2026-05-25T00:22:36.872Z

Absolutely fantastic service. Heather managed to simplify the chaos of my purchase and turn it into calm for me. I could not be happier.

2026-04-23T18:29:15.429Z

Heather was very patient with all my questions related to both purchasing my first home and refinancing. She is timely in her responses and puts in a lot of effort and care. I recommend her for any and all mortgage needs.

2026-04-07T19:04:54.538Z

We are currently utilizing Heather Bowie at Flare Mortgage Group to provide financing options as we search for a new home. She worked long and hard over the Easter long weekend to provide viable options and truly wants to assist us in attaining our goals. She is definitely customer focused.

2026-02-12T17:57:06.082Z

Heather is amazing! She made everything so easy to understand and we didn't feel dumb asking questions. The whole mortgage process felt very simple and she was so kind when we initially had to postpone getting our home. I highly recommend her!!!

2026-01-31T16:56:48.698Z

I’ve worked with Heather Bowie, mortgage broker, on many files and she consistently delivers an exceptional client experience. Her clients are well-educated, prepared, and understand the mortgage and appraisal process before it even begins, which makes every file smoother and more efficient.Heather is proactive, highly organized, and communicates clearly with both clients and industry professionals. She truly supports and educates her clients. I’m always happy to work on her files and highly recommend Heather Bowie to anyone looking for a knowledgeable and client-focused mortgage broker.

2025-12-28T18:35:11.947Z

Heather was absolutely amazing! As first-time homebuyers, my brother and I felt supported every step of the way. We had lots of questions, and being co-owners pursuing a net worth mortgage made our situation a bit more complex—but Heather handled it all with confidence, efficiency, and genuine care. She made the entire process smooth and stress-free, and we closed on time with a fantastic rate. We couldn’t be happier with her services and highly recommend Heather to anyone looking for an exceptional broker!

2025-12-28T01:02:03.528Z

Thank you so much Heather for all your help with our mortgage needs! To others - Heather was professional and knowledgable. Her systems made the application process easy to use and I was impressed by her use of short videos to explain different options that were available to us. I highly recommend Heather Bowie and Flare Mortgage Group, they were great to work with.

2025-12-24T19:16:46.631Z

Heather was a true pleasure to work with. She responded quickly and explained things thoroughly at every step. We have worked with many mortgage brokers over the years, but this was our best experience and we will use Heather again!

2025-12-24T15:46:28.311Z

We could not have asked for a better experience with Heather. From the very beginning, initial planning and pre-approval, right through to the purchase of our new home, she was there every step of the way. Heather was always quick to respond, incredibly patient, and never made us feel rushed for asking questions. She explained everything so clearly that we always felt comfortable and confident in the process. Buying a home can feel overwhelming, but Heather truly made it feel manageable and supported from start to finish. We are so grateful for her help and would recommend her without hesitation.

2025-12-24T15:24:52.239Z

2025-12-22T16:58:10.215Z

Heather was fantastic to work with. We renewed our mortgage with her and it was such an easy progress. All meetings were virtual and someone even came to our house when it came time to sign to final documents. I wouldn’t hesitate to recommend her to anyone looking for a new mortgage or to renew. Thanks Heather!

2025-12-22T03:57:06.289Z

Very professional and helpful. Heather would make herself available whenever I had questions which I greatly appreciated. 10/10 would recommend

2025-12-10T01:37:54.190Z

We had an outstanding experience working with Heather. We were under significant time pressure and dealing with all the complexities that come with being a business owner; irregular income details, extra documentation and the typical hurdles that make obtaining a mortgage more challenging. She handled every step seamlessly, clearly and with incredible professionalism.What truly sets her apart is her heart. She genuinely cares about her clients and is deeply passionate about what she does. Her dedication, patience and constant support made an otherwise stressful process feel manageable and even empowering. We’re so grateful for everything she did for us and couldn’t recommend her more highly.If you’re looking for someone who is not only highly skilled but also truly invested in helping you succeed, Heather is the Happiness Creator.

2025-12-09T23:15:51.134Z

My Military Spouse and I only had 1 week to buy a house, after our personal bank failed us with communication, we reached out to Heather with only 3 days left in our trip. She was quick to respond, called us with regular updates and made sure we left our trip happy and feeling confident. Thank you so much for your help!!

2025-12-09T21:20:00.316Z

Heather was amazing with helping us when purchasing our new home. The process was stress free and expedient. Heather and the whole Flare mortgage group are second to none. You won't be disappointed.

2025-12-06T18:57:29.298Z

We had an AMAZING experience with Heather! To the point she was figuring stuff out for us on THANKSGIVING DAY. Literally putting the turkey in the oven and answering our questions. I HIGHLY recommend Heather for your mortgage needs. She always explained everything, had videos and gave us all our options. She helped us have an extremely smooth purchase of our first home!

2025-10-31T18:55:07.669Z

Heather focuses on people. She cares, she listens, and she delivers. I recommend her without hesitation.

