When you are going through a financial transaction as serious and often as overwhelming as obtaining a loan (of any type), it makes all the difference to have the right person guiding you along the way. Jody Canfield is that right person! Jody helped my husband and I refinance our home. She was there for every question we had. Even more than that, she reviewed the different options with us to cho... More

When you are going through a financial transaction as serious and often as overwhelming as obtaining a loan (of any type), it makes all the difference to have the right person guiding you along the way. Jody Canfield is that right person! Jody helped my husband and I refinance our home. She was there for every question we had. Even more than that, she reviewed the different options with us to choose what made the most sense. By the way, the lowest rate does not always make the most sense. She made what could have been an exhausting experience, a much smoother one. It was unlike any financing experience we had before and we truly felt Jody's patience and care the entire way through. Since that refinance, she helped my mother and other family. We will always go to Jody for our lending needs. Less

How many ways can one say that Jody Canfield is a complete Superstar. Each referral that I have given her, she has successfully processed and funded each one of them. They have all been Self Employed Referrals and lets just say, that these are not the easiest clients to process. This last referral was extremely challenging. Jody never once flinched. She handled it with grace and kindness, g... More

How many ways can one say that Jody Canfield is a complete Superstar. Each referral that I have given her, she has successfully processed and funded each one of them. They have all been Self Employed Referrals and lets just say, that these are not the easiest clients to process. This last referral was extremely challenging. Jody never once flinched. She handled it with grace and kindness, giving the buyer much needed support on a very difficult transaction. She also processed a VA Loan for a friend. I mentioned to Jody that every other Lender they had used said a VA loan was difficult and wouldn't be the best fit. Well, Jody also successfully processed the VA Loan without any trouble. Jody, you truly are a Superstar and hands down the Best Lender we have ever had! Thank for everything. Less

Very knowledgeable I have learned a lot from Jody. She has special programs that will help veterans and does a great job with our service members. I wish I could give more than 5 stars thanks Jody... More

Very knowledgeable I have learned a lot from Jody. She has special programs that will help veterans and does a great job with our service members. I wish I could give more than 5 stars thanks Jody Less

Wow is all I can say. Jody and her team were awesome. Great communication, and service. Thanks Jody

Just closed one of the smoothest transactions with the help of Jody. From the pre-approval process to post close I've been impressed with Jody's knowledge, attention to customer service and communication. As a Realtor I work with lenders just about everyday and I'd have to rank Jody as one of the best lenders in the industry today. If you're looking for a home in LA or Orange County and lucky eno... More

Just closed one of the smoothest transactions with the help of Jody. From the pre-approval process to post close I've been impressed with Jody's knowledge, attention to customer service and communication. As a Realtor I work with lenders just about everyday and I'd have to rank Jody as one of the best lenders in the industry today. If you're looking for a home in LA or Orange County and lucky enough to work with Jody, you'll definitely be in great hands. Less

What a complete pleasure to work with Jody again! Jody stands head and shoulders above the crowd as a TOP lender and consummate professional in her industry! Buyers have a lot of choice of whom to work with for their home mortgage, and buyers are making a GREAT choice working with Jody and her Team. Our latest together was smoooothhhh throughout and a perfectly on-time close. This most recent ... More

What a complete pleasure to work with Jody again! Jody stands head and shoulders above the crowd as a TOP lender and consummate professional in her industry! Buyers have a lot of choice of whom to work with for their home mortgage, and buyers are making a GREAT choice working with Jody and her Team. Our latest together was smoooothhhh throughout and a perfectly on-time close. This most recent sale together was even more fun as a past client referral for both of us of a family member they love. Always wonderful to work with such a professional! Less

Seamless transaction with Jody

Jody Canfield with Framework Lending is an absolute standout in the mortgage industry. I've had the privilege of working with her several times and she delivers a smooth transaction, incredible service, unmatched expertise and most importantly, happy clients! Who a buyer chooses as their lender can make or break their success when it comes to their real estate goals. I 10/10 recommend Jody Can... More

Jody Canfield with Framework Lending is an absolute standout in the mortgage industry. I've had the privilege of working with her several times and she delivers a smooth transaction, incredible service, unmatched expertise and most importantly, happy clients! Who a buyer chooses as their lender can make or break their success when it comes to their real estate goals. I 10/10 recommend Jody Canfield to all buyers, agents and anyone looking to purchase a home or refinance in the future. Less

Jody is such a pleasure to work with. She cares for her clients on a deeper level. Her talent is seeing the bigger picture of the goals of her clients and helping them achieve it by setting them up with the best loan for them and their specific situation. I know I can always count on her and her team to get the job done for the clients smoothly and quickly. Jody makes everyone around her look... More

Jody is such a pleasure to work with. She cares for her clients on a deeper level. Her talent is seeing the bigger picture of the goals of her clients and helping them achieve it by setting them up with the best loan for them and their specific situation. I know I can always count on her and her team to get the job done for the clients smoothly and quickly. Jody makes everyone around her look good! Less

Just wrapped up a second transaction with Jody and my experience has solidified my view of her as an outstanding mortgage broker. Our collaboration was introduced through a mutual client, a testament to her reputable service in the industry. Both transactions proceeded without a hitch! A rarity I appreciate as a Realtor.Jody's professionalism and unwavering dedication have consistently resulted i... More

