2026-01-31T16:56:48.698Z

I’ve worked with Heather Bowie, mortgage broker, on many files and she consistently delivers an exceptional client experience. Her clients are well-educated, prepared, and understand the mortgage and appraisal process before it even begins, which makes every file smoother and more efficient.Heather is proactive, highly organized, and communicates clearly with both clients and industry professionals. She truly supports and educates her clients. I’m always happy to work on her files and highly recommend Heather Bowie to anyone looking for a knowledgeable and client-focused mortgage broker.

2025-12-28T18:35:11.947Z

Heather was absolutely amazing! As first-time homebuyers, my brother and I felt supported every step of the way. We had lots of questions, and being co-owners pursuing a net worth mortgage made our situation a bit more complex—but Heather handled it all with confidence, efficiency, and genuine care. She made the entire process smooth and stress-free, and we closed on time with a fantastic rate. We couldn’t be happier with her services and highly recommend Heather to anyone looking for an exceptional broker!

2025-12-28T01:02:03.528Z

Thank you so much Heather for all your help with our mortgage needs! To others - Heather was professional and knowledgable. Her systems made the application process easy to use and I was impressed by her use of short videos to explain different options that were available to us. I highly recommend Heather Bowie and Flare Mortgage Group, they were great to work with.

2025-12-24T19:16:46.631Z

Heather was a true pleasure to work with. She responded quickly and explained things thoroughly at every step. We have worked with many mortgage brokers over the years, but this was our best experience and we will use Heather again!

2025-12-24T15:46:28.311Z

We could not have asked for a better experience with Heather. From the very beginning, initial planning and pre-approval, right through to the purchase of our new home, she was there every step of the way. Heather was always quick to respond, incredibly patient, and never made us feel rushed for asking questions. She explained everything so clearly that we always felt comfortable and confident in the process. Buying a home can feel overwhelming, but Heather truly made it feel manageable and supported from start to finish. We are so grateful for her help and would recommend her without hesitation.

2025-12-24T15:24:52.239Z

2025-12-22T16:58:10.215Z

Heather was fantastic to work with. We renewed our mortgage with her and it was such an easy progress. All meetings were virtual and someone even came to our house when it came time to sign to final documents. I wouldn’t hesitate to recommend her to anyone looking for a new mortgage or to renew. Thanks Heather!

2025-12-22T03:57:06.289Z

Very professional and helpful. Heather would make herself available whenever I had questions which I greatly appreciated. 10/10 would recommend

2025-12-10T01:37:54.190Z

We had an outstanding experience working with Heather. We were under significant time pressure and dealing with all the complexities that come with being a business owner; irregular income details, extra documentation and the typical hurdles that make obtaining a mortgage more challenging. She handled every step seamlessly, clearly and with incredible professionalism.What truly sets her apart is her heart. She genuinely cares about her clients and is deeply passionate about what she does. Her dedication, patience and constant support made an otherwise stressful process feel manageable and even empowering. We’re so grateful for everything she did for us and couldn’t recommend her more highly.If you’re looking for someone who is not only highly skilled but also truly invested in helping you succeed, Heather is the Happiness Creator.