2026-05-13T11:08:04.258Z

It was review time for my private medical insurance. Whilst I’ve been happy with my current provider, it’s always good to check the market to see you’re getting the right deal for you.All it took was a quick conversation with Nico and he came back with alternatives for me. After a quick discussion, he went back to my existing supplier and managed to secure me a better deal than their initial proposal. So I decided to stay with them for another year.Nico was very prompt in responding to my requests, understood my needs and got me a great deal. I’d highly recommend him.

2026-04-23T05:03:45.317Z

Great service from Nico, answered all my questions and very good price as well, highly recommend him.

2026-04-21T11:26:27.313Z

Nico has been brilliant in helping me sort my life insurance. He didn’t just match what I already had, he actually beat it, securing me a longer term and a bigger payout for less than I was paying before.What’s made it even better is that it’s with Vitality, so I’m getting the added benefits too. As part of signing up I had a full health check, with 27 tests included, and it was genuinely reassuring to get the results back all green. It’s great to know I’m in good shape, and it gives real peace of mind.Overall, Nico made the whole process simple, clear and stress-free, and I feel much more confident knowing everything is properly in place. Highly recommended.

2026-04-18T13:03:35.613Z

Nico at The Protection Specialist was very quick and efficient when dealing with my enquiry. He came up with a very good option at far better rates than I had managed to get myself. I have since recommended him to several work colleagues ! Thank you to The Protection Specialist :)

2026-03-26T17:13:09.675Z

As a self-employed freelancer, I knew I needed cover in case I was unable to work but didn't know where to start - Nico was fantastic in talking me through the options, finding something to suit my budget and circumstances, and dealing with everything to ensure I got what I needed.

2026-03-17T19:14:49.157Z

Hi Nico, I must say that you were on the case very quickly to save us money on our house contents insurance earlier this year, so thanks so much for that ... it saved us at least £150.00. We've already recommended a mate who just happened to ask us the same question about 48 hours later.

2026-03-17T12:40:11.191Z

I recently worked with Nico to arrange an income protection policy and had a really positive experience. He took the time to explore a range of options and clearly explained the benefits of each one, making it much easier to understand what would suit my needs.He also reviewed my existing health insurance policy without any pressure to switch, which I really appreciated. Throughout the process, Nicol was attentive, responsive, and always quick to come back to me with answers to my questions.I wouldn’t hesitate to recommend him to anyone looking for honest, knowledgeable, and supportive advice.

2025-12-14T12:51:42.221Z

Nico was fantastic in helping me navigate the complexity of comparing one health plan with another. He was patient and took his time explaining the differences and options to suit my family.I have no hesitation to recommend Nico.

2025-12-08T21:10:34.433Z

Nico was fantasticDiligent, helpful and knowledgeableOn top of all that he saved us 15% on our renewal

2025-12-07T10:26:24.094Z

Nico was a great helping me choose the right protection plan for me. He was very informative and gave great advice. Have highly recommended him to others.

2025-12-03T21:09:37.153Z

Nico’s been brilliant from start to finish. He managed to sort out our health insurance, saved us about £120 on the policy and even moved us onto Vitality which is the provider we originally wanted. It all felt surprisingly easy. Really appreciate the effort and the clear advice. Would happily recommend him to anyone sorting out their cover.

2025-11-28T11:49:33.574Z

Thank you so much Nico for your help this year!You have the patience of a saint!You remember every detail about us and what we need, which helps a lot.We have every trust and confidence in you and the services you provide.Look forward to working with you again.Priya and Will

2025-10-27T08:09:31.791Z

Nico did a great job and took the time whenever required to help us come to the right decisions. Always on hand if there were any questions. Would recommend highly, thanks Nico.

2025-10-24T08:54:48.353Z

Nico has been absolutely amazing! He clearly explained everything and not only did he set up a new plan (which my Company can actually pay for, rather than me), but he dealt with my expiring contract and cancelled it all for me. It was such an easy process, with a really clear breakdown of cover and (in my case) savings by doing it through the business. I'd highly recommend Nico.

2025-10-11T06:24:27.769Z

Nico was extremely patient with us throughout the entire process while we were undecided about our policy choice. He took the time to clearly explain all the options and guided us with honest, helpful advice. Thanks to his support, we felt confident in choosing the right life insurance policy. Highly recommended!

2025-10-02T12:38:06.644Z

Nico has achieved the unimaginable ... doing his job to perfection! I was so sick and tired of professionals giving me conflicting advice and trying to gain from my circumstances. Nico was transparent and fair, offering solutions to my insurance problems from the house to health and even life insurance. I would thoroughly recommend him and will continue to work with him from here on in.

2025-09-15T16:37:46.536Z

I’ve had the pleasure of being a client of Nico Mori at The Protection Specialist regarding income protection, life, and critical illness insurance, and I highly recommend him.Nico combines deep expertise with a genuinely client-focused approach. He took the time to understand my individual needs, explained complex insurance options in clear, straightforward terms, and helped me select solutions that provide real peace of mind for both me and my family.What stood out most was his professionalism, responsiveness, and honesty. I always felt confident that the recommendations were tailored to my situation, not just a one-size-fits-all product.If you’re looking for someone who makes protecting your income and loved ones simple and stress-free, Nico is the person to speak with.Thank you Nico, you are amazing!!!!!