Just wrapped up a second transaction with Jody and my experience has solidified my view of her as an outstanding mortgage broker. Our collaboration was introduced through a mutual client, a testament to her reputable service in the industry. Both transactions proceeded without a hitch! A rarity I appreciate as a Realtor.Jody's professionalism and unwavering dedication have consistently resulted in a smooth process for everyone involved. Her attention to detail, quick responsiveness, and comprehensive understanding of the mortgage industry are impressive. Most importantly, her genuine care for her clients' needs is what sets her apart. Jody doesn't just offer guidance; she makes sure it's clear, targeted, and in the best interest of her client.I wholeheartedly recommend Jody to anyone in need of a mortgage broker! Less

How many ways can one say that Jody Canfield is a complete Superstar. Each referral that I have given her, she has successfully processed and funded each one of them. They have all been Self Employed Referrals and lets just say, that these are not the easiest clients to process. This last referral was extremely challenging. Jody never once flinched. She handled it with grace and kindness, giving ... More

How many ways can one say that Jody Canfield is a complete Superstar. Each referral that I have given her, she has successfully processed and funded each one of them. They have all been Self Employed Referrals and lets just say, that these are not the easiest clients to process. This last referral was extremely challenging. Jody never once flinched. She handled it with grace and kindness, giving the buyer much needed support on a very difficult transaction. We have dealt with a lot of Mortgage Brokers, and Jody is hands down the very best of the best! Less

Jody is Awesomely GREAT!! She is very easy to work with, great communication, has great judgement, puts her heart into helping you. I would highly recommend her.... More

Jody is Awesomely GREAT!! She is very easy to work with, great communication, has great judgement, puts her heart into helping you. I would highly recommend her. Less

When my daughter decided she wanted to start shopping for an investment property, she called Jody Canfield of Framework Lending. Jody pre-qualified her so she knew what she was working with before she went shopping for that property. Not only did she have the pre-qualified paperwork to provide to any potential seller, there was at least 7 pages of information to provide the seller or their repres... More

When my daughter decided she wanted to start shopping for an investment property, she called Jody Canfield of Framework Lending. Jody pre-qualified her so she knew what she was working with before she went shopping for that property. Not only did she have the pre-qualified paperwork to provide to any potential seller, there was at least 7 pages of information to provide the seller or their representative to help better qualify her or help take her offer to the top of a stack. This is so important when there are several buyers putting in offers. I HIGHLY recommend Jody to any new homebuyer, anybody wanting to refinance anywhere in California or you simply want to talk to an EXPERT in this field. Give her a call to see what she can do for you. Julia B Less

We had a terrific experience with Watermark Home Loans and particularly with our Mortgage broker Jody Canfield. We used Watermark for a Jumbo Mortgage on a second home. We decided to go through the application process after Watermark was recommended to us and after getting a quote for a reasonable interest rate and closing costs. The application process was straight forward and organized (all onl... More

We had a terrific experience with Watermark Home Loans and particularly with our Mortgage broker Jody Canfield. We used Watermark for a Jumbo Mortgage on a second home. We decided to go through the application process after Watermark was recommended to us and after getting a quote for a reasonable interest rate and closing costs. The application process was straight forward and organized (all online) and Jody did a terrific job of guiding us through it. We very quickly got a pre-qualification letter. When it came time to make an offer, Jody worked closely with our real estate broker to adjust things as needed and was very responsive. During the closing process Jody helped us every step of the way, proactively requesting documentation and keeping us posted every step of the way. The upfront work made for a smooth close at the end, avoiding surprises. Whenever we had questions along the way, Jody always made herself available quickly to answer questions or provide us with status. There was a real personal touch. Our real estate broker even commented on how extraordinary Jody was and how impressed they were with her. We highly recommend Jody and Watermark Home Loans for your mortgage needs. Less

We had a terrific experience with Watermark Home Loans and particularly with our Mortgage broker Jody Canfield. We used Watermark for a Jumbo Mortgage on a second home. We decided to go through the application process after Watermark was recommended to us and after getting a quote for a reasonable interest rate and closing costs. The application process was straight forward and organized (all onl... More

We had a terrific experience with Watermark Home Loans and particularly with our Mortgage broker Jody Canfield. We used Watermark for a Jumbo Mortgage on a second home. We decided to go through the application process after Watermark was recommended to us and after getting a quote for a reasonable interest rate and closing costs. The application process was straight forward and organized (all online) and Jody did a terrific job of guiding us through it. We very quickly got a pre-qualification letter. When it came time to make an offer, Jody worked closely with our real estate broker to adjust things as needed and was very responsive. During the closing process Jody helped us every step of the way, proactively requesting documentation and keeping us posted every step of the way. The upfront work made for a smooth close at the end, avoiding surprises. Whenever we had questions along the way, Jody always made herself available quickly to answer questions or provide us with status. There was a real personal touch. Our real estate broker even commented on how extraordinary Jody was and how impressed they were with her. We highly recommend Jody and Watermark Home Loans for your mortgage needs. Less

Jody and her team were amazing! Jody is on top of everything and helped make sure that my loan was fast and efficient from start to finish. Couldn't have asked for more.... More

Jody and her team were amazing! Jody is on top of everything and helped make sure that my loan was fast and efficient from start to finish. Couldn't have asked for more. Less

Jody and her team were amazing! Jody is on top of everything and helped make sure that my loan was fast and efficient from start to finish. Couldn't have asked for more.... More

Jody and her team were amazing! Jody is on top of everything and helped make sure that my loan was fast and efficient from start to finish. Couldn't have asked for more. Less

I can't begin to sing praises to Jody Canfield and her team at Watermark Home Loans! She was extremely professional and EFFICIENT and highly knowledgeable! It was our very first refinance for our home and I'm so lucky that I found Jody because it went so smoothly and quick for the conditions the world was in! I have since, continued to recommend her to my friends and clients and everyone has come... More

