2026-02-17T18:28:01.699Z

Informative, available and team players. The Work Hard Mortgage team made things easy. Would highly recommend working with Brett and the Work Hard Mortgage team to anyone I know.

2026-01-28T02:37:39.104Z

2026-01-13T22:10:18.970Z

We had a great experience. The loan process went so smoothly and the communication was wonderful. Thank you for making a stressful situation pleasant. I would highly recommend.

2025-12-26T16:57:23.744Z

Ryan and his team were lightning fast and professional. This is the 3rd loan I’ve done with his team and will keep coming back for more!

2025-12-04T17:02:59.815Z

5 Stars for Matthew Young. Matthew went above and beyond to make sure all the details were taken care of. Matthew’s calm, patient and kind demeanor is important for this kind of work. Matthew is “old school” and will pick up the phone and explain documents and processes, a rare quality indeed. Matthew went out of his way twice to gather documents or checks due to My husbands hectic work schedule. Matthew also was able to get the loan though a bit early which He found ways to save us money. He is a keeper. I told Matthew. You are not just working loans and Mortgages, you are helping people stay in their home. I’m a Veteran , disabled and on a fixed income. Thank you Matthew

2025-12-02T20:45:00.783Z

I've worked with Work Hard Mortgage twice now and really couldn't be happier with this company. Ryan has always been incredibly helpful and readily available to provide answers and explanations whenever we've had them. He's got the heart of a teacher. We would definitely recommend this company, they're doing things right.

2025-12-01T19:01:50.945Z

We have worked with Ryan Harding over the years! He has always been such a wonderful person to work with! He is so knowledgeable and kind! He is the Best!😍

2025-11-03T14:55:30.188Z

Did a good job of turning my loan in a short time.

2025-08-22T22:41:03.323Z

2025-08-11T22:35:27.730Z

I am currently buying a home that is being built and wanted to compare my preferred lenders numbers to some outside lenders and see where the best deal was. Ryan the President was quick to respond and even jumped on a Zoom meeting with me and walked me through everything to make the best decision. He was able to explain it in a way that my preferred lender couldn't and I felt he had my best interest in mind throughout the process. They are for sure someone I trust going forward and I would recommend them to get a second opinion!

2025-07-24T13:22:50.942Z

We first had the pleasure of working with Ryan Harding at Work Hard Mortgage over 20 years ago, and even after all that time, we've kept in touch – a true testament to the lasting relationships he builds. So, when the time came for us to secure a mortgage for our very first investment property, there was no question who we would turn to.From start to finish, Ryan was an absolute guiding light. Navigating the world of investment property mortgages can be complex, but Ryan simplified every step. He patiently walked us through the entire process, answering every single one of our questions with clarity and expertise. His guidance made what could have been a daunting experience feel smooth and manageable.Ryan truly did an awesome job, demonstrating not only his deep knowledge but also his genuine commitment to his clients' success. We couldn't be happier with the service we received and wholeheartedly recommend Ryan Harding to anyone looking for a mortgage professional who goes above and beyond. He's simply the best!

2025-06-20T17:51:47.310Z

Ryan Harding is great to work with. He made it possible to get our dream home. Glad he was in our team. 😁. We truly have been blessed by all that Ryan and his team helped us with. Thank you.

2025-04-21T03:39:24.777Z

An absolute pleasure to work with! Super helpful and kind throughout the entire process. I would recommend Ryan to absolutely anyone, unless I dont like them, then I wouldnt.

2025-04-10T21:29:35.214Z

Ryan was great!

2025-03-21T04:22:51.797Z

Ryan and the team at Work Hard Mortgage are amazing. While buying our first home, we had a LOT of questions. Work Hard Mortgage was kind, patient, and knowledgeable at every step along the way. Submitting documents was simple and easy. Pretty sure they found us the best rate in Utah the day we locked in. We always felt like they were in our corner, and they took the time to explain all of the numbers to us so that we could be confident in our decision. For any other first time homebuyers, or long-time real estate investors out there, I would highly recommend working with Ryan and his team. I know we’ll be coming back!

2025-03-11T19:29:53.710Z

Working with Ryan Harding at Work Hard Mortgage was a great experience. Me and another family member were purchasing a home together and we're on the same loan. From the very beginning to the end, the loan process with Work Hard Mortgage was smooth and professional.I had regular contact with Ryan and could call or text him with questions. If he wasn't able to answer, he would always return the message very quickly.I worked with Haley, who was assigned to our loan and she was awesome. I could also call or text her with any questions and she was very quick, kind and helpful.In the future, I would definitely work with this team again. My family member also had a good experience. I would recommend Work Hard Mortgage to others as well.The house purchase process is stressful enough, so it's nice to have this loan process so smooth.

2025-02-23T17:51:59.958Z

Ryan and his team were so awesome in handling our mortgage in Idaho! Always communicative and most of all, always honest! Thank you again!!

2025-01-16T20:03:24.013Z

Ryan was a great help getting me the loan I wanted. I wanted to hold on to my old home for a bit So that I could sell it at a higher price in a spring, even though I was actively searching for a new house, And Ryan helped me get the loan I wanted. Props Also to Hayley, my loan processor In Ryan's office, who was always very patient with me even when I complained about all the documents that she required in order to get the loan accepted.Highly recommend using Ryan Harding and the Working Harding team.

2025-01-08T03:14:15.646Z

Wonderful experience working with Ryan, got us an incredible rate and worked above and beyond to get us into our home. Would absolutely recommend!!

2024-12-29T15:14:14.476Z

Very good experience from start to finish. The team stayed on task and communicated well throughout the process.