I wish I found Stephen years ago!! He explained everything so we understood and help us pick plans that works for our family! I’m beyond happy with the plans and Stephen’s service and plan on using him year after year! Less

Stephen Fromme is extremely knowledgeable & very helpful in my search & answered all my questions about insurance in a timely manner . I HIGHLY recommend him for any & all of your insurance needs !! Less

I recently moved into the neighborhood and Stephen was very helpful in setting up medical insurance for my parents. He takes time to listen, analyze different options, and choose the best insurance meeting their needs. It is a pleasure working with him. Less

When it came time to enter the “Black Hole” called Medicare, I reached out to Stephen Fromme to guide me through the maze. The thing with Stephen is simply he cares about you, the person he is talking to. He discussed the numerous plans available, THEN, highlighted the positives and negatives of these plans, finally narrowing down the plan that was right for me (at this point in my life). Needs will change over the future years, and so will the plans I sign up for to ensure my healthcare coverage is secure and will not financially bankrupt my family. It is a relief that I can trust Stephen Fromme to help me. Less

Stephen was highly recommended to me by a friend when I decided to change my health care insurance provider. He did not disappoint. He was knowledgeable, professional and explained various to me in great detail. Most importantly he kept me informed throughout the entire transfer process. I highly recommend him. Less

I would highly recommend Mr. Stephen Fromme. My wife and I needed some assistance acquiring medical insurance. He was a great help and introduced us to resources we did not know were available to us. Mr. Fromme is very knowledgeable, helpful, and personable. He was easy to work with and thorough throughout the entire process. Less

A few years ago, my parents returned to NJ. They needed to find new Medicare Advantage plans as theirs were state specific. I reached out to Steve and found him to be remarkably helpful. He reviewed their current plans, and medications. Steve asked insightful questions, while not becoming intrusive. He asked about what their costs were prior to NJ, and what they would like to see regarding premiums, co-pays and cost of prescriptions. I was able to provide names of physicians they would be seeing. Steve gave several suggestions, with the breakdown of each plan, including plans that covered eye, dental and hearing exams, that my parents wanted included. The choice was my parent's, with no pressure to chose one over the other. He answered their questions and when asked what he would recommend, he did so honestly, without pressure to chose his recommendation. Since my parents have different needs they chose different plans. My father remains with the same plan nearly 3 years later. My mother decided she wanted to try a new plan when open enrollment began a year later She felt her original choice had too many limitations. Again, Steve presented the options, without pressure and my mother was happy with the new plan. My mother would have been happy to keep it, but the Insurnace company eliminated that particular plan. Once again, we called Steve and once again he came through. She ultimately chose the same insurance company, just a different plan. He is as thorough on the third year as he was on the first 2 years. Steve asks if my father wants to review his plan and each year, the answer has been no thank you. Steve never pushes to have him look into something else if he is happy with his current plan. There is no cost to my parents for Steve's service which is a relief to them. The changes made each year with Medicare options have become more difficult to sift through and I am grateful Steve makes the process considerably less stressful. Less

Stephen is a highly qualified professional, doing his utmost for his clients in a cordial and elegant style. He has the ability and the perseverance to cut through rather complex problems, delivering best available results. Less

Stephen was very helpful and patient in getting new insurance for my husband and I. He followed up on everything keeping us informed. I highly recommend him for your insurance needs. Less