Working with Stephen was an absolute pleasure! He helped us navigate the home-buying process with confidence and ease. What stood out the most was his quick problem-solving—any time an issue came up, he was on it immediately with a clear, effective solution. His professionalism, responsiveness, and deep knowledge of the market made all the difference. We’re so grateful to have had Stephen by our side and highly recommend him to anyone looking to buy a home! Less

I met Stephen on a Facebook group, and he was able to be super helpful and competitive with rates. We just closed on a deal, with a transaction there is always back and forth and Stephen did a great job at helping troubleshoot. Highly recommend Less

Great experience, Stephen (and Karin as well) did a great job on the Refi cash-out of a multi unit investment property. Communication was on point and I will surely use them again. Thanks! Less

A big thank you to Stephen and Albert for their outstanding help in guiding my grandma through the reverse mortgage process. Their professionalism and dedication made the entire process incredibly smooth, quick, and hassle-free, just as promised. We truly appreciate their exceptional service and support! Less

Stephen to great care of us as made sure we got the deal closed despite all the issues we had outside of getting the loan. Very professional and will go the extra mile to help get you to the finish line. Less

Quiero agradecer a Stephen Caceda y a todo su excepcional equipo por todo su apoyo y profesionalismo durante el proceso de refinanciación en nuestra casa de inversión.Sin duda los recomiendo a cualquiera que esté buscando un equipo profesional bilingüe y comprometido con el éxito de sus clientes! Less

Stephen was very friendly and always ready to answer any questions that came up. The refinance process went very smoothly. From the initial consultation to the final approval, he was professional, knowledgeable, and attentive. I highly recommend Stephen and his team for anyone seeking reliable and efficient lending services! Less

In the last couple of years, I had purchased 2 homes plus refinance one of them. On all occasions I had gone to my nephew Stephen for assistance and guidance. All transactions went flawlessly, but what impressed me the most was that every time Stephen reached out to me, he started with "Tio....", the family bond was ever present, however this was never a reason or excuse at any point for his professionalism to slip. Stephen is an impeccable professional whom I would strongly recommend. Less

I recently had the pleasure of working with Stephen Caceda for my DSCR loan, and I can't speak highly enough of the experience. From the very beginning, Stephen was incredibly knowledgeable, professional, and attentive. He took the time to explain the entire process in detail, ensuring I was comfortable and well-informed every step of the way. I highly recommend Stephen Caceda to anyone seeking an MLO who genuinely cares about their clients and delivers exceptional service. Less

I had a great experience with Stephen and his team. He made the process so easy and communicated every step of the way. He’s extremely knowledgeable in different finance options which helps any buyer first or investor and has a well-rounded team that helps with everything in between which makes it even easier to get down. Best experience I’ve ever had closing any deal. Less

Stephen is an exceptional person and professional. My husband and I have worked with him on several closings and he consistently delivers. Stephen remains our top choice for lending. We are thrilled we met him and always look forward to working with him! Less