I can't begin to sing praises to Jody Canfield and her team at Watermark Home Loans! She was extremely professional and EFFICIENT and highly knowledgeable! It was our very first refinance for our home and I'm so lucky that I found Jody because it went so smoothly and quick for the conditions the world was in! I have since, continued to recommend her to my friends and clients and everyone has come back and told me how clear and professional she was! I will continue to trust her with all my mortgage needs as well as refer her to anyone that asks for an amazing lender--because she's exactly that.....AND SO MUCH MORE! Less

I can’t begin to sing praises to Jody Canfield and her team at Watermark Home Loans! She was extremely professional and EFFICIENT and highly knowledgeable! It was our very first refinance for our home and I’m so lucky that I found Jody because it went so smoothly and quick for the conditions the world was in! I have since, continued to recommend her to my friends and clients and everyone has come... More

I can’t begin to sing praises to Jody Canfield and her team at Watermark Home Loans! She was extremely professional and EFFICIENT and highly knowledgeable! It was our very first refinance for our home and I’m so lucky that I found Jody because it went so smoothly and quick for the conditions the world was in! I have since, continued to recommend her to my friends and clients and everyone has come back and told me how clear and professional she was! I will continue to trust her with all my mortgage needs as well as refer her to anyone that asks for an amazing lender—because she’s exactly that.....AND SO MUCH MORE! Less

Jody has helped us twice now refinance our house! She is terrific to work with and a huge advocate to make sure you are getting the best rate possible!... More

Jody has helped us twice now refinance our house! She is terrific to work with and a huge advocate to make sure you are getting the best rate possible! Less

My husband and I went to Jody when we realized it was time to see if the new low rates were going to benefit our situation. Jody was incredibly organized and strategic. She explained the different options and, refreshingly, told us that a low rate does not mean it is the best choice for us. We felt informed and supported. My husband owns two businesses so the paperwork gathering process is always... More

My husband and I went to Jody when we realized it was time to see if the new low rates were going to benefit our situation. Jody was incredibly organized and strategic. She explained the different options and, refreshingly, told us that a low rate does not mean it is the best choice for us. We felt informed and supported. My husband owns two businesses so the paperwork gathering process is always a big to-do. Jody helped us work through any issues that arose and always had a solution. We had been through two lenders before Jody and had negative experiences. There is no question that we will come back to Jody for future home loans. Less

Jody was wonderful to work with. She was extremely knowledgeable and professional. I had originally worked with a different lender and I was about to close on my refinance but ran into last minute issues because the lack of oversight. It was just an awful experience and I am so glad I was referred to Jody. Jody fights for her clients and doesn't just settle with what her underwriting team tells h... More

Jody was wonderful to work with. She was extremely knowledgeable and professional. I had originally worked with a different lender and I was about to close on my refinance but ran into last minute issues because the lack of oversight. It was just an awful experience and I am so glad I was referred to Jody. Jody fights for her clients and doesn't just settle with what her underwriting team tells her. She was engaged, patient, and always kept me in the loop as to what was going on. Watermark offered me the lowest rates and highest value for my home. If you want the best experience, I would highly recommend working with Jody! Less

We first chose Watermark Home Loans because the company had over 1,700 five-star reviews. After that we chose Jody Canfield who also had multiple five-star reviews. We were so pleased that we did choose Jody. She was extremely knowledgeable, prompt in answering any questions via email or phone, and got us a good rate. It was a pleasure working with Jody and the Watermark on-line application proce... More

We first chose Watermark Home Loans because the company had over 1,700 five-star reviews. After that we chose Jody Canfield who also had multiple five-star reviews. We were so pleased that we did choose Jody. She was extremely knowledgeable, prompt in answering any questions via email or phone, and got us a good rate. It was a pleasure working with Jody and the Watermark on-line application process is surprisingly simple. Less

We first chose Watermark Home Loans because the company had over 1,700 five-star reviews. After that we chose Jody Canfield who also had multiple five-star reviews. We were so pleased that we did choose Jody. She was extremely knowledgeable, prompt in answering any questions we had via email or phone, and got us a good rate. It was a pleasure working with Jody and the Watermark on-line applicatio... More

We first chose Watermark Home Loans because the company had over 1,700 five-star reviews. After that we chose Jody Canfield who also had multiple five-star reviews. We were so pleased that we did choose Jody. She was extremely knowledgeable, prompt in answering any questions we had via email or phone, and got us a good rate. It was a pleasure working with Jody and the Watermark on-line application process is surprisingly simple. Less

Jody Canfield and her team at Watermark are professionals. My wife and I recently refinanced our home. I bought my first home in 1980, so you can just imagine how many refinancing transactions I've been through over the decades. And this time, Jody and her team made it so easy, and most of the details were done on-line which was oh so convenient. She provided advice and explanations when necessar... More

Jody Canfield and her team at Watermark are professionals. My wife and I recently refinanced our home. I bought my first home in 1980, so you can just imagine how many refinancing transactions I've been through over the decades. And this time, Jody and her team made it so easy, and most of the details were done on-line which was oh so convenient. She provided advice and explanations when necessary and walked us through each step so we always knew what to expect; no surprises. You will feel very comfortable working with Jody and her team. And, you will get a great deal! - Mike Buchs, Allegra: Marketing-Print-Mail Less

