2026-03-12T01:28:07.991Z

Stephen got the DSCR loan approved when others could not! He was transparent through the process, which I really liked.

2026-02-09T22:08:46.341Z

I had an amazing experience purchasing my home. Stephen was great overall! He made it a smooth and stress-free process for us.

2025-11-03T19:32:54.365Z

My law firm regularly does closings with Stephen Caceda and his team at Simplified Capital. The transactions are always smooth, and his clients appreciate his customer service and competitive rates.

2025-11-03T19:29:37.607Z

I had an excellent experience working with Stephen Caceda from Simplified Capital. From start to finish, Stephen made the entire mortgage process clear, smooth, and stress-free. He took the time to explain every step, answered all my questions promptly, and went above and beyond to find the best rate and loan structure for my situation.What stood out most was Stephen’s professionalism, honesty, and genuine care for his clients — it never felt like just another transaction. He made sure I understood all my options and kept me informed the whole way through. I couldn’t be happier with the service and outcome, and I highly recommend Stephen Caceda and Simplified Capital to anyone looking for a knowledgeable and trustworthy mortgage broker.

2025-06-15T20:31:08.025Z

Stephen is a master of his craft and did an excellent job on executing a refinance on a property of mine. There were some obstacles we encountered along the way through other parties involved but he was able to find a solution which worked out better than what we originally had planned. Looking forward to doing more business with Stephen in the future!

2025-03-25T00:07:27.419Z

Working with Stephen was an absolute pleasure! He helped us navigate the home-buying process with confidence and ease. What stood out the most was his quick problem-solving—any time an issue came up, he was on it immediately with a clear, effective solution. His professionalism, responsiveness, and deep knowledge of the market made all the difference. We’re so grateful to have had Stephen by our side and highly recommend him to anyone looking to buy a home!

2025-03-21T17:44:48.494Z

I met Stephen on a Facebook group, and he was able to be super helpful and competitive with rates. We just closed on a deal, with a transaction there is always back and forth and Stephen did a great job at helping troubleshoot. Highly recommend

2025-03-04T22:09:54.248Z

Great experience, Stephen (and Karin as well) did a great job on the Refi cash-out of a multi unit investment property. Communication was on point and I will surely use them again. Thanks!

2025-03-04T22:02:14.102Z

Reliable and professional!!