2025-03-19T16:48:28.858Z

I had an excellent experience working with Charles McCulloch and his team throughout the home loan process. From the very first conversation, Charles was professional, knowledgeable, and incredibly patient in answering all my questions. Charles made everything clear and straightforward. He kept me informed at every step and worked hard to secure the best possible rate for me.What stood out most was his dedication and responsiveness—no matter how busy things got, Charles always made time to address my concerns and ensure things stayed on track. Thanks to his hard work, the entire loan process was smooth and stress-free. I highly recommend Charles McCulloch to anyone in need of a reliable and trustworthy loan officer.

2025-01-02T22:52:49.613Z

Charles McCulloch and the entire McCulloch Team are absolute superstars. They prioritize their clients over all else and work to provide an amazing experience while keeping the process simple and easy to digest. If you're looking to purchase a new home (especially in the Waco area), please reach out to Charles McCulloch! His team will take amazing care of you and your loved ones!

2025-01-02T18:32:58.859Z

I've known Charles for about 7 years through the mortgage industry. He is always the first person I think about when it comes to a Waco TX Loan Officer. He just holds that spot in my brain for Central Texas in general. I really appreciate how much Charles and the McCulloch Mortgage Team do for their community. He even performs as Santa Claus during the holidays! I've referred multiple clients to Charles and you can trust him for your loan home too.

2025-01-02T18:02:08.143Z

Charles was very informative and nice.

2025-01-02T17:36:31.478Z

Charles is always responsive to any call and is very supportive of others in the industry.

2025-01-02T17:28:19.112Z

2025-01-02T16:45:37.005Z

I absolutely can not recommend enough the best Home loan company in Waco, TX. Charles McCulloch’s team of loan officers made the entire process so simple and easy and stress free. They made my mortgage and home buying experience actually pleasant and enjoyable! To this day I have a gift he sent me hanging in my kitchen after closing. I had a very tough and unique situation as a self employed person who others couldn’t assist. Charles got it done and got me approved for almost three times what I was asking for. Excellent customer service, great team, and a job well done. -Scott Cooper

2025-01-02T16:39:25.524Z

Charles is by far one of the most knowledgeable Loan Officers serving Texans I have had the pleasure of talking with. Any time I have a question or need advice around the mortgage loan process he has been a constant resource. The fact hes a local Waco Loan Officer is so great because it means he is able to help people in his area take the steps necessary to ensure a smooth mortgage experience. Charles McCulloch is an amazing loan officer and if you are considering buying a home in Waco Texas you are doing a disservice by not contacting him and giving yourself the best representation through the mortgage process that you can.

2024-10-10T18:16:08.239Z

Charles helped us get a mortgage to buy our home...We are forever greatful...Thank you

2024-10-07T19:37:17.178Z

My experience with McCulloch Mortgage team was a breath of fresh air.I was introduced to Charles after having a very bad experience with another mortgage company that left me without a home and very hesitant to even try to purchase a home.Charles was very transparent from the beginning of the process until the end and very easy to work with. I appreciate everything that was done to get me into my new home! He held my hand through the process and was so easy to work with. I can’t say it enough. If you’re looking for a great team this is the one.

2024-08-23T12:44:00.353Z

I was a first time home buyer, single mom, and I didn't even know where to start when it came to this journey. Charles and Wren helped me every step of the way and were always quick to calm my worries when it came to things I had no idea about. They worked with my busy work schedule, and assured me that everything would get done, and it did! I was so excited about my new home purchase, and very thankful that they helped me with getting the best deal possible!Even after I purchased my home, Charles was there for me with answers to all my questions and concerns. I even joked that he has been like a dad to me through this process! Buying your first home is scary, and I’m very thankful he has been there with all the guidance and answers!A year later, I got a phone call from them to see if I’m satisfied or if I had any questions. That meant so much to me! I wasn’t just a number or client, they genuinely want your feedback.

2024-06-18T20:30:42.834Z

I can't say enough GOOD tings about Brent and his team. They pushed my loan to the finish line despite a lot of challenges and ups and downs along the way. Their communication was excellent throughout the whole process. I don't have the easiest background but they fought hard to push it through to the closing table. I will be working with them for many deals to come!!

2024-05-30T00:31:39.794Z

Charles McCulloh and his team were amazing helping us to buy our home. They did everything in their power and got it done. Thank you so much for EVERYTHING you done.

2024-03-17T19:36:00.506Z

2024-03-17T19:26:11.547Z

Have had a previous mortgage experience with Charles and his team and have had nothing but great respect for his team and experience with their financial expertise. This was our second home in Robinson TX. I will always go through his team for home loans. Highly suggest the team for their home loans.

2024-03-15T00:36:59.012Z

Chris was recommended to us last minute and didn’t hesitate to help us with our mortgage. He was friendly and thorough in everything he did. I would highly recommend him to anyone.

2024-03-12T23:54:37.560Z

Charles is the best! He’s the only loan officer we would use. We purchased a property in Salado and Charles got us the best mortgage rate possible and walked us through the process every step of the way. Incredibly personable, even touched base after we closed to see how we were doing. If you’re in the market for a home loan, do yourself a favor and reach out to him, it will be one of the best things you will do.

2024-03-12T00:16:49.892Z

I recently worked with McCulloch Mortgage Company to secure a home loan and I couldn't be happier with the experience. From start to finish, they were professional, knowledgeable, and efficient. The loan officer I worked with was responsive and took the time to answer all of my questions and address any concerns I had.The process of applying for a mortgage can be daunting, but McCulloch Mortgage Company made it seem seamless. We are based in Mansfield Texas and they kept me informed every step of the way and ensured that all necessary paperwork was submitted in a timely manner. I also appreciated that they took the time to explain all of the different loan options available to me, so I could make an informed decision.Overall, I highly recommend McCulloch Mortgage Company for anyone in need of a home loan. They made the process easy and stress-free, and I am grateful for their help in securing my dream home. Thank you McCulloch Mortgage Company for your excellent service!

2024-03-11T22:18:11.190Z

Charles helped us get out of debt very quickly...his team as well as charles were very efficient in helping us every step of the way with our home equity loan to do some needed improvements to my childhood home in waco tx...the whole experience was simply amazing and he made it all so easy I would highly recommend them !!!

2024-03-11T19:11:35.738Z

Charles was the best loan officer. He made sure everything was laid out for me step by step and got me a great rate on my mortgage. Wouldn’t go anywhere else for a home loan. I was a first time home buyer and he made sure I understood everything every step of the way and was incredibly patient. Couldn’t have been a smoother experience.