2026-01-29T04:23:25.737Z

Justin was absolutely outstanding from start to finish just like he was with our last home purchase over 3 years ago. Justin clearly had a genuine interest in helping us succeed in getting the best refi loan possible on our Goleta condo so that we could fund our new manufactured home purchase in Santa Barbara! Justin worked tirelessly, stayed on top of every detail, and guided us through what could have been a very stressful process with patience, clarity, and total professionalism. It wasn't easy having to work on this over the Christmas holidays, but Justin plowed right through regardless. It was doubly difficult because he was working on our condo refi loan while we were trying to close on our purchased manufactured home. So the timing was important as we needed the funds from Justin to close escrow on time for our new SB home.Justin was always responsive, proactive, and transparent. Whenever an issue or question came up, he addressed it immediately and made sure we fully understood our options. Thanks to his persistence and expertise, we were able to secure our mortgage and close successfully—something that would not have happened without his dedication. If you’re looking for a loan officer who works incredibly hard, communicates clearly, and has your best interests at heart, I cannot recommend Justin highly enough. He was a pleasure to work with, and we are deeply grateful for everything he did for us.

2025-04-03T03:39:08.581Z

Justin is the most amazing, responsive, and positive guy to work with! Honestly, the best mortgage broker we have ever worked with. Highly recommend him for your needs.

2024-07-15T00:04:15.775Z

I came out to talk to them about their services and was shocked by the way the owner treats people. As I walked up justin (skinny balding guy with no tattoos) was not friendly and gave us attitude as if our presence was an inconvenience to him. I admitted to him it was my first time dealing with this sort of thing so I inquired about their services. He dismissively told me that he doesn't know what I need and should figure out for myself, then changed his demeanor entirely and started HITTING ON MY GIRLFRIEND. Overall a bad experience, I wouldn't bother working with an individual like this.

2024-04-08T00:46:26.705Z

Justin has helped us purchase multiple properties throughout the years. He does such a wonderful job simplifying and explaining all the details in a way that makes sense. Every loan process through him has been very easy. Great guy!

2024-02-22T16:50:22.879Z

I’ve been home searching for over a year and encountered various lenders. It was a night and day experience with Justin. He took time to review numbers, was transparent, responsive and sharp. He helped us navigate various scenarios, thoughtful in his approach and got us the best rate. Would definitely work with him in the future.