2026-07-30T03:37:46.000Z

We recently purchased a home in Newport Beach using a DSCR loan, and what should have been an exciting experience almost turned into a nightmare. Just two weeks before closing, our original lender unexpectedly added a long list of fees that dramatically increased our closing costs. We were referred to Choice Home Mortgage, and although we weren't sure anyone could help that late in the process, they immediately stepped in with confidence. From our very first conversation, Greg Toussieng and Esther Buede were knowledgeable, responsive, honest, and incredibly professional. Their expertise with DSCR loans, investment property financing, and mortgage lending was obvious from day one. They worked tirelessly to move our loan through underwriting, kept us informed every step of the way, and not only closed our loan on time but also saved us over $100,000 compared to our previous lender. If you're looking for a mortgage broker in Newport Beach or anywhere in California who truly puts their clients first, I cannot recommend Choice Home Mortgage highly enough. Their communication, attention to detail, customer service, and ability to find the best mortgage solutions are second to none. They turned what could have been a financial disaster into an incredible success. Whether you need a DSCR loan, investment property loan, conventional mortgage, home purchase loan, or mortgage refinance, this is the team you want on your side. They have earned our trust and our business for life, and we will confidently recommend them to our friends, family, and fellow real estate investors. Thank you, Greg Toussieng and Esther Buede for making our dream of owning our Newport Beach home a reality! Kim

2025-01-02T01:33:08.438Z

Working with Esther for my father's reverse mortgage was a very comfortable experience. She was able to put us at ease of the horror stories of reverse mortgages and provide the facts. She is patient and knowledgeable. She was always available to answer questions and explain next steps. By the time of closing, I felt as though I had gained a new friend. I look forward to working with her for my personal mortgage.

2024-11-26T23:30:41.981Z

My wife and I cannot express enough gratitude for the incredible service we received from Esther Buede and Greg Toussieng at Choice Home Mortgage during our VA financing process. Their professionalism, expertise, and dedication were unmatched from start to finish. Not only did they secure the perfect rate for us, but they also ensured we received precisely the cash-out amount we were looking for. Their thoroughness also uncovered an error on our original deed that multiple less detail-oriented companies had overlooked...with pure initiative and attention to detail, Esther and Greg resolved the issue swiftly on our behalf, saving us what could have been months of legal headaches. The level of service we received was nothing short of extraordinary—truly 100/10. Their approach was entirely bespoke, thoughtful, and client-focused. They made what is often a stressful process feel seamless. We are thrilled with the results and will undoubtedly be working with Choice Home Mortgage again. We ABSOLUTELY recommend Greg, Esther, and the entire team to anyone looking for a mortgage experience that is both wildly efficient and genuinely caring for their clients.

2024-11-26T23:27:20.987Z

My wife and I cannot express enough gratitude for the incredible service we received from Esther Buede and Greg Toussieng at Choice Home Mortgage during our VA financing process. Their professionalism, expertise, and dedication were unmatched from start to finish. Not only did they secure the perfect rate for us, but they also ensured we received precisely the cash-out amount we were looking for. Their thoroughness also uncovered an error on our original deed that multiple less detail-oriented companies had overlooked...with pure initiative and attention to detail, Esther and Greg resolved the issue swiftly on our behalf, saving us what could have been months of legal headaches. The level of service we received was nothing short of extraordinary—truly 100/10. Their approach was entirely bespoke, thoughtful, and client-focused. They made what is often a stressful process feel seamless. We are thrilled with the results and will undoubtedly be working with Choice Home Mortgage again. We ABSOLUTELY recommend Greg, Esther, and the entire team to anyone looking for a mortgage experience that is both wildly efficient and genuinely caring for their clients.

2024-10-09T20:26:57.162Z

"Earlier this year, Choice Home Mortgage truly exceeded our expectations. They helped us fast, making the entire process smooth and stress-free. We are incredibly happy with the services provided! Special thanks to the loan team—Ronald Nadelberg, Gregory Toussieng, and Esther Buede—for their hard work and professionalism throughout the process. Their dedication and expertise made all the difference, and we couldn’t be more pleased with the outcome. Highly recommend Choice Home Mortgage to anyone looking for top-notch service!" Watson

2024-10-05T20:37:01.656Z

Esther Buede is so AMAZING. She helped us with everything. And she took a chance on us and we really APPRECIATE her. Esther was there from beginning and until the end. Esther made us feel so comfortable and trusting and helped us understand everything. Esther we just wanted to tell you thank you for your service and your knowledge.

2024-09-14T15:33:44.286Z

Esther was introduced to me by my brother who is a realtor in Washington State where I also live. I was looking for a specialist in reverse mortgages. Esther was exactly that, a specialist. Located in California, she held our hands and walked us through the analysis and ultimately the closing of a reverse mortgage FHA loan via all of the virtual and amazing contemporary technology available today. Not only knowledgeable, Esther is an amazing communicator. With every detail and step along the way, she was on top of the process, understanding of the challenges, helpful resolving them all while moving the process along as quickly and carefully as possible. Either by phone, email or text there was not a time when Esther did not immediately respond, answer our questions or keep the process moving forward. The whole process was completed within about 45 days once we agreed to proceed. I will keep Esther in my contacts and go to her anytime I have a future need. I would not hesitate to recommend her. She is a true professional while being very kind, friendly and upbeat . She made the complex process easy to work through and left us with a satisfying experience and a good loan improving our lives for years to come.