Jody Canfield and her team at Watermark are professionals. My wife and I recently refinanced our home. I bought my first home in 1980, so you can just imagine how many refinancing transactions I’ve been through over the decades. And this time, Jody and her team made it so easy, and most of the details were done on-line which was oh so convenient. She provided advice and explanations when necessar... More

Jody Canfield and her team at Watermark are professionals. My wife and I recently refinanced our home. I bought my first home in 1980, so you can just imagine how many refinancing transactions I’ve been through over the decades. And this time, Jody and her team made it so easy, and most of the details were done on-line which was oh so convenient. She provided advice and explanations when necessary and walked us through each step so we always knew what to expect; no surprises. You will feel very comfortable working with Jody and her team. And, you will get a great deal! - Mike Buchs, Allegra: Marketing-Print-Mail Less

I worked with Jody Canfield for refinancing my house. It was a pleasure experience from the beginning. She was very supportive, informative and helpful. I was able to refinance my house without any hassles. I recommend Jody and Watermark for refinancing and purchasing...... More

I worked with Jody Canfield for refinancing my house. It was a pleasure experience from the beginning. She was very supportive, informative and helpful. I was able to refinance my house without any hassles. I recommend Jody and Watermark for refinancing and purchasing... Less

Jody helps us to refi our investment property and get it done right!

How many times can we say how grateful we are for Jody Canfield. Jody worked on refinance for us but due to the size of the loan, a refinance was not possible at the time. She came back a month later and said she thought she might have a plan B. How she even had time for a Plan B with loan applications towering over her, I will never now. Low and behold, her Plan B worked. Her plan B did not invo... More

How many times can we say how grateful we are for Jody Canfield. Jody worked on refinance for us but due to the size of the loan, a refinance was not possible at the time. She came back a month later and said she thought she might have a plan B. How she even had time for a Plan B with loan applications towering over her, I will never now. Low and behold, her Plan B worked. Her plan B did not involve her and she had no financial gain from the transaction. She has a heart of gold and this is a testament to her just truly wanting the best for her clients, her referrals and figuring out a way when she can. There will never be a time, that Jody is not our first call forever. Thank you so much for what you do Jody. You are truly a stand out in your profession. Less

How many times can we say how grateful we are for Jody Canfield. Jody worked on refinance for us but due to the size of the loan, a refinance was not possible at the time. She came back a month later and said she thought she might have a plan B. How she even had time for a Plan B with loan applications towering over her, I will never now. Low and behold, her Plan B worked. Her plan B did not invo... More

How many times can we say how grateful we are for Jody Canfield. Jody worked on refinance for us but due to the size of the loan, a refinance was not possible at the time. She came back a month later and said she thought she might have a plan B. How she even had time for a Plan B with loan applications towering over her, I will never now. Low and behold, her Plan B worked. Her plan B did not involve her and she had no financial gain from the transaction. She has a heart of gold and this is a testament to her just truly wanting the best for her clients, her referrals and figuring out a way when she can. There will never be a time, that Jody is not our first call forever. Thank you so much for what you do Jody. You are truly a stand out in your profession. Less

Jody Canfield helped us refinance our mortgage twice - once to get a great rate, and then again to bring down the rate from their own company, Watermark. Typically you have to switch to a different lender in order to improve your rate, but they advertised that they would do this if rates dropped and held true to their word. Making sure to test the market, I found the best available rate and prese... More

Jody Canfield helped us refinance our mortgage twice - once to get a great rate, and then again to bring down the rate from their own company, Watermark. Typically you have to switch to a different lender in order to improve your rate, but they advertised that they would do this if rates dropped and held true to their word. Making sure to test the market, I found the best available rate and presented it to Jody, which she was able to improve upon. I think I'm at the lowest I will get on 30-year, but I won't cry if I'm wrong about that. Go with Watermark and Jody! Less

She help above and beyond . Always ready to help and explain. Very help full And very knowledgeable This company very good. I am refinancing with this company 3rd time . Total 7 people I recommend all love this company. This with very low interest rate Jody was so busy but she make sure I get best deal. Thank you Jody.... More

She help above and beyond . Always ready to help and explain. Very help full And very knowledgeable This company very good. I am refinancing with this company 3rd time . Total 7 people I recommend all love this company. This with very low interest rate Jody was so busy but she make sure I get best deal. Thank you Jody. Less

Jody Canfield from Watermark Home Loans was knowledgeable, responsive, and took great personal care to ensure all my questions were answered and I received the best possible rate – the best I could find after many inquiries. I was pleasantly surprised we were able to seamlessly get the entire loan refinance completed by working remotely and in record time. I was also provided a mobile notary who ... More

Jody Canfield from Watermark Home Loans was knowledgeable, responsive, and took great personal care to ensure all my questions were answered and I received the best possible rate – the best I could find after many inquiries. I was pleasantly surprised we were able to seamlessly get the entire loan refinance completed by working remotely and in record time. I was also provided a mobile notary who came directly to my home. I highly recommend working with Jody and her Watermark team. Less

Jody was very helpful throughout the process. She was friendly, knowledgeable, and responsive during the entire process. Her and her team were very easy to work with and we would recommend them to our friends and family.... More

Jody was very helpful throughout the process. She was friendly, knowledgeable, and responsive during the entire process. Her and her team were very easy to work with and we would recommend them to our friends and family. Less

Watermark Home Loans was incredibly easy to work with. For every step of the way to our refinancing, they were responsive and their instructions were clear. Being able to do everything online alleviated any concerns of the pandemic. The final signing of papers was simple, too. Their agent came to our house (with a mask, of course), and notarized the signatures at the same time. It doesn't get muc... More

