RJ is top notch! He's incredibly intelligent and well-read in the mortgage industry. His company has pretty much every loan type out there so you can use him as a one-stop shop! Less

RJ was very knowledgeable and pleasure to work. As a first time home buy with many questions trying to buy a hone over christmas he was always available and quick to take the time to answer all my questions. Less

WOW. WOW. WOW. Don't walk but RUN to his office if you are renting! I saw RJ's instagram post about the down payment assistance program in Washington. Being naturally curious and recently moving here from Oklahoma my wife and I reached out to RJ. That was just over 60 days ago. Since then we have purchased a home with $0 DOWN!! We got the home we wanted and the location we wanted! RJ has given me faith in the mortgage industry. He is VERY responsive and explains everything down to the smallest detail. We never asked him a question he couldn't answer! We are able to build equity in our home and celebrate Christmas a little extra this year all thanks to RJ! We will use him for any deal in the future and so should you!! Less

RJ was extremely supportive in our mortgage process. RJ was upfront and honest, creative with our options, and extremely transparent. He was warm and personable throughout. Above everything else he joined us in celebrating the purchase of our first home. Would definitely recommend! Less

RJ at Canopy Mortgage was a great help to us. We were first time home buyers. He was incredibly friendly and always had prompt responses to any questions we had or help that we needed. We really enjoyed working with him and would highly recommend him to anyone looking for a home, especially to any other first time home buyers. Less

We have used RJ and his team a few times now and I have been so impressed with their attention to detail, communication, strategic outlook, and he showed up at my signing. They are awesome and we would highly recommend them to anyone looking to buy/refi in Whatcom County. Less

RJ and his team guided us through the entire process of purchasing our first home. RJ and his team were constantly in communication with us, answering any and all questions that we had. Canopy mortgage was a delight to work with and we will be telling all of our friends and family about our wonderful experience! Less

Having RJ and his team be there for us during the home buying process was great. We had complete trust with him and Canopy the whole time. He was thorough in his explanation of every facet of the lending process and did so in a way that was easy to understand. It was comforting to know he was there for us and still is. Would absolutely recommend RJ and the Canopy team to anyone looking to purchase a home. Less