OneRay-NEXA Mortgage did an excellent Job for our family. I strongly recommend"OneRay Nexa" services. They always do what is best for you as a client. They take the time to explain everything with detail.They have strong communication skills.They are always available when you need them. They are above and beyond when it comes to searching for the best loan for your needs. OneRay NEXA Mortgage is the way to go 100%. Less

I had an amazing experience working with Ray for my mortgage loan. They were incredibly knowledgeable, patient, and thorough in explaining the different concepts throughout the process. I truly appreciated their guidance and expert advice, which made everything clear and easy to understand. They were always available to answer questions and went above and beyond to ensure I was comfortable every step of the way. Highly recommend! Less

We've had the pleasure of working with Ray twice now, and both experiences have been outstanding. Ray goes above and beyond in every aspect of his service. His communication is impeccable, and he explains each step of the process in such detail that we felt at ease throughout the entire experience. Ray's dedication and expertise truly set him apart. We couldn't be happier with the service he provided and highly recommend him to anyone in need of a reliable and thorough lender. we would not be living in our dream house with out his help! Less

I’m so grateful for Ray and Patti. They did a wonderful job at refinancing my loan for a divorce buyout. They were fast and provided information and advice along the way to make the process easier to understand. They acted very professional during the process considering it was part of the divorce process. I’m glad I found them by reading three reviews online. They truly are amazing. As soon as the rates drop I will refinance with Ray. Less

Ray was amazing. Super knowledgeable and friendly. He answered all of our questions thoughtfully and thoroughly. I highly recommend anyone and everyone to talk to him before making a move in the home buyers market Less

Ray carried himself in a very professional matter. I like the fact that he’s able to pull up numbers live in front of you to give you an idea of what your mortgage loan would look like. Very friendly guy easy-going great gentleman to work with. Less

If you're having any doubts or fears about the home buying process, No need to fear when you Ray Jones and his team are here! Honestly one of the best recommendations we could've gotten from a previous client of theres! Ray was on top of everything! He worked amazing with our real estate agent and got us a home in a little less than a month!!! WOW! My husband and I have never been happier with such an easy smooth process! Like I mentioned earlier if you're having any doubts or fears about the homebuying process, please go to OneTrust home! Ray and his team are quick and on top of everything! Legit got so many compliments from friends and family about how fast we got the home! With the team we had, you can best believe we got it done! Thanks Ray and OneTrust!! Less

This is the second loan that Ray at OneTrust Home Loans have completed for me in the past six months. He and his customer support person, Patti were awesome to work with. I never had to question where we were in the process and everything was completed without any in person contact other than signing the loan docs with the notary. Ray and Patti went above and beyond in helping me to resolve a previous issue that impacted the closing of my loan. I highly recommend Ray Jones at One Trust Home Loans! Less