The Northshore Group brings a uniqueness to the mortgage market. Their streamlined systems are top notch whether you're the client or realtor. Looking forward to seeing how this team keeps their innovation going! Highly recommend... More

The Northshore Group brings a uniqueness to the mortgage market. Their streamlined systems are top notch whether you're the client or realtor. Looking forward to seeing how this team keeps their innovation going! Highly recommend Less

I recently had the pleasure of working with Tom for the purchase of my home, and I couldn't be happier with the experience. From start to finish, Tom demonstrated a level of professionalism and expertise that exceeded my expectations. Tom took the time to thoroughly understand my financial situation and goals, and then he presented me with a range of mortgage options tailored to my needs. What t... More

I recently had the pleasure of working with Tom for the purchase of my home, and I couldn't be happier with the experience. From start to finish, Tom demonstrated a level of professionalism and expertise that exceeded my expectations. Tom took the time to thoroughly understand my financial situation and goals, and then he presented me with a range of mortgage options tailored to my needs. What truly set him apart was his ability to explain complex mortgage terms and processes in a way that was easy for me to grasp. This made me feel confident and informed throughout the entire process. Throughout the home buying journey, Tom was always accessible and responsive to my questions, providing timely updates and guidance. He went above and beyond! It was an absolute pleasure! Less

I wholeheartedly endorse the Northshore Group. As a real estate professional based in Burlington, Ontario, having a dependable mortgage collaborator is vital for my profession. I consistently refer Tom and his team without hesitation. What sets them apart? Their exceptional commitment and their ability to present intricate financial data in an easily understandable manner truly stand out. If you ... More

I wholeheartedly endorse the Northshore Group. As a real estate professional based in Burlington, Ontario, having a dependable mortgage collaborator is vital for my profession. I consistently refer Tom and his team without hesitation. What sets them apart? Their exceptional commitment and their ability to present intricate financial data in an easily understandable manner truly stand out. If you require a mortgage agent, particularly in this unpredictable market, I strongly recommend enlisting the services of the Northshore Group. Less

I greatly appreciated Tom’s thorough and clear explanations as we went through the renewal of our mortgage. He has continued to check in regularly during the wild interest rate ride, providing advice and always ready to meet and talk through options. I highly recommend working with him!... More

I greatly appreciated Tom’s thorough and clear explanations as we went through the renewal of our mortgage. He has continued to check in regularly during the wild interest rate ride, providing advice and always ready to meet and talk through options. I highly recommend working with him! Less

Tom worked with us to refinance our mortgage, which included accessing funds for renovations. Tom provided very helpful financial worksheets with walk-through videos, and was always available for phone calls when we had questions or concerns. Very organized and always kept us in the loop. Friendly, professional and very knowledgeable. An absolute pleasure to work with. Highly recommended.... More

Tom worked with us to refinance our mortgage, which included accessing funds for renovations. Tom provided very helpful financial worksheets with walk-through videos, and was always available for phone calls when we had questions or concerns. Very organized and always kept us in the loop. Friendly, professional and very knowledgeable. An absolute pleasure to work with. Highly recommended. Less

The Northshore Group defines the word mortgage. With up-to-the-minute information, do not hesistate. I don’t. Ry - Sold By Ry

Great service and detailed explanation of my mortgage options. Customized spreadsheets showing my finances with personalized videos walking me through the options. Highly recommended!... More

Great service and detailed explanation of my mortgage options. Customized spreadsheets showing my finances with personalized videos walking me through the options. Highly recommended! Less

Tom & Brandon really do go above and beyond. I was referred to Tom by my real estate agent who INSISTED I get a second opinion from him for my pre-approval. I was content with my initial pre-approval with my bank up until I met Tom and the Northshore team. They absolutely blew it out of the water with the whole process in general. They gave me customized budgeting outlining all my options (inclu... More

Tom & Brandon really do go above and beyond. I was referred to Tom by my real estate agent who INSISTED I get a second opinion from him for my pre-approval. I was content with my initial pre-approval with my bank up until I met Tom and the Northshore team. They absolutely blew it out of the water with the whole process in general. They gave me customized budgeting outlining all my options (including a pretty slick video recording outlining the budget) and their communication was on point. If you're contemplating who to use for your mortgage, look no further. These are you guys. Less

Working with Tom is seamless & methodical. As a Realtor, what I love is that you always know what step the clients are at in the approval process. Working with someone highly skilled & professional like Tom is the key to a seamless transaction... More

Working with Tom is seamless & methodical. As a Realtor, what I love is that you always know what step the clients are at in the approval process. Working with someone highly skilled & professional like Tom is the key to a seamless transaction Less

Very hard working, knowledgeable guys that are always willing to share their wealth of information in real estate and mortgages. Absolute pros!