2024-08-21T18:35:12.817Z

I get daily robocalls from this company. I have no idea how they have so many positive reviews, but they are likely fake. If this is a legitimate company, I wouldn't think they would bombard people with spam calls. That is what garbage companies run by scammy garbage people do.

2024-08-20T19:45:33.367Z

Esther, Greg, and Ron did a great job at helping my family and I out with a refinance loan. The communication was unmatched! I’m so grateful to have worked with such a talented group of professionals. I highly recommend using them for your mortgage needs. I also plan do be a repeat customer. The knowledge and step by step explaining of this process was key to me. I really consider the team not only professionals but my new family. Thanks again team I'll be back and will send many referrals your way. Demetra Underwood-Roane

2024-07-23T22:04:48.606Z

Esther and Ron at Choice Home Mortgage help me and my family out with a second mortgage so I could capture some of the equity in our home. They were both amazing to work with, honest, were very prompt with their communication and were able to save me over 2% on interest compared to another company I was previously working with. My experience was a 10/10. Esther especially went out of her way to help ensure we were able to close due to a strange property tax mixup that was filed with the house was originally built. Thank you so much Esther and Ron. We truly appreciate your help and would certainly refer friends and family.

2024-06-19T21:38:00.162Z

I am so fortunate to have met Esther Buede through a previous business relationship, that involved communicating with our clients. Esther referred a buyer to me who was moving from California to Washington State. Esther and her team had the buyers pre-qualified and ready to pull the trigger on the right property. It took the buyers and I about 4 or 5 weeks to find the needle in the haystack. Esther made the purchasing process virtually seamless. Esther and her team hit a record-breaking clear to close in just 14 days after mutual acceptance. Her professionalism and amazing communication skills were fantastic. Thank you again. Stuart Anderson Century21 Greater Seattle area.

2024-05-25T03:31:06.210Z

Esther is an amazing loan officer. So grateful for her and the Choice Home Mortgage team for helping me with my first real estate investment. She is very thorough with understanding your situation and diagnosing all the possibilities of what works best for you. Always direct feedback with emails and communication always on time and to the point. Even with the markets up and down, rates all over the place. She was always ready to think realistically but help me be creative in understanding the whole process. Very enjoyable and knowledgeable. Esther was always a phone call away with any questions I had. Very pleased with my experience and I highly recommend everyone to Esther Buede for mortgage lending. She will get you the best deal possible with a team that made closing quite easy. I look forward to doing business with her in the future. She has quite the real estate intellect and really does care for her clients.

2024-05-22T19:01:58.762Z

Esther is Phenomenal to work with. She recently brought us a deal as a broker that needed funding quickly and she was able to get us a full file in less than 24 hours. Anything we asked for as the lender, was sent to us within an hour of requesting. In the lending space, it is rare for a broker to be on top of things as much as Esther was. I can say with certainty she is one of the best out there. I would highly recommend her to anyone who is ever in need of financing!! Looking forward to working with you again soon!!

2024-02-20T23:23:25.789Z

My experience with the James group and Esther Buede, specifically, was awesome. The ethic, efficiency and personal attention was top notch. I could not have had a better experience. This is the person and group you want to work with, if you want the best results. Thank you!!!

2024-01-19T19:02:35.845Z

Esther is amazing! So grateful for her and her team. We were introduced to each other from a mutual friend, and Esther became an integral part of helping our family transition across the country. With interest rates being high and the housing market being a little crazy, we needed a lender who is willing to think outside the box and get us the best possible scenario for our family. Esther did exactly that. She’s friendly, knowledgeable, and very accessible. Anytime I had a call question issue, she got back to me with an answer right away. She played out multiple scenarios and really got us the best mortgage rate possible by combining different programs. I highly recommend using Esther for any mortgage lending. She will fight for you, she will work for you, she will get you the best deal and the best payment that’s possible. We are so pleased with our experience and our purchase, and our grateful to have a great team that helped make this transition smooth. I will gladly recommend Esther to all my friends and family. She is the best!

2024-01-17T00:43:17.032Z

Esther Buede made refinancing my second home a breeze! She was there every step of the way and very responsive. She made the whole process simple, from start to finish!

2023-12-15T20:10:24.414Z

I am certain that without Esther being astute regarding every step of this reverse mortgage process at all times, it would have never happened. Esther was very diligent through this intricate process in helping me reach the finish line. Esther was pleasant to work with, never being judgemental about my situation, demonstrating that she really cared. If you are considering a reverse mortgage, I highly recommend you contact Esther!

2023-11-22T02:54:15.020Z

Excelente service. Kept me informed and answered all of my questions.

2023-10-14T01:03:42.204Z

Greg and Esther were an amazing team and so easy to work with. Esther had her work cut out for her with our non conventional loan. My husband is self employed so it took several extra steps to make this happen. We’re so grateful for this team and their effort in helping us buy our first home.

2023-09-27T18:45:17.604Z

I had the pleasure of working with Esther Buede at Choice Home Mortgage on a recent Chenoa Down Payment Assistance purchase. Esther is phenomenal to work with, and if you haven’t already, make sure to check out her library of fun and informative videos.