When I say this lender is the best. I'm not blowing smoke. He went above and beyond to make our wildest dreams come true. We don't have much and didn't think we could even buy. He spent countless hours thinking outside the box to make it happen. And was available whenever day or night I needed him. At one point he was up till midnight and back at it before eight am making sure everything was completed on time. Plz stop your search for a lender. This is your guy!! Oh and 4 days after close he identified something we shouldn't have paid for and is getting our money back! Brian has a heart of gold 💛 ✨️ Less

Brian was heaven sent! He was an absolute pleasure to work with. Brian went above and beyond to get my loan approved and closed. As a self employed business owner, I faced special challenges for conventional mortgage loans that Brian knew how to navigate through and conquer. Brian was always friendly and very compassionate toward my individual loan needs. He had nothing but attention to detail and was always extremely responsive and thorough. I highly recommend Brian and will use him as my go to mortgage broker in the future. Less

Brian is a client advocate. He's super responsive and provides consultative ideas to help shape the mortgage to be in alignment with your budget and financial goals. When push comes to shove, he will support you all along the way. In my particular case, the appraisal third party company slipped on their commitment to get it in on time prior to closing. Brian spent multiple days and nights pushing the process to get it done. He contacted the owner of this company and various managers as well as the mortgage company to coordinate and get this done. Without him I feel my family and I would have been in a very tough spot. And, when all was said and done, he coordinated with this company and got my appraisal fee reimbursed to me based on principle and the undue stress it created for my family and I. Thank you Brian. I realize not every mortgage process will be flawless - in the event real life experiences get in the way, a client advocate like Brian will help make sure your dream comes true. Less

Brian is amazing he helped us and our business with a loan to purchase a home for our growing business.He answered phone calls and allowed us to ask crazy questions and helped us work through the process .live oak lending is amazing I strongly recommend them . I trust them and stand behind Brian Less

Brain and his team are extremely knowledgeable, professional, and communicative. Brian went above and beyond to understand my needs and explain every step of the process with no hidden fees or costs for loan approval. If you are looking for an individual who can offer you various options outside the high-fee banks, I recommend contacting Brian and the team for your new loan. Less

Working with Brian Spencer was an all around excellent experience. A consummate real estate professional who knows his stuff and who can explain it in a way that a simpleton like myself can understand. If you're looking for someone to get you in a new home with no hidden agendas or fees, Brian is your guy. I recommend him and his business highly! Less