2026-08-03T14:41:32.414Z

the best place to find your mortgage

2026-07-31T19:35:02.269Z

The team at Austin Capital Mortgage (especially Adrienne) did a great job in securing a home equity loan for us and finding a lender that could work with our particular situation. I would highly recommend them to anyone who is looking to re-finance or purchase a home.

2026-07-30T20:21:18.991Z

Jeff and team at Austin Capital Mortgage were great to work with. They were patient with my questions and always fast to help. They made the loan process easy and seamless.

2026-07-30T12:35:13.898Z

I have used Charlie Cooper and Tom Oltman at Austin Capital Mortgage for well over 10 years and have trusted them with multiple home purchases and refinances. Every experience has been professional, timely, and stress-free. They consistently communicate throughout the process, answer every question, and genuinely look out for their clients' best interests.Update (2026): Once again, Charlie and Tom exceeded my expectations. They helped me navigate another mortgage, and the experience was just as smooth and professional as the first time I worked with them over a decade ago. It's rare to find a team that delivers the same high level of service year after year, but they continue to do exactly that.If you're looking for honest advice, competitive financing, and a team that truly cares about their clients, I can't recommend Austin Capital Mortgage enough. Thanks again, Tom and Charlie—I look forward to working with you for many years to come.

2026-07-28T20:39:22.244Z

We had an outstanding experience refinancing our home with this company. From start to finish, the entire process was handled professionally, efficiently, and with great attention to detail. Communication was excellent, all of our questions were answered promptly, and everything stayed right on schedule. They made what could’ve been a stressful process feel smooth and straightforward. We truly enjoyed working with the entire team and highly recommend them to anyone looking for a trustworthy, professional mortgage company.

2026-06-18T17:50:55.834Z

I’ve worked with this team on multiple occasions, and they have consistently been top-notch every time. Their professionalism, communication, and attention to detail make the entire mortgage process smooth and stress-free. They always stay on schedule, keep you informed throughout the process, and truly provide outstanding service. I highly recommend them to anyone looking for a mortgage company they can trust.

2026-06-15T17:55:20.262Z

Christian made our mortgage process smooth and stress-free. He was knowledgeable, responsive, and always took time to explain our options and answer our questions. He kept us informed at every step and made sure everything closed on time. Highly recommend Christian to anyone looking for financing. Thank you for helping us fund our new home!

2026-06-04T16:43:40.395Z

I just purchased my first home. Scott and his Team at Austin Capital Mortgage were fantastic to work with. He answered all my questions and the entire process was quick and efficient. I definitely would recommend Scott to anyone looking finance a home!

2026-06-03T23:18:04.546Z

We were researching options for buying a house instead of renting near our son's college campus when we discovered the FHA kiddie condo loan (we used to purchase a house not a condo) for college students — and it changed everything. As parents co-borrowing on an FHA loan for a first-time homebuyer, we had a lot of questions, and Charlie Cooper at Austin Capital Mortgage answered every single one before we even thought to ask. He laid out the entire process from day one so there were zero surprises — we always knew exactly where we stood, what was coming next, and what we needed to do. Charlie made what could have been an overwhelming experience feel really easy. If you're a parent considering using an FHA loan to buy a house for your child in college, call Austin Capital Mortgage. You'll be in the best hands.

2026-06-02T15:48:53.836Z

I had no credit history as a college student and honestly didn't think buying a home was even possible for me. Charlie Cooper at Austin Capital Mortgage walked me through exactly how to establish a credit score to qualify for a mortgage, set up a clear timeline, and made sure my family and I understood every step of the first-time homebuyer FHA loan process with my parents as co-borrowers. There were no surprises, no confusion — just a smooth, easy process from start to finish. If you're a college student wondering how to buy a house instead of paying rent, and you don't know where to start with credit or financing, Charlie is who you call. He made it happen for me and I couldn't recommend him more.

