Josh is brilliant to work with! He was actually recommended to me by another lady from a Facebook page! He is thorough. He will ask you questions to make sure that you pick the right insurance that fits your medical and financial needs. If you need him for any reason - he is easy to get in touch with and will help settle the situation at hand. Def worth the recommendation!... More

Josh is brilliant to work with! He was actually recommended to me by another lady from a Facebook page! He is thorough. He will ask you questions to make sure that you pick the right insurance that fits your medical and financial needs. If you need him for any reason - he is easy to get in touch with and will help settle the situation at hand. Def worth the recommendation! Less

Josh Ruiz was super professional and helped me find affordable insurance quickly and seamlessly. I highly recommend him! He made the process so easy and no stress!... More

Josh Ruiz was super professional and helped me find affordable insurance quickly and seamlessly. I highly recommend him! He made the process so easy and no stress! Less

Josh was recommended to us from a family member. He made the dreaded task of choosing the yearly insurance so easy and will be helping us again in a few months when my husband starts on Medicare. He is very knowledgeable and straightforward and can quickly find answers from in network providers to what is most cost efficient for his clients. I can say that we HIGHLY recommend Josh for any insuran... More

Josh was recommended to us from a family member. He made the dreaded task of choosing the yearly insurance so easy and will be helping us again in a few months when my husband starts on Medicare. He is very knowledgeable and straightforward and can quickly find answers from in network providers to what is most cost efficient for his clients. I can say that we HIGHLY recommend Josh for any insurance needs. Less

We were so blessed to have had Josh Ruiz help my elderly parents change their CA medicare insurance to TN medicare insurance. Josh met with us several times via zoom making sure we understood the process, helped us choose insurance by offering in-depth knowledge of what was available. We are SO pleased with the choices we made! He truly came alongside my parents' and the transition was smooth! It... More

We were so blessed to have had Josh Ruiz help my elderly parents change their CA medicare insurance to TN medicare insurance. Josh met with us several times via zoom making sure we understood the process, helped us choose insurance by offering in-depth knowledge of what was available. We are SO pleased with the choices we made! He truly came alongside my parents' and the transition was smooth! It took away so much stress from us! He helped my parents and I navigate waters we have never been in. We are beyond grateful for his help. Also, he is fun to talk to, and makes you feel cared for. Josh is very patient and very kind. We highly recommend him for anyone needing insurance, especially those trying for figure out the medicare/medi-advantage system. (Thank you Josh!!!) Less

Josh is thorough and knowledgeable. He will take the time to be sure you understand all of your options and follows up once you decide. He has also helped me with my mother’s plans in a different state and made recommendations that were most helpful.... More

Josh is thorough and knowledgeable. He will take the time to be sure you understand all of your options and follows up once you decide. He has also helped me with my mother’s plans in a different state and made recommendations that were most helpful. Less

It was simply by chance that I began working with Josh. . . I answered a phone call. I immediately noticed something different with Josh. . . he was an educator rather than a "Sales Guy". . . nothing wrong with Sales Guys, I am one, but an educator seemed more appropriate when it comes to insurance. As entrepreneurs my wife and I need independent health care. Josh educated us and lead us to pla... More

It was simply by chance that I began working with Josh. . . I answered a phone call. I immediately noticed something different with Josh. . . he was an educator rather than a "Sales Guy". . . nothing wrong with Sales Guys, I am one, but an educator seemed more appropriate when it comes to insurance. As entrepreneurs my wife and I need independent health care. Josh educated us and lead us to plans that were actually equal and better in some areas than previous corporate plans that I had previously negotiated. Throughout my 3+years with Josh. he has regularly communicated with us. He researched the best plans for me and my wife. I can't imagine anyone knowing or more serious about his business than Josh. Whole never having met face to face, I feel a personal relationship with Josh having g had many conversations about one another's families. I would highly recommend Josh. He is a great asset for you and your family when planning your health insurance needs. Less

Josh was extremely helpful and very easy to get in contact with . Josh explained everything very throughly and went over every single detail with me . I appreciate his knowledge and taking the time to work with me .... More

Josh was extremely helpful and very easy to get in contact with . Josh explained everything very throughly and went over every single detail with me . I appreciate his knowledge and taking the time to work with me . Less

I can't say enough about Josh and what a help he was to me. Trying to navigate Medicare all our options can be daunting. It was Josh who helped me chose the best prescription plan and save me so much time and money. It was so easy and quick and Josh followed up everyday to make sure I received the information I needed. You know what the best part of connecting with Josh is his service is FREE, ... More

I can't say enough about Josh and what a help he was to me. Trying to navigate Medicare all our options can be daunting. It was Josh who helped me chose the best prescription plan and save me so much time and money. It was so easy and quick and Josh followed up everyday to make sure I received the information I needed. You know what the best part of connecting with Josh is his service is FREE, does not cost you a penny. Josh thank you for all your help and direction. I so enjoy making new friends! Less

Professional willing to go the extra step.