2025-08-07T12:39:31.623Z

Nico is a great professional, I will do business again with him, and recommend his services to my network. Great listener and strategic view about my particular needs. He put together a comprehensive cover plan for me, taking into account my needs, and explaining everything along the way. Strongly recommend his services!

2025-08-05T07:54:27.760Z

Nico has been incredible. He has been out go to person for all our policies and we have a fair few! It's been amazing having one person who manages everything in such an organised manner. It's been a relief and Nico has bought great peace of mind to me and my family. I couldn't recommend him enough. He is patience, knowledgeable, supportive and approachable. Very professional

2025-08-04T15:35:23.046Z

I’ve know Nico for a number of years now and he has always done everything with such integrity that I didn’t hesitate to leave my insurance policies in his hands! He goes above and beyond for me and always puts what is best for me and my requirements at the heart of his work. I’ll never be without him now and recommend highly!

2025-07-29T10:48:58.122Z

I was introduced to Nico through a very strong personal recommendation. Having received a completely unacceptable renewal quote from our existing Private Health insurer I asked Nico if he could help. Nico immediately scoured the market and very quickly came up with a couple of competitive quotes from other insurers which, following a short period of review, my wife and I decided to switch based on his recommendations. His diligent market review and very clear understanding of our needs resulted in Nico making us an annual saving of around £4000! We were very impressed with his knowledge and his personal approach which gave us both reassurance and confidence in Nico's ability to fulfill our insurance requirements. Based on our experience we can highly recommend his services.

2025-07-09T20:06:57.750Z

Amazing work from Nico @ the protection specialist.Very polite and helpful.Helped me find an income protection policy following my first house purchase.If you’re looking for any income protection and/or mortgage protection. I would highly recommend Nico!

2025-06-11T09:34:40.374Z

I've been meaning to get my life insurance sorted for months, but kept putting it off. I then met Nico at a networking event and he mentioned that he could sort it for me, and he did.Working with Nico was brilliant, he is very knowledgeable, is great at communicating with you and explaining the various plans and their benefits and works to get the best plan for you.

2025-05-20T09:04:12.335Z

We had a fantastic experience getting our cover sorted with Nico. He identified exactly what we needed and was able to find us a really competitive deal – there was no pressure to undertake any cover and how thorough he was gave us real peace of mind.

2025-04-24T14:56:58.702Z

Nico was incredibly helpful when discussing our options re life cover and insurance. He was very knowledgeable and clearly wanted what worked for us, as opposed to just pushing us towards the most expensive etc. he explained the processes well, as well as all the different cover types. A really great experience.

2025-04-07T13:39:34.738Z

Last year I had a couple of close people around me go through complex health challenges. I saw how they struggled to navigate the NHS and get seen in a timely manner. This left me feeling anxious for them and for my own family should we encounter any of these challenges. Nico guided me through private health insurance and came back with several quotes for me. He tweaked these until I felt these were right for me. Nico has patience, empathy and knowledge of the industry and would not hesitate in recommending his services.

2025-03-27T15:34:27.551Z

Thank you for your hard work and perseverance in getting life cover for my wife and I. We were particularly impressed with the fact that you took time to understand our requirements and suggest policies that would not only give us the required cover but also look after our sons.Your initial assessment, communication and follow-up service is superb. I will continue to recommend you to anyone looking to protect themselves and their families.

2025-02-25T11:08:57.850Z

Nico at The Protection Specialist was fantastic when we were looking into taking out medical insurance for the family. He made us feel at ease and gave us lots of help and support. He thoroughly researched the market and provided excellent advice. He was really responsive and came back quickly with answers to all our questions. He really knows his stuff and I can wholeheartedly recommend Nico for any kind of protection insurance.

2025-02-25T10:41:27.990Z

I recently worked with Nico to find the best life insurance and critical care cover, and I couldn’t be more impressed with the service I received. From start to finish, Nico was incredibly attentive, knowledgeable, and dedicated to finding a plan that perfectly suited my needs.What stood out the most was how he took the time to understand my unique situation. He patiently explained the different policy options, making sure I fully understood the coverage, costs, and benefits of each choice. It never felt rushed, and I truly felt like my interests were a top priority.Not only did Nico find me an affordable life insurance plan with great coverage, but he also helped me secure a critical care cover that provides peace of mind in case of unexpected health issues. His expertise in navigating the market and presenting me with the best options made all the difference.I’m grateful for how seamless and stress-free the entire process was, and I would highly recommend Nico to anyone looking for top-notch insurance advice and service. Nico definitely went above and beyond in helping me protect my future.

2025-02-23T00:06:11.658Z

Nico is passionate about providing future security for the family