2026-05-31T10:46:36.012Z

True professionals who know how to deliver:After a horrific, stressful experience trying to work with a rigid big-box bank (Wells Fargo), switching to Austin Capital Mortgage was like night and day. This team is the absolute opposite of the corporate bureaucracy I faced elsewhere.Austin Capital Mortgage actually takes the time to understand your financial situation on a case-by-case basis. They deeply understand the guidelines, the laws, and the complex financials, and they know exactly how to make things happen. They stayed on top of every single detail of my loan.Every person I interacted with was a highly qualified professional who understood the importance of clear communication and met critical deadlines with strict accountability. They turned a nightmare scenario into a success. I highly recommend Austin Capital Mortgage to anyone looking for a seamless, professional home-buying experience.

2026-05-10T20:59:31.812Z

We had an amazing experience working with our mortgage lender (Tom Oltmann) from start to finish. The entire process was smooth, professional, and stress-free thanks to his guidance, communication, and dedication. He took the time to explain every step, answered all of our questions quickly, and truly made us feel supported throughout the home-buying process.His knowledge, patience, and commitment to helping us secure the best option for our family did not go unnoticed. We are incredibly grateful for all of Tom’s & teams hard work and highly recommend them to anyone looking for a trustworthy and dependable mortgage lender. Thank you again for making this experience such a positive one!

2026-05-06T08:58:13.877Z

Working with Austin Capital Mortgage was an incredible experience from start to finish. I primarily worked with Jeff, alongside Charlie, and Jeff was truly outstanding. His communication was exceptional—always clear, timely, and proactive about what was needed at every stage. He brought a calm, steady presence to what can often be a stressful process, and consistently stayed optimistic while working hard to secure the best possible rate.Jeff is extremely knowledgeable, detail-oriented, and clearly knows exactly what he’s doing. I always felt confident that everything was being handled thoroughly and professionally. Thanks to Jeff and Charlie, the entire process felt smooth and seamless.I wouldn’t hesitate for a second to recommend this team. Jeff is, without a doubt, one of the best I could ever recommend. Rave reviews all around.—Charlotte

2026-04-25T19:38:12.811Z

Clint Brinkoeter was great!! I would highly recommend him to everyone looking for professional and efficient loan officer.

2026-04-17T16:05:50.972Z

I wish every person I worked with made things as easy as Tom Oltman! He worked closely with my realtor to make the loan process streamlined and intuitive. I highly recommend Tom if you'd like a quality loan officer who can answer all questions and get an incredible rate. Thanks so much, Tom!

2026-04-06T20:47:56.879Z

I have been wanting to refinance my home and get an equity loan of another property for the last two years. I have spoken at least to 10 different companies and people who were going to “help”. None of that ever happened until I spoke with Tom. Skeptical about this being the exact same thing as before, I gave it a try. Tom not only helped me with this endeavors but also went beyond in finding the right information of how to proceed, what was more convenient, giving me all the possible scenarios, etc.Tom is very accessible, friendly and professional. He knows what he is talking about, and I absolutely recommend him if you are looking for REAL help and REAL solutions when it comes to refinancing, mortgage loans, and the like.

2026-04-04T19:54:24.163Z

Adrienne Sanchez was amazing. She was easy to work with, answered our questions and helped expedite closing. I feel totally comfortable sending others her way. She is top notch.

2026-03-28T20:39:16.296Z

I worked with Jeff and Christian, what an amazing team! Very knowledgeable and clear communication. Couldn’t recommend them more!

2026-03-20T22:35:58.035Z

Jeff and Christian are amazing to work with.Reliable, efficient and professional.And they have competitive rates.I found the best lender in Austin by far.

2026-03-19T14:50:06.716Z

I have been a full time Real Estate agent for 15 years and I have used so many different lenders for myself and for clients. Another agent gave me Charlie & Adrienne's contact information and I recently used them for a personal transaction and they are AMAZING!!!! Attention to detail is so important and they made sure we got everything we needed to get our clear to close! So happy and I will definitely continue to recommend them to clients as well!