Kristen Hordyk
2026-07-04T11:59:09.452Z
Terrible company , terrible representative. Who ever heard of applying for mortgage online? What does a person do if there's a problem with the application of payments ? Who are you seeing. You'll be chasing after a phantom company where all your correspondence is via texts,emails and phone calls. Terrible. Kristen Hordyk I felt was extremely unprofessional in her methodology. She asked me to fil out the application,get w2, personal banking information, paystubs anything you would need to apply for a mortgage. She did everything backwards. I still don't know my credit score is because she never gave it to me. She never bothered to pull the credit report to see if I was even eligible until after she received all the personal information. What financial company dies that? Nobody. That's who . What they're supposed to do is pull your credit report first and discuss with the applicant what their seeing and if or not they can even provide the mortgage not the other way around. This way the applicant knows where they stand and if they need to fix or improve on their credit. She took all my very private and personal information had that in her grasp and strung me along for almost 2 months only to find out she couldn't give me a mortgage for very obvious response and reasons that were not accurate and could have been remedied out of the gate. Exceptionally unprofessional. I would never suggest going with the company she represents or her. I would suggest a normal bank that you physically go to and meet with, whom physically look over all your paperwork with your attorney while sitting down with who is physically giving you your mortgage. None of this texts,and emails nonsense. Every time I attempted to physically reach out to her to have a phone conversation because I'm in New York and she's in Washington State she was busy. She gave me every excuse you could imagine not to have a normal phone conversation. No thanks . Hard pass. Going with another live person who physically communicates in real time and says everything upfront before wasting time everyone time. I've already found him from a real bank. Looking forward to it. No more texts. Fyi. Any response regarding.."oh I did do that" is a blatant lie. Credit report never discussed. She sent me an email at the very end of 2 months of nonsensical waiting. As I stated at the onset of this review. If I would have known in the very beginning could have been taking care of any issues that were seen or resolved any concerns that weren't obvious on the report.