Watermark Home Loans was incredibly easy to work with. For every step of the way to our refinancing, they were responsive and their instructions were clear. Being able to do everything online alleviated any concerns of the pandemic. The final signing of papers was simple, too. Their agent came to our house (with a mask, of course), and notarized the signatures at the same time. It doesn't get much better and easier than that! Kudos to the entire Watermark team, and a special mention for Jody Canfield who made it all happen. Less

Watermark Home Loans was incredibly easy to work with. For every step of the way to our refinancing, they were responsive and their instructions were clear. Being able to do everything online alleviated any concerns of the pandemic. The final signing of papers was simple, too. Their agent came to our house (with a mask, of course), and notarized the signatures at the same time. It doesn’t get muc... More

Watermark Home Loans was incredibly easy to work with. For every step of the way to our refinancing, they were responsive and their instructions were clear. Being able to do everything online alleviated any concerns of the pandemic. The final signing of papers was simple, too. Their agent came to our house (with a mask, of course), and notarized the signatures at the same time. It doesn’t get much better and easier than that! Kudos to the entire Watermark team, and a special mention for Jody Canfield who made it all happen. Less

Great rate and great service. Jody was amazingly pleasant from the very first inquiry through the final document signing. Everything proceeded on schedule and our loan closed right on time.... More

Great rate and great service. Jody was amazingly pleasant from the very first inquiry through the final document signing. Everything proceeded on schedule and our loan closed right on time. Less

We just finished using Jody and Watermark for our Refi and in over 30 years of buy and refinancing homes, Jody was by far the best!!! Jody was extremely prompt and responsive to any questions I had via email or phone. She was totally on target regarding anticipated costs and timing in processing the refi, even in the crazy Covid 19 times. I highly recommend her.... More

We just finished using Jody and Watermark for our Refi and in over 30 years of buy and refinancing homes, Jody was by far the best!!! Jody was extremely prompt and responsive to any questions I had via email or phone. She was totally on target regarding anticipated costs and timing in processing the refi, even in the crazy Covid 19 times. I highly recommend her. Less

Jody Lee did a fine job and is an asset to Watermark Home Loans. She was very knowledgeable in her profession and returned emails and phone calls in a timely fashion. Thanks!... More

Jody Lee did a fine job and is an asset to Watermark Home Loans. She was very knowledgeable in her profession and returned emails and phone calls in a timely fashion. Thanks! Less

Jody was amazing during the refinance process. She was extremely patient and ensured that we got the absolute lowest rate possible. She was also very accessible and quick to respond via both email and phone - She was more than willing to spend whatever time necessary to answer all of my questions. Sandra was also great and quickly and seamlessly took care of all of the last-minute lose ends. Defi... More

Jody was amazing during the refinance process. She was extremely patient and ensured that we got the absolute lowest rate possible. She was also very accessible and quick to respond via both email and phone - She was more than willing to spend whatever time necessary to answer all of my questions. Sandra was also great and quickly and seamlessly took care of all of the last-minute lose ends. Definitely recommend! Less

Jody was patient, knowledgeable, and fun to work with. She patiently answered all my questions (I'm a first-time refinancer, so I had a lot). Even with all the mess going on with the pandemic she took the time to answer emails, seemingly at all hours of the day. As the economic impact of the pandemic affected mortgage and refi rates, Jody and her team were able to float down my rate to beat the c... More

Jody was patient, knowledgeable, and fun to work with. She patiently answered all my questions (I'm a first-time refinancer, so I had a lot). Even with all the mess going on with the pandemic she took the time to answer emails, seemingly at all hours of the day. As the economic impact of the pandemic affected mortgage and refi rates, Jody and her team were able to float down my rate to beat the current market offerings. I highly recommend working with her! Less

Very responsive always kept me in the loop during the whole process and also got me a great rate! Would definitely recommend and will use her for a future loan or referral.... More

Very responsive always kept me in the loop during the whole process and also got me a great rate! Would definitely recommend and will use her for a future loan or referral. Less

Jody made the process very easy. She was thorough, patient, efficient, and timely. She ensured I would get the best rate and I did. I messed up and failed to sign something at closing. She jumped on it right away and within 24 hours I returned the document and the fund8ng dates was still met.... More

Jody made the process very easy. She was thorough, patient, efficient, and timely. She ensured I would get the best rate and I did. I messed up and failed to sign something at closing. She jumped on it right away and within 24 hours I returned the document and the fund8ng dates was still met. Less

Jody Canfield has helped me with my refinance twice in the past 12 months, and I will say I have been really happy with the experience on both occasions! She is extremely responsive, detailed, and on top of every issue. She is always available to answer any questions and lets you know of all the aspects and issues that may occur during the processing timeline, suggesting solutions to any problems... More

Jody Canfield has helped me with my refinance twice in the past 12 months, and I will say I have been really happy with the experience on both occasions! She is extremely responsive, detailed, and on top of every issue. She is always available to answer any questions and lets you know of all the aspects and issues that may occur during the processing timeline, suggesting solutions to any problems that may crop up. On the second loan, she was able to lock me at one of the lowest rates I have ever seen. Beyond that, she ensured that my rate would be locked beyond its normal lock-period, without any extra charge to me until the servicer completed the paperwork (they had to delay for some reason). I truly appreciate such customer service and support. So, if you want peace of mind and a professional who works fast and honestly, go to Jody@Watermark! Highly recommended! Less

Jody answered all my questions and explained the process to me which was the most important thing for me. And was good about staying in touch over such a long timeline on the loan due to the Covid-19 pandemic. Solid loan officer.... More

Jody answered all my questions and explained the process to me which was the most important thing for me. And was good about staying in touch over such a long timeline on the loan due to the Covid-19 pandemic. Solid loan officer. Less

Jody was good in terms of timely response, understanding the requirements, meeting the rates as per the market trends. It was nice working with Jody.

