GK United Credit Repair
2020-03-26T17:30:08.000Z
A big thank you, Carl & Eric, for helping me improve my credit literacy and helping me understand the different mechanics that help generate a good credit score. When I first started my credit journey. I didn't realize what utilization rate was or how it's function affected my credit.
Utilization rate: percentage of the credit that is used compared to the balance
When I first began this process, my credit was at 467, and Carl informed me the best way to improve my confidence is through a secured card. Then applying for a secured card, my credit decrease for a week or two and then shot through Experian's credit simulation score. After six months of on-time payments, I reach out to Eric, who educated me about credit, utilization rates, the in's and out of the credit system, and cards I could apply for without getting denied.
As of now, I am sitting in the mid 600's. By this time next year, I expect to be at least 750.
A big thank you, Carl & Eric, for helping me improve my credit literacy and helping me understand the different mechanics that help generate a good cr... More