Josh did an awesome job helping me through the insurance process!

Josh made it easy to understand! He took time to get to know me and my needs! I actually understood my coverage for the first time and took control of my coverage! Highly recommend!... More

Josh made it easy to understand! He took time to get to know me and my needs! I actually understood my coverage for the first time and took control of my coverage! Highly recommend! Less

Josh was great to work with. He listened and addressed my concerns regarding Medicare and provided a solution best for me! I highly recommend Josh for all you Medicare insurance needs 5 🌟🌟🌟🌟🌟... More

Josh was great to work with. He listened and addressed my concerns regarding Medicare and provided a solution best for me! I highly recommend Josh for all you Medicare insurance needs 5 🌟🌟🌟🌟🌟 Less

knowledgeable and friendly. He was very helpful.

Very knowledgable and reliable

His patient to explain and to find what insurance is the best for my current situation.

He knows what he is doing.

Josh was very kind and explained the different plans. He was not pushy and didnt keep calling and bothering me. He was straight and to the point. Yes I would recommend him!!... More

Josh was very kind and explained the different plans. He was not pushy and didnt keep calling and bothering me. He was straight and to the point. Yes I would recommend him!! Less

Josh is a very personable, yet professional agent. He always seems to have time to chat or answer any questions you may have, no matter how small. He’s very kind and helpful. I’d highly recommend him.... More

Josh is a very personable, yet professional agent. He always seems to have time to chat or answer any questions you may have, no matter how small. He’s very kind and helpful. I’d highly recommend him. Less

Josh was very professional and polite as well as extremely knowledgeable in regards to my health care policy. I would highly recommend him.

Fasr response. Friendly. Attention to detail. Highly recommended!

Josh Ruiz is professional and incredibly knowledgeable. With his guidance and expertise, I was able to find the right health care plan to meet my needs. Thanks Josh, for being so awesome! Cheers!!... More

Josh Ruiz is professional and incredibly knowledgeable. With his guidance and expertise, I was able to find the right health care plan to meet my needs. Thanks Josh, for being so awesome! Cheers!! Less

Got me the best plan that fit my needs. He made sure my plan had what I needed and was patient with me with all my questions and explained everything to me so I would understand. Definitely recommend him... More

Got me the best plan that fit my needs. He made sure my plan had what I needed and was patient with me with all my questions and explained everything to me so I would understand. Definitely recommend him Less

Josh has been extremely attentive, informative and patient with assisting us in selecting our retirement health care services. Bill and I definitely recommend him when you are ready for retirement .... More

Josh has been extremely attentive, informative and patient with assisting us in selecting our retirement health care services. Bill and I definitely recommend him when you are ready for retirement . Less

Josh knows the business, give him A chance to quote your insurance needs!

Josh helped me repeatedly getting set up with insurance after my retirement. THE BEST!!! 5 STARS!!!

Josh Ruiz was referred to me by another person that spoke volumes about him. After dealing with him, it was easy to find out, they were right. From the very start Josh would return my calls, reply to my emails, and he followed up with me in a time of need and worked late hours to make my request come true. I still have other needs coming up in the near further and look forward to working with him... More

Josh Ruiz was referred to me by another person that spoke volumes about him. After dealing with him, it was easy to find out, they were right. From the very start Josh would return my calls, reply to my emails, and he followed up with me in a time of need and worked late hours to make my request come true. I still have other needs coming up in the near further and look forward to working with him again. I have given Josh 5 stars and recommend him and his services to anyone. THANK YOU AGAIN JOSH. Less

Josh is always so helpful! When I have questions, I just send him a text and he calls me ASAP. He is always able to explain to me what I need to know. He is able to help me navigate the insurance websites. In short, he's the best!... More

Josh is always so helpful! When I have questions, I just send him a text and he calls me ASAP. He is always able to explain to me what I need to know. He is able to help me navigate the insurance websites. In short, he's the best! Less

Josh has been my health broker for over a year and always rich with information, provides clarity and follows up in a timely manner. Always appreciate his professionalism. Highly encourage if you are looking for health related insurance products to consider Josh. He's a blessing!... More

Josh has been my health broker for over a year and always rich with information, provides clarity and follows up in a timely manner. Always appreciate his professionalism. Highly encourage if you are looking for health related insurance products to consider Josh. He's a blessing! Less

Josh knows his products, listened to what I asked for, answered my questions, found the right coverage that I needed and wanted in the price range I was looking for! He is personable, empathetic, ethical! He writes insurance with companies that own their own paper and are accredited with excellent ratings!... More

Josh knows his products, listened to what I asked for, answered my questions, found the right coverage that I needed and wanted in the price range I was looking for! He is personable, empathetic, ethical! He writes insurance with companies that own their own paper and are accredited with excellent ratings! Less

Josh is always quick, professional, and on top of everything. I would recommend him to any of our clients!

Josh is knowledgeable, patient and willing to go the extra mile to make sure you are comfortable with your plan. Highly recommend him!!