Jody was knowledgeable, responsive, and very helpful. Everything went as she outlined. No hidden fees or issues. I totally recommend her! She was great.... More

Jody was knowledgeable, responsive, and very helpful. Everything went as she outlined. No hidden fees or issues. I totally recommend her! She was great. Less

When the home appraisal came in less than anticipated, not allowing for the 1st loan strategy to be completed, most lenders would have walked away from our loan application. Not Jodi, she got creative, and was able to a complete loan package for us that perfectly fit the strategy we intended the re-finance for. Terrific person to work with.... More

When the home appraisal came in less than anticipated, not allowing for the 1st loan strategy to be completed, most lenders would have walked away from our loan application. Not Jodi, she got creative, and was able to a complete loan package for us that perfectly fit the strategy we intended the re-finance for. Terrific person to work with. Less

Jody is wonderful! She was able to get our refi processed, approved and funded extremely fast! I had a ton of questions and she was able to answer them all. She is very responsive, knowledgeable, and patient. We highly recommend her!!!!!!!!!!... More

Jody is wonderful! She was able to get our refi processed, approved and funded extremely fast! I had a ton of questions and she was able to answer them all. She is very responsive, knowledgeable, and patient. We highly recommend her!!!!!!!!!! Less

Solid 5 start rating for Jody Canfield and the Watermark team. She did an absolutely outstanding job refinancing our home. She found and fixed issues our original loan provider missed. Excellent communication skills. Very professional. Great deal on the mortgage. Great rates. Highly recommend!... More

Solid 5 start rating for Jody Canfield and the Watermark team. She did an absolutely outstanding job refinancing our home. She found and fixed issues our original loan provider missed. Excellent communication skills. Very professional. Great deal on the mortgage. Great rates. Highly recommend! Less

Jody really is as good as it gets. I just funded and she locked me into a great rate and almost cut my payments in half. The entire process of the refinance was easy. Jody was extremely responsive and got the job done professionally.... More

Jody really is as good as it gets. I just funded and she locked me into a great rate and almost cut my payments in half. The entire process of the refinance was easy. Jody was extremely responsive and got the job done professionally. Less

The team was able to help me find very low rate compared to other firms. The whole process was fast and transparent. Thank you!

Jody Canfield at Watermark was great to work with. We had a difficult loan situation and she was patient and thorough throughout the process. On top of that, the rate was amazing. We cannot recommend Jody enough!... More

Jody Canfield at Watermark was great to work with. We had a difficult loan situation and she was patient and thorough throughout the process. On top of that, the rate was amazing. We cannot recommend Jody enough! Less

Jody is a personable, professional individual who was quick to communicate any changes, needs or updates during the course of my loan review. I cant say enough about how lucky I feel to have worked with Watermark and especially Jody.Id give her 6 stars if I could... More

Jody is a personable, professional individual who was quick to communicate any changes, needs or updates during the course of my loan review. I cant say enough about how lucky I feel to have worked with Watermark and especially Jody.Id give her 6 stars if I could Less

Jody was fantastic and she was very helpful getting our re-fi approved. She always got back to me on a timely manner and made the process relatively simple. The rate was the lowest I could find and her transparency with all the fees and associated costs were right on. Thanks to Jody and I highly recommend asking for her if you need a home loan or considering a re-fi through Watermark!!... More

Jody was fantastic and she was very helpful getting our re-fi approved. She always got back to me on a timely manner and made the process relatively simple. The rate was the lowest I could find and her transparency with all the fees and associated costs were right on. Thanks to Jody and I highly recommend asking for her if you need a home loan or considering a re-fi through Watermark!! Less

I was uncomfortable at first doing a refinance on-line as you never know who is on the other end and who you are giving your personal information. One conversation with Jody and I knew I was dealing with someone solid. She is very personable and knowledgeable. She is responsive, and able to explain things to my understanding. Everything went smoothly and quickly. The rate was the lowest I was abl... More

I was uncomfortable at first doing a refinance on-line as you never know who is on the other end and who you are giving your personal information. One conversation with Jody and I knew I was dealing with someone solid. She is very personable and knowledgeable. She is responsive, and able to explain things to my understanding. Everything went smoothly and quickly. The rate was the lowest I was able to find and I looked around quite a bit. I definitely recommend having Jody do your refinance. She's awesome! Less

I found Jody on a review site just like this and thought I should pay it forward. I cannot say enough good things about Jody's' service. This was my first mortgage and it could not come at a worst time as my schedule was incredible busy traveling on business. I was in 6 different countries the moment my offer was accepted and made it back home just in time for closing. Jody was accommodating and ... More