2025-10-16T15:37:04.415Z

My husband and I just purchased a property, our finances are more complicated than average as my husband is self-employed. Heather was AMAZING! Incredibly professional, knowledgeable, supportive, excellent and quick communication and responses, explained everything very well and ensured the process went smoothly. This is not our first experience working with a mortgage broker and we can vouch that the experience with Heather was top-notch. We would highly recommend her and will go back to her for any future needs.

2025-10-15T18:06:46.023Z

Heather is incredibly knowledgeable, efficient, organized, and overall outstanding professional. She is also kind and compassionate, and really just knows how to get the job done. I couldn't have asked for a better experience, and she took all of the stress away from a situation that incredibly stressful.

2025-10-14T22:50:46.948Z

Buckle up! Heather gets things done quickly professionally and with a smile!!

2025-10-09T02:27:29.145Z

I was frantically looking for someone to save my first-home buy when my bank was dragging its feet in getting my financing approved. I texted Flare mortgage group and got a response from Melissa instantly and connected me to Heather moments later.Heather was an absolute rockstar from the moment she took things over. She not only eased my anxieties immediately, she went above and beyond to walk me through my options, went step by step during the process and secured financing for me in the matter of days (my bank was taking weeks).I can honestly say, Heather is the reason I have my dream home. Don’t make the same mistake I made - don’t wait to contact Flare as a back up, go with them as the first and best choice!Thank you Heather and the Flare Team 🏡

2025-10-05T21:48:14.775Z

We are beyond grateful to have had Heather on our home buying journey. She was responsive, professional, and helped us overcome obstacles that seemed nearly impossible! She’s a lovely person overall and I will forever recommend her to anyone who needs a top notch broker.

2025-09-04T19:03:46.491Z

Working with Heather Bowie from Flare Mortgage Group was a great experience. Going into our initial discussion, I was concerned since our situation felt complicated — with a co-ownership agreement and a tight budget.Heather quickly put those worries at ease. She was responsive, clear in her communication, and always professional, which made the whole process much smoother than I expected.I would recommend Heather to anyone looking for a knowledgeable and caring mortgage broker

2025-07-28T00:52:03.255Z

We recently downsized our home. We started with our bank, the one we have been with since 1971. We applied for an increase in our HELOC limit. It took our bank 6 weeks of procrastination before rejecting our request on the grounds that we did not earn enough.Our realtor recommended we consult Heather Bowie at Flare Mortgage Group. We met with Heather on a Friday, and our application for a personal line of credit with another bank was approved the following week. That took just a few days, and over a long weekend too. Impressive, what incredible service, and that was just the beginning.Heather has guided us every step of the way through the process of home purchase, from pre-qualification to closing, possession and beyond. Her knowledge and support have been fantastic and exemplary.Thank you Heather, from both of us.Alan and Eileen

2025-07-24T00:41:38.637Z

Can’t say enough positive things about Heather and her business!! Fast, so knowledgeable, and made the entire experience easy and so fun. Highly recommend for anyone needing assistance with their mortgage

2025-07-21T23:36:24.309Z

5/5! We were living through a particularly stressful move and Heather was fantastic at explaining the process to us and making us feel comfortable with our decisions. We not only got a great mortgage, but we also were well educated! Thank you Heather

2025-07-21T18:11:07.869Z

Dear Heather,Words cannot fully express how grateful we are for everything you’ve done for us. Thanks to your hard work, dedication, and unwavering support, our dream of owning our very first home has come true — and in such a short time!You walked with us every step of the way, answered our questions with patience, and worked tirelessly behind the scenes to make sure everything came together so quickly and smoothly. We felt your care and commitment, and it truly meant the world to us.From the bottom of our hearts, thank you for making this journey possible. You will always have a special place in our story.With deep gratitude and appreciation,Jean Kadima & Family

2025-07-21T16:58:51.474Z

Heather was amazing from start to finish. We had a bit of a tricky application, and she handled it with ease and professionalism. The turnaround was incredibly quick and we were able to secure an excellent mortgage. Thanks so much Heather!

2025-07-21T16:45:19.549Z

We had such a fantastic experience working with Heather during the purchase of our new home. From start to finish, she was incredibly helpful, professional, and always made us feel like a priority. No question was too small, and she took the time to explain everything clearly, ensuring we felt confident and informed every step of the way.Heather’s knowledge and expertise truly made the entire mortgage process so much less stressful than we expected. She worked hard to find us the best options and was always quick to respond whenever we needed guidance. Thanks to her, we were able to secure a great mortgage and are now happily settled into our new home.We can’t recommend Heather enough — she’s an absolute 5-star mortgage broker!

2025-07-21T01:52:39.876Z

I have nothing but glowing reviews, utmost respect, and gratefulness for Heather. I began working with her in early stages of my separation, and she made the (very intimidating) process of qualifying for my own mortgage incredibly simple and easy to follow. Heather extended kindness and support in the most professional and empathetic manner, and eliminated all of the stress in what could have been the most difficult process. I am so grateful and thankful for the recommendation that brought me to her!