2026-10-30T21:04:13.651Z

We have used Phil and Nicola for all of our house purchases and remortgages over the years, and we honestly couldn’t recommend them highly enough.They both work tirelessly to make the whole process as stress-free as possible, always going above and beyond to secure the best possible mortgage rates and outcomes for us.After what has been an incredibly tough 12 months for our family, we are now on the verge of moving into our dream home, and we genuinely can’t thank them both enough for their hard work, dedication and continued support.

2026-10-28T11:36:33.070Z

Nicola took over my mortgage process around half way in and she made it really easy and comfortable. Thank you :)

2026-10-20T18:25:18.628Z

Great and efficient service. Always available to answer any queries!

2026-10-09T08:39:33.396Z

Lakes mortgages provided an extremely professional and efficient service in securing a mortgage on our new home and helped us get the best rate. I would highly recommended using them.

2026-08-28T15:48:15.621Z

Lakes mortgages have been absolutely amazing throughout the whole process from start to finish. They were easily contactable and always happy to answer any questions we had. We would highly recommend lakes mortgages to everyone, as they provide the highest level of service and will always help whenever they can. Thank you lakes mortgages!

2026-08-06T08:29:10.802Z

Another fantastic service from Lakes Mortgages. Quick turn around on initial offer and always on hand to discuss any other points.Offer was slow getting to solicitor Bank to Solicitor and Lakes handled it all to make sure it didn't slow down.Highly recommend.

2026-07-14T13:20:45.809Z

Lakes Mortgages have been amazing in helping us purchase our new home. Their client focused service is top class. The personal service they gave made the house purchase process less stressful. Thank you.

2026-06-11T21:31:31.684Z

Excellent service from Lakes Mortgages. They provided clear advice on our mortgage options and explained fees clearly. They handled all the admin with the lender, which really helped to make the house purchase process less stressful and ensure it ran as smoothly as possible.

2026-06-10T14:31:56.068Z

I have to say my Wife & myself have been very,very impressed by Phil Bovis & his team at Lakes Mortgages, they were exemplary in finding us a suitable mortgage.We have nothing but praise for them!10/10 Thank you so much! 👌

2026-05-04T18:38:09.858Z

We're here again for our 4th re-mortgage deal with Lakes Mortgages and yet again Phil and Nicola never fail to deliver. Great deal, and without doubt the most painless ever. We completed 2 forms on line and that was it. How easy is that? 100% recommend again and an easy 5 star rating. What else do you need? Thank you for helping us out again.

2026-04-28T22:28:33.466Z

Nicola and Phil were excellent throughout the whole process. As a first-time buyer, I wasn't sure at all what to expect but they ensured everything was clearly explained and guided me through each stage. I would highly recommend them!

2026-04-20T10:09:40.507Z

Great service and response to queries is always prompt, I would recommend them to anyone wanting to remortgage

2026-03-09T10:44:06.610Z

I can only recommend Lakes Mortgages and Sarah Edwards, highly professional and very easy to deal with

2026-03-02T23:34:25.799Z

Nicola and Phil are absolutely fantastic! They were incredibly helpful throughout the process and ensure I understood every part of it. As a first time buyer I didn’t know what the expect but Nicola and Phil helped me at every stage, including chasing solicitors! Thanks for all your help!

2026-03-01T19:54:05.889Z

Excellent service Sarah was amazing spring our mortgage , keeping us up to date.We are so pleased we had lakes mortgages recomended to us fabulous service thank you so much !

2026-02-24T16:10:01.667Z

Brilliant experience. Nothing was too much trouble for Phil and Nicola. Highly recommended.

2026-02-20T14:49:32.855Z

Excellent mortgage advisers, would definitely recommend they were very efficient with our mortgage offer.

2026-01-19T09:20:30.072Z

First time buyer here and the whole team pitched together made sure any question I had or doubts was answered. Just want to say thank you and I can’t recommend them more :)

2026-01-06T09:10:32.359Z

Lakes Mortgages have been nothing short of amazing to deal with. Phil and Nicola were attentive, efficient and always at the end of the phone whenever we had a query. As both self employed first time buyers, my partner and I felt truly seen and supported throughout the entire house buying process, especially with a tight Christmas deadline! We couldn't recommend Lakes Mortgages enough for all of their hard work and would happily work with them again in the future. Thanks so much! James and Hannah.

2025-12-17T23:22:36.891Z

I've used Lakes Mortgages on two occasions now. They cater for all budgets, I'm a first time buyer on a smaller budget, and felt slightly intimidated to seek out a broker initially, until I spoke to Lakes Mortgages. They provide impartial advice and support you through the whole process seamlessly. Both Nicola and Phil have a wealth of experience and knowledge, which they convey in layman's terms to allow you to remain updated through the application. I felt all my queries and questions were responded to incredibly promptly and they genuinely couldn't do more for me. I'll be using Lakes Mortgages again in the future and would highly recommend. Thanks Phil & Nicola, you've been amazing ❤️

2025-12-10T14:23:18.480Z

Communication has been great throughout the whole process and the whole team have been so helpful especially as a first time buyer. Thank you!

2025-12-02T11:05:31.927Z

Highly recommend, very helpful start to finish, everything was very clear and well layed out, 100% would use again!

2025-11-27T15:59:11.866Z

Easy and efficient, Excellent hassle free service 10/10 😊

2025-11-08T10:11:52.543Z

Phil and Nicola couldn’t have been more helpful. Explained everything clearly and made the whole process stress free. Always available when we had any queries and were quick to reply. Thank you so much guys

2025-11-05T09:08:44.346Z

I would highly recommend! From start to finish, we were extremely impressed by the level of communication and support. Their approach was not only professional but also caring. They were quick to respond and always very helpful throughout the entire process.

2025-10-29T17:09:53.879Z

Having never used a broker I decided to try it this time. I was sick of banks trying to brain wash and tell me theirs was the best. So I got in touch with lakes mortgages. They made the whole experience so much easier. The deal they got basically payed for their service and they have a much more hands on approach that the banks give you. Conversations outside of the banks 9am to 4 pm. Able to communicate over the phone and video calls rather than the banks face to face appointments in a months time. So much simpler. So much quicker. I can not rate them highly enough. Added to which they are lovely to deal with and your on to a real winner. Just excellent from start to finish.

2025-10-28T15:17:36.336Z

Great experience with Lakes Mortgages, Sarah and Nicola have been very helpful, communication was great and the whole experience was stress free, thank you! 100% recommend.

2025-10-24T11:03:47.472Z

Excellent service from start to finish. Phil and Nicola where very helpful throughout the entire process. Would highly recommend.

2025-09-23T15:18:08.938Z

Having worked with Phil and the team for many years, I can comfortably say these guys are hands down the best mortgage brokers in the game. Fantastic communication, constant updates and incredibly efficient.Thanks once again for all your help!

2025-09-01T20:02:13.827Z

From start to finish the process has been made so easy and stress free thanks to Phil and Nicola who helped take care of everything. Honestly can’t thank them enough for all their hardwork and support throughout the process. I 100% recommend Lakes Mortgages and felt in safe hands the entire time.