I contacted Tom and he helped establish my mortgage pre-approval very quickly. The online documentation process is so easy to follow and I’m looking forward to working further with him.... More

I contacted Tom and he helped establish my mortgage pre-approval very quickly. The online documentation process is so easy to follow and I’m looking forward to working further with him. Less

Awesome experience…would recommend

I have had the chance to work with Tom with many clients and the experience is always above & beyond. With how stressful home buying can be, the calm & clarity that Tom brings to the table to my clients, gives them all the confidence & knowledge that they need to move with the huge decision of buying a home. The time he takes to walk them through their application & the fact that he is so quick... More

I have had the chance to work with Tom with many clients and the experience is always above & beyond. With how stressful home buying can be, the calm & clarity that Tom brings to the table to my clients, gives them all the confidence & knowledge that they need to move with the huge decision of buying a home. The time he takes to walk them through their application & the fact that he is so quick to get back to you when you need guidance, is just a few of the many things that he delivers. Hands down, Tom is my go-to and I can trust him fully with any of my clients! Less

Tom and the entire Northshore team were absolutely fantastic to work with. Tom demonstrated a deep understanding of cutting-edge technologies in communication, tools, and budgeting, which proved invaluable in securing a mortgage for our investment property. Being self-employed business owners, my wife and I faced unique challenges, but Tom's expertise and guidance made the process seamless. Unli... More

Tom and the entire Northshore team were absolutely fantastic to work with. Tom demonstrated a deep understanding of cutting-edge technologies in communication, tools, and budgeting, which proved invaluable in securing a mortgage for our investment property. Being self-employed business owners, my wife and I faced unique challenges, but Tom's expertise and guidance made the process seamless. Unlike feeling like just another customer in line, we truly felt valued throughout the entire experience. Tom prioritized our current budget while assisting us in purchasing our investment home, always advocating for our needs and desires rather than simply fulfilling the underwriters' requests. Every question and request we had was met with utmost respect, providing us with valuable insights and prompt responses. 5 Stars hands down! Less

Working with Moffat Mortgages has been an absolute pleasure. As a realtor, I know I can trust Tom to continually educate my clients about the mortgage process. Tom helps clients make informed decisions in today's complex housing market. I can leverage the trust I have in Tom with all my clients.... More

Working with Moffat Mortgages has been an absolute pleasure. As a realtor, I know I can trust Tom to continually educate my clients about the mortgage process. Tom helps clients make informed decisions in today's complex housing market. I can leverage the trust I have in Tom with all my clients. Less

Tom and the team at Northshore Group are amazing to work with. The patience they had was next level and they took the time to explain the entire process. This was a new experience for us and I cannot put into words how seamless the process was. Highly recommend to all my friends and family!!... More

Tom and the team at Northshore Group are amazing to work with. The patience they had was next level and they took the time to explain the entire process. This was a new experience for us and I cannot put into words how seamless the process was. Highly recommend to all my friends and family!! Less

We had an exceptional experience working with Tom Moffat and Lizzie on our recent mortgage . One of the standout aspects of our collaboration was the prompt and efficient communication. From the very beginning, they were responsive and always available to address any questions or concerns. Moreover, their innovative approach to providing information was highly appreciated. Tom and Lizzie set up ... More

We had an exceptional experience working with Tom Moffat and Lizzie on our recent mortgage . One of the standout aspects of our collaboration was the prompt and efficient communication. From the very beginning, they were responsive and always available to address any questions or concerns. Moreover, their innovative approach to providing information was highly appreciated. Tom and Lizzie set up a shared spreadsheet that meticulously documented all the mortgage options, costs, payments, and fees. This transparent and organized tool allowed us to review and compare all the details at our convenience, making the decision-making process a breeze. Their dedication to ensuring that we had all the necessary into to make an informed choice was evident throughout the entire process. Tom and Lizzie's professionalism, prompt communication, and the innovative use of the shared spreadsheet made our mortgage experience smooth and stress-free. I would highly recommend their services to anyone in need of mortgage assistance. They truly go above and beyond to ensure their clients' satisfaction. Less

My husband and I have worked with Tom for the last few months and he has been so patient with helping us find our new home! He is super organized and efficient, and can confidently answer any of your questions. His work is exceptional. Tom provides an amazing breakdown of everything you need to know when applying for a mortgage. He is full of knowledge in this area and I would highly recommend To... More

My husband and I have worked with Tom for the last few months and he has been so patient with helping us find our new home! He is super organized and efficient, and can confidently answer any of your questions. His work is exceptional. Tom provides an amazing breakdown of everything you need to know when applying for a mortgage. He is full of knowledge in this area and I would highly recommend Tom. I’m so happy with his service and my choice in picking Tom as our mortgage agent. Less

Tom is always ready to help with any mortgage questions. I can count on knowledgeable and sound advice on a myriad of topics and situations.

Brandon was amazing to work with! Super prompt and detailed with any questions and made the whole experience super straightforward. Highly recommend!

I recently worked with Brandon through a very layered mortgage situation in getting out of my current home and acquiring a new one. Brandon’s insight and knowledge was invaluable throughout this process and his contagious energy alleviated a lot of the stress that comes with home sales. I would recommend Brandon to anyone who would listen and he takes a very stressful and difficult process and ma... More

I recently worked with Brandon through a very layered mortgage situation in getting out of my current home and acquiring a new one. Brandon’s insight and knowledge was invaluable throughout this process and his contagious energy alleviated a lot of the stress that comes with home sales. I would recommend Brandon to anyone who would listen and he takes a very stressful and difficult process and makes it easy, thank you again to Brandon and his team. Less

Tom is a very knowledgeable professional and his response time and follow up are super impressive. My clients have consistently let me know that they found working with him to be an outstanding, positive experience. I'm very happy to refer Tom to any of my clients!... More

Tom is a very knowledgeable professional and his response time and follow up are super impressive. My clients have consistently let me know that they found working with him to be an outstanding, positive experience. I'm very happy to refer Tom to any of my clients! Less