I found Jody on a review site just like this and thought I should pay it forward. I cannot say enough good things about Jody's' service. This was my first mortgage and it could not come at a worst time as my schedule was incredible busy traveling on business. I was in 6 different countries the moment my offer was accepted and made it back home just in time for closing. Jody was accommodating and informative every step of the way.First off she was very responsive. I cannot appreciate this enough as I was on other side of the world and as busy as I was, everything seemed to be in a time crunch. Jody was very timely with every response. Sometimes i wondered if she has time off from work.I also appreciated her guidance through out this process. Although I was a first time home buyer, I never felt like I was lost. Jody was not only very patient but very clear every step of the way. She was able give me guidance into what to expect next so there were no surprises. Her honest/realistic approach was a very nice touch. I must admit, I am someone that needs their expectations managed and Jody is not someone that would tell me something just because I "want" to hear it.As far as the business aspect, not only was I approved, Watermark home loans had the best rates vs any competitor. I am a researcher/value shopper at heart and am extremely happy with the terms of the loan. Just to give you an insight of my situation, I am self employed working in an industry that may scare off some banks. I've asked Jody if she or her bank has approved anyone with my profession, and no surprise, I was the first.I cannot recommend Jody enough! Thank you again Jody and I hope I'm in the market soon!-Dong Less

I have always known that Jody is exceptional at what does and is very knowledgeable. But this was my first experience actually using her as my loan officer to do my own personal loan. With rates being so low, our refi was done during a very busy time. Jody was patient with us, answered all of our questions promptly, and made this process smooth and easy. She is the consummate professional, honest... More

I have always known that Jody is exceptional at what does and is very knowledgeable. But this was my first experience actually using her as my loan officer to do my own personal loan. With rates being so low, our refi was done during a very busy time. Jody was patient with us, answered all of our questions promptly, and made this process smooth and easy. She is the consummate professional, honest, and provides excellent service. We couldn't be happier with how this went. I have referred, and will continue to refer everyone and anyone I know to her for their mortgage loans. I wouldn't go to anyone else. Less

Jody was a pleasure to work with and was very responsive to emails and questions. She was extremely helpful in analyzing our current mortgage versus a new mortgage in order to assess if refinancing was a good option for us. We respect and appreciate her honesty and professionalism!... More

Jody was a pleasure to work with and was very responsive to emails and questions. She was extremely helpful in analyzing our current mortgage versus a new mortgage in order to assess if refinancing was a good option for us. We respect and appreciate her honesty and professionalism! Less

Jody did a remarkable job with our refi. We always recommend her to our family and friends.

I recently completed my streamline refinance with Watermark. The process was seamless. Jody Canfield, my loan officer contact, provided me a complete and easy to understand list of items to gather upfront, which made the items needed after approval be super easy. I was sitting with a notary within 2 weeks signing documents. Also the rate couldn't be beat at 2.75....amazing!... More

I recently completed my streamline refinance with Watermark. The process was seamless. Jody Canfield, my loan officer contact, provided me a complete and easy to understand list of items to gather upfront, which made the items needed after approval be super easy. I was sitting with a notary within 2 weeks signing documents. Also the rate couldn't be beat at 2.75....amazing! Less

Jody was extremely helpful, supportive, professional, and went above and beyond. She is really responsive and takes the time to answer your questions. She ensured my refinance went through smoothly despite having to deal with some issues created by outside factors. I would recommended her to anyone looking for amazing servicing on a loan and having someone that will make sure your loan and needs ... More

Jody was extremely helpful, supportive, professional, and went above and beyond. She is really responsive and takes the time to answer your questions. She ensured my refinance went through smoothly despite having to deal with some issues created by outside factors. I would recommended her to anyone looking for amazing servicing on a loan and having someone that will make sure your loan and needs are taken care of. Less

Jody Canfield was wonderful to work with on the refinance of my home. The loan process was smooth and Jody was amazing. She was very responsive to all my questions and kept us updated throughout the entire process. I highly recommend Jody and Watermark Capital.... More

Jody Canfield was wonderful to work with on the refinance of my home. The loan process was smooth and Jody was amazing. She was very responsive to all my questions and kept us updated throughout the entire process. I highly recommend Jody and Watermark Capital. Less

My wife and I just refinanced our home loan with Jody Canfield/Watermark Home Loans and we had a truly wonderful experience. Our rate quote was honored and Jody was a true professional- she kept us updated throughout the process which helped make everything run smoothly. I have already recommended Jody to my friends and family!... More

My wife and I just refinanced our home loan with Jody Canfield/Watermark Home Loans and we had a truly wonderful experience. Our rate quote was honored and Jody was a true professional- she kept us updated throughout the process which helped make everything run smoothly. I have already recommended Jody to my friends and family! Less

Jody Canfield and the rest of the Watermark team were an absolute pleasure to work with on the refinance of my home. The rate and terms were great, but more than that was the immediate response I received from the entire team any time I had a question or issue. Because of a couple of poor experiences on previous, I was skeptical about Watermark's promise to close the loan in under 60 days. In fac... More

Jody Canfield and the rest of the Watermark team were an absolute pleasure to work with on the refinance of my home. The rate and terms were great, but more than that was the immediate response I received from the entire team any time I had a question or issue. Because of a couple of poor experiences on previous, I was skeptical about Watermark's promise to close the loan in under 60 days. In fact, they got it done in 50 days, which is fantastic considering the waiting period after signing, etc. Five stars to Watermark! Less

Helped Me when no one else would.45 days from start to finish.Thanks for everything Jody!!

