I cannot say enough about what Ryan and his team have been able to do for me over the years. He got my wife and I into our first house with ease and then helped us refinance at an incredibly low rate. He has also helped us with using some of our equity to continue to better our home for our family. You will not go wrong using Ryan and his team! Less

Ryan Speltz from Creative 1st Mortgage has definitely earned their name but most importantly my sincere gratitude in all that they were able to do for me. Lower rate and better terms while keeping me from adding on unnecessary extra years. Thank you so much! Less

Ryan helped me closing my refinanced project in less than 3 weeks! He was very responsive and attentive to my tough situation. I’d recommend Creative 1st Mortgage to anyone out there looking to buy/refinance. Thank you Ryan! Less

Thankful for Ryan Speltz! I’ve been a real estate agent for 6 years and I can say that I’ve never been more impressed by a mortgage broker.Ryan was able to take MY headache and find the perfect investor for it. This was for our personal investment. Over a year of ups and downs and he never once had any doubt that it could be done. One investor denied the loan and he swiftly pivoted with a Plan B. (I always tell my clients, don’t give up if one lender says no! Another is waiting to say yes!)He is honest. Has integrity like no other. He’s accurate and thorough! He is kind, patient and AVAILABLE!I can say now after 6 years, I have a go-to mortgage pro that I trust with all of my clients going forward. Thank you for dealing with my craziness! Can’t wait to close more deals with you! Less

I dealt with Ryan first professionally. I am a realtor. I had a deal going down the tubes due to a lender that didn’t offer financial options to the buyer. He literally saved the deal in a crazy, short time period AND saved my client a few hundred dollars per month on her mortgage for her new home so she could not only move into her home, she could enjoy living there while not being “house poor”. Throughout the transaction Ryan was responsive, attentive, and never let on to our mutual client the hoops that I knew he was jumping through to get this done. I was very impressed! So naturally, when it came time for me to utilize my equity and apply for a HELOC of my own, I didn’t hesitate on who to reach out to. Once again, Ryan and his team showed me the utmost importance in processing my request and getting me connected to the best lender to fit my need. As a realtor, I already had tremendous confidence in Ryan and his team. As a client, they have only reaffirmed this confidence. I would highly recommend to anyone on a personal level and I recommend them frequently on a professional level! Less

Ryan was awesome! He is easy to work with and was able to find a way to make my Florida dream home a reality. I highly recommend Ryan and Tina at Greenlight Morgage. Less