Michael helped us save money, get a great rate and work out the details to ensure we got exactly what we needed. When I asked for advice or a different perspective than my own, Michael was willing to offer me a professional perspective and opinion. 2019 new home purchase review: I highly recommend Michael for assisting with the process to apply for a mortgage loan, and everything that encompasses mortgages. Michael worked with me and my husband through the entire process of the purchase of our new home. He is very knowledgeable about the rules and regulations of loan processing. Although the process and requirements are straight forward, we felt that it was him to made everything attainable. Our situation was unique and Michael was a problem solver and very thorough throughout the entire process. Michael is understanding and empathetic which made us feel like we were never alone. I was truly impressed with his customer service skills and attentiveness to us as people and the intricate details of our loan application. Michael is professional, trustworthy and highly motivated. He puts his clients first and always has their best interest in mind. Less

Michael was responsive to my inquiries I never felt he was hiding the small print from me like I had with other lenders. Great to work with!

Michael was very helpful and knowledgeable. He was professional during the whole process, making our first house purchase smooth and easy. We are forever grateful to him. I will recommend him to my coworkers and friends. :)... More

Michael was very helpful and knowledgeable. He was professional during the whole process, making our first house purchase smooth and easy. We are forever grateful to him. I will recommend him to my coworkers and friends. :) Less

Michael was great to work with! We originally started with another person for several months with another company and basically had no results and wasn’t good at communicating. So we decided to go elsewhere and had been referred to Michael which I’m glad we were. He was very communicative and very helpful. Needless to say he was able to get the job done. He made the process very smooth for us. We... More

Michael was great to work with! We originally started with another person for several months with another company and basically had no results and wasn’t good at communicating. So we decided to go elsewhere and had been referred to Michael which I’m glad we were. He was very communicative and very helpful. Needless to say he was able to get the job done. He made the process very smooth for us. We will definitely be using him in the near future. Thank you Michael! Less

Michael was great from start to finish. Helped me understand all my option including buying a new home. Ultimately decided to refinance with cash out, during this process we looked at multiple cash out levels etc. Michael made it happen and dealt well with my craziness the whole time :) Michael often responded to text messaged and called me well after regular working hours which was great and ver... More

Michael was great from start to finish. Helped me understand all my option including buying a new home. Ultimately decided to refinance with cash out, during this process we looked at multiple cash out levels etc. Michael made it happen and dealt well with my craziness the whole time :) Michael often responded to text messaged and called me well after regular working hours which was great and very helpful. Less

Mike Radcliffe from Nova loans was thorough from beginning to the end of my loan process. Mike answered my questions and listened to my goals for my loan. Mike was always available when I needed him and went out of his way many times to help me.. A couple little glitches taken care of right away. I would recommend him to friends and family anytime!... More

Mike Radcliffe from Nova loans was thorough from beginning to the end of my loan process. Mike answered my questions and listened to my goals for my loan. Mike was always available when I needed him and went out of his way many times to help me.. A couple little glitches taken care of right away. I would recommend him to friends and family anytime! Less

I am a Realtor and have used Michael for several of my clients loans and my own personal loan. He is very knowledgeable and always very responsive which is very important to me and my clients. I very highly recommended him.... More

I am a Realtor and have used Michael for several of my clients loans and my own personal loan. He is very knowledgeable and always very responsive which is very important to me and my clients. I very highly recommended him. Less

Micheal is one of the best at communicating how he can help you and then getting the job done. He has a great team that will be with you every step of the way.... More

Micheal is one of the best at communicating how he can help you and then getting the job done. He has a great team that will be with you every step of the way. Less

I would highly recommend Michael for your mortgage needs. He was excellent to work with. He made the process smooth and easy. He kept us informed the whole way through. Overall, is was the best mortgage experience I’ve been through. Thanks Michael!!... More

I would highly recommend Michael for your mortgage needs. He was excellent to work with. He made the process smooth and easy. He kept us informed the whole way through. Overall, is was the best mortgage experience I’ve been through. Thanks Michael!! Less

I Love that Mike keeps me informed and responds to me timely. He has gone beyond the call of duty when it comes to customer service. Thank you, Mike. Such a pleassure... More

I Love that Mike keeps me informed and responds to me timely. He has gone beyond the call of duty when it comes to customer service. Thank you, Mike. Such a pleassure Less

