Nick is fantastic. Always working hard for to find the best rates. Comes through in the clutch every time. He is very professional and great at working with your realtor. I look forward to working with him on many deals in the future. Less

Nick did a wonderful job answering all our questions. He helped us understand how a reverse mortgage works aiding us with our apprehension of choosing that over a traditional mortgage. We would recommend him to anyone needing a mortgage for a home purchase. Less

Nick was amazing walking us through the process and helping us understand what we needed to get closed. He also went out of his way to find us the best rate possible for our refinances. Nick also followed up with title companies and other parties involved to keep the process rolling. It’s great to have Simone you can trust help you through the process. Less

Valor Mortgage made my home-buying process smooth and professional from start to finish. I highly recommend Nick and his team if you're looking to buy a home. Thank you, Valor Mortgage, for making everything go so well! Less

***update Nov 2024Nick always has our back! He helped us get a lower interest rate so we can save some money. He has consistently checked in with us since we bought our home and is always on the lookout for the best deal possible to help us. A great present to us for the holidays! lol :)2023: Not only is Nick a down to earth, awesome person to be around, he got us approved to buy our dream home after several years of trying with other creditors. When we thought all was lost, Nick believed in us and now we are living our dream on our 9 acre horse ranch with much more to come.Very professional, takes the time to explain things in detail and made sure we were comfortable and understanding of every part of the process. We could not have asked for anything more! Less

As a practicing Realtor, I've worked with many lenders, but few measure up to Nick! He communicated with my senior clients in terms easily digestible to them, and assuaged their concerns.Highly recommend!A J. Kovac Less

Valor Mortgage handled my home purchase very professionally and efficient from initiation to close. I would recommended Nick and his team if you are looking to buy a home.Thank you Valor Mortgage, I really appreciate how well everything went. Less