The loan application process was long but it was smooth with Jody. She keeps me on top of the entire process and quick in responding to my questions. It was a please working with her.... More

The loan application process was long but it was smooth with Jody. She keeps me on top of the entire process and quick in responding to my questions. It was a please working with her. Less

Jody did amazing job start from providing best rate for my loan to close in time, I defiantly recommend her for any loan need

Jody Did a amazing job with my refinance of my mortgage loan.Professional, honest and answered all my questions .I definitely would recommend Jody

Our loan application for refinancing went really smooth and was adeptly handled by Ms. Jody Canfield. She is very thorough and worked diligently keeping us updated on the process. Thank you Jody !! . We would definitely recommend her.... More

Our loan application for refinancing went really smooth and was adeptly handled by Ms. Jody Canfield. She is very thorough and worked diligently keeping us updated on the process. Thank you Jody !! . We would definitely recommend her. Less

Very professional. Everything was as said upfront. I was able to reduce my interest by 1 whole percent and I was able to reduce the term limit from 4.325 to 3.325.... More

Very professional. Everything was as said upfront. I was able to reduce my interest by 1 whole percent and I was able to reduce the term limit from 4.325 to 3.325. Less

I highly recommend Jody. I recently closed a refinance with her and everything went very smoothly. I started the refinance process by submitting inquiries to several lenders via Bankrate.com. Some of the other lenders I spoke with gave off the impression of being slick salesmen who were calling from some boiler room-like operation, and it caused me to question if I should be doing a refinance wit... More

I highly recommend Jody. I recently closed a refinance with her and everything went very smoothly. I started the refinance process by submitting inquiries to several lenders via Bankrate.com. Some of the other lenders I spoke with gave off the impression of being slick salesmen who were calling from some boiler room-like operation, and it caused me to question if I should be doing a refinance with lenders I found on the Internet. But from the outset Jody was patient and impeccably professional. She was always prompt in answering my calls and emails, and by the time of closing she had earned my confidence and trust. If I ever need to do another refinance I would not hesitate to work with her again. Less

Jody helped me refinance my home recently. Awesome experience! Extremely responsive, courteous and patient with the tons of queries/questions I had. She was detailed, and always quick to follow up. Frustrated with a previous experience, I went to Watermark after finding them on Zillow, and was even more lucky to find Jody. She was smart and quick (unlike my previous guy) to understand my situatio... More

Jody helped me refinance my home recently. Awesome experience! Extremely responsive, courteous and patient with the tons of queries/questions I had. She was detailed, and always quick to follow up. Frustrated with a previous experience, I went to Watermark after finding them on Zillow, and was even more lucky to find Jody. She was smart and quick (unlike my previous guy) to understand my situation and provided the best solution, customizing it to my requirements. She managed to save me a few hundred dollars more in the costs by some creative numbers. Would highly recommend her to anyone who is the market to refinance or purchase a home, and would go back to her again if the rates take another dive. Less

Just did my refinance through Jody Canfield at Watermark. She was awesome to work with. Very responsive, took time to explain and walk me through everything that was happening, and kept me apprised of the status. I highly recommend Jody and Watermark, was a great experience.... More

Just did my refinance through Jody Canfield at Watermark. She was awesome to work with. Very responsive, took time to explain and walk me through everything that was happening, and kept me apprised of the status. I highly recommend Jody and Watermark, was a great experience. Less

Jody was awesome to work with. She promptly responded to all of my e-mails and phone calls and patiently answered all of my questions. Everything went smoothly. We just completed the process of refinancing and I couldn't have been happier with the Jody and the entire process. I would definitely recommend her for a refinance.... More

Jody was awesome to work with. She promptly responded to all of my e-mails and phone calls and patiently answered all of my questions. Everything went smoothly. We just completed the process of refinancing and I couldn't have been happier with the Jody and the entire process. I would definitely recommend her for a refinance. Less

Jody is highly recommended. Professional, efficient, responsive and reliable. The most painless, fast and efficient refinance process I have ever experienced and can not say enough about Jody. If that wasn't enough, the rate and terms were awesome! We all want the best deal available and I too shopped around for best refinance deal I could find (5 other lenders), and the refinance Jody secured fo... More

Jody is highly recommended. Professional, efficient, responsive and reliable. The most painless, fast and efficient refinance process I have ever experienced and can not say enough about Jody. If that wasn't enough, the rate and terms were awesome! We all want the best deal available and I too shopped around for best refinance deal I could find (5 other lenders), and the refinance Jody secured for me was by far the best. Less

Jody helped me with my refinance and couldn't have been better. She was very responsive to all of my emails, phone calls, and various questions. She was patient in helping me through a very difficult refinance. I would definitely go back to her again.... More

Jody helped me with my refinance and couldn't have been better. She was very responsive to all of my emails, phone calls, and various questions. She was patient in helping me through a very difficult refinance. I would definitely go back to her again. Less

When I was looking to refinance my loan and get into a better one, some close friends told me I need to get in contact with Jody. After speaking with her she put together several options based on our conversation. The entire process went very smooth and quickly. But the best thing was she was very professional and was always looking after my best interest and took the time to answer all of my man... More

When I was looking to refinance my loan and get into a better one, some close friends told me I need to get in contact with Jody. After speaking with her she put together several options based on our conversation. The entire process went very smooth and quickly. But the best thing was she was very professional and was always looking after my best interest and took the time to answer all of my many questions I had. In the end I got a great loan that works best for me. I highly recommend you get in touch with Jody if you're looking for the right loan for you. Less

Jody came highly recommended when I was considering refinancing my original loan. She was very professional and responsive and the loan refinance was completed quickly and with no issues. Most importantly she was exceedingly patient with all my questions as I had no clue about most of the paperwork and steps I was going through. Without a doubt the process felt much more comfortable having the mo... More

Jody came highly recommended when I was considering refinancing my original loan. She was very professional and responsive and the loan refinance was completed quickly and with no issues. Most importantly she was exceedingly patient with all my questions as I had no clue about most of the paperwork and steps I was going through. Without a doubt the process felt much more comfortable having the more personal touch. Less