The entire Radcliffe group was very helpful in our house buying adventure. We live in Alaska and jointly purchased with our daughter in AZ, so we had quite the adventure! Michael especially was so patient and helpful to all of us. Michael was always available whenever we needed questions answered. I would recommend them in a quick heartbeat!... More

The entire Radcliffe group was very helpful in our house buying adventure. We live in Alaska and jointly purchased with our daughter in AZ, so we had quite the adventure! Michael especially was so patient and helpful to all of us. Michael was always available whenever we needed questions answered. I would recommend them in a quick heartbeat! Less

I worked with Michael Radcliffe and highly recommend him. He handled my home buying process and it was seamless. He also answered my calls every time I reached out, I don't think I got his voicemail once! Great Guy, Great Expierence... More

I worked with Michael Radcliffe and highly recommend him. He handled my home buying process and it was seamless. He also answered my calls every time I reached out, I don't think I got his voicemail once! Great Guy, Great Expierence Less

Michael and his team are fantastic. I am a real estate professional and recently used Michael to refinance my own residence. They were incredibly communicative through out the entire process. It is hard to find such great service in the mortgage industry right now, being that they are so busy...but with Michael and his team were AWESOME!... More

Michael and his team are fantastic. I am a real estate professional and recently used Michael to refinance my own residence. They were incredibly communicative through out the entire process. It is hard to find such great service in the mortgage industry right now, being that they are so busy...but with Michael and his team were AWESOME! Less

Got great service from Michael! Lots of tools for online actions for Nova Home Loans. Interesting process with no surprises!

Great throughout the entire process! Transparent, always willing to explain things, and beyond friendly!

Michael is a true professional. Great communication. When you refinance or purchase a new home, you want to feel comfortable and that your officer has your best interest in mind - with Michael you get just that - someone that is in your corner - as if it was his own property he was working the deal on.... More

Michael is a true professional. Great communication. When you refinance or purchase a new home, you want to feel comfortable and that your officer has your best interest in mind - with Michael you get just that - someone that is in your corner - as if it was his own property he was working the deal on. Less

Michael is the man! He made the whole process really easy!

I choose Nova Home Loans because of Michael Radcliffe. I have found his work ethic outstanding, excellent communication skills and always available when I need him.... More

I choose Nova Home Loans because of Michael Radcliffe. I have found his work ethic outstanding, excellent communication skills and always available when I need him. Less

Michael Radcliffe of Nova Home Loans is an outstanding person to work with for a new loan or a refi. He has helped me with both and I will continue to go through him in the future due to his integrity, efficiency, and industry knowledge. Can’t say enough great things about him!... More

Michael Radcliffe of Nova Home Loans is an outstanding person to work with for a new loan or a refi. He has helped me with both and I will continue to go through him in the future due to his integrity, efficiency, and industry knowledge. Can’t say enough great things about him! Less

Easy process and great communication.

Had a great experience with Nova! I worked primarily with Mike Radcliffe. He answered all my questions and even educated me on things I didn’t know. He offered me sound advice and I’m glad I listened to you. Thank you Nova team! Highly recommend... More

Had a great experience with Nova! I worked primarily with Mike Radcliffe. He answered all my questions and even educated me on things I didn’t know. He offered me sound advice and I’m glad I listened to you. Thank you Nova team! Highly recommend Less

Michael refinanced my house for the second time now. Fantastic customer service, very knowledgeable, and the best rate. He easily and quickly dealt with the obstacles that came, would recommend to anyone... More

Michael refinanced my house for the second time now. Fantastic customer service, very knowledgeable, and the best rate. He easily and quickly dealt with the obstacles that came, would recommend to anyone Less

Michael made the entire process easy and was very knowledgeable in explaining everything clearly! Overall excellent experience I would recommend him to everyone!... More

Michael made the entire process easy and was very knowledgeable in explaining everything clearly! Overall excellent experience I would recommend him to everyone! Less

Michael was wonderful to work with. His customer service sets a bar untouched by other lenders. He’s always quick to respond to any questions and he’s extremely professional. I would definitely recommend using Michael and his team.... More

Michael was wonderful to work with. His customer service sets a bar untouched by other lenders. He’s always quick to respond to any questions and he’s extremely professional. I would definitely recommend using Michael and his team. Less

It is always a pleasure to work with Michael. He takes time to answer questions for his clients, realtors, and the sellers of a transaction. He helps ensure we get to close of escrow smoothly. He is willing to answer questions from the pre-qualification to the close of escrow. I can rely on him to be punctual, attentive to details, and reliable.... More

It is always a pleasure to work with Michael. He takes time to answer questions for his clients, realtors, and the sellers of a transaction. He helps ensure we get to close of escrow smoothly. He is willing to answer questions from the pre-qualification to the close of escrow. I can rely on him to be punctual, attentive to details, and reliable. Less

Michael Radcliffe is amazing! He knows how to help the homeowners see their options, educates them on +/- of each loan progam so they make the best decision for them. He is a teamwork driven and always helps with solutions to get the homeowner across the finish line!... More

Michael Radcliffe is amazing! He knows how to help the homeowners see their options, educates them on +/- of each loan progam so they make the best decision for them. He is a teamwork driven and always helps with solutions to get the homeowner across the finish line! Less

Michael was so easy to work with! He was quick to respond to any questions I had and he made the whole process as smooth as possible. We will use him for any future mortgage needs and will recommend him to all of our friends and family!... More

Michael was so easy to work with! He was quick to respond to any questions I had and he made the whole process as smooth as possible. We will use him for any future mortgage needs and will recommend him to all of our friends and family! Less

Wonderful service. Nova Home Loans attentive to my needs and really helped the process go smoothly for my home loan. I will choose them for all of my future needs and recommend then for everyone.... More

Wonderful service. Nova Home Loans attentive to my needs and really helped the process go smoothly for my home loan. I will choose them for all of my future needs and recommend then for everyone. Less

In October of 2019, we found the house of our dreams but had yet to find a loan officer. I found an ad for teacher discounts so I emailed for more information. Michael called me in response and helped us find the best rate and qualify to buy that house. We closed on December 5th. In July of this year, we sold our old house and we were ready to refinance our dream house. I immediately called Micha... More

In October of 2019, we found the house of our dreams but had yet to find a loan officer. I found an ad for teacher discounts so I emailed for more information. Michael called me in response and helped us find the best rate and qualify to buy that house. We closed on December 5th. In July of this year, we sold our old house and we were ready to refinance our dream house. I immediately called Michael and, again, he helped find the best rate for us. Ultimately, we lowered our payment $300 a month. Beyond what he could do for us financially, Michael made us feel like part of his family. I always felt like he had our best interests at heart and he was always really fun to work with. When we weren't working with him on buying or refinancing our home, he texted us to wish us Happy Birthday and to wish us a Happy New Year. I really appreciate him and all that he has done for us, but I really feel like I have gained a brother (I could say son, but I won't admit that I'm that old). I refer him to everyone that I know who is thinking about buying or refinancing. Less

Working with Michael was a very easy and smooth process. Michael kept me informed throughout the process. I will definitely use him for all my mortgage needs.... More

Working with Michael was a very easy and smooth process. Michael kept me informed throughout the process. I will definitely use him for all my mortgage needs. Less

It was the most seamless experience that I have ever had working with Micheal Radcliffe as my loan officer for a mortgage refinance. I would highly recommend Micheal for it was the shortest & easiest Finicial transaction that anyone could ask for with the least possible paperwork ever !!!!!... More

It was the most seamless experience that I have ever had working with Micheal Radcliffe as my loan officer for a mortgage refinance. I would highly recommend Micheal for it was the shortest & easiest Finicial transaction that anyone could ask for with the least possible paperwork ever !!!!! Less

Great communication. Michael made a normally tedious and time consuming process easier by utilizing technology to allow for the timely exchange of required documents. Thank you for your hard work. It has literally paid off.... More

Great communication. Michael made a normally tedious and time consuming process easier by utilizing technology to allow for the timely exchange of required documents. Thank you for your hard work. It has literally paid off. Less

Michael is truly sincere and actually cares about the people he works with. Likable and honest. You can tell he only wants the best for his clients and will work hard to ensure you get nothing but the best. I would absolutely recommend Michael Radcliffe.... More

Michael is truly sincere and actually cares about the people he works with. Likable and honest. You can tell he only wants the best for his clients and will work hard to ensure you get nothing but the best. I would absolutely recommend Michael